So in late November, more than 38 million, large, multipage letters with "U.S. District Court Approved Refund Notice" stamped on the front were mailed.
People got the message. There are now more than 8 million claims awaiting approval.
"It's one of the highest claim response rates in history of class actions," said Davidoff.
Cardholders who fill out mailer sent to them or apply online at www.ccfsettlement.com have three options when requesting a refund.
Easy: Ask for a set refund of $25. This choice is recommended for people who took short trips overseas or spent less than $2,500.
Medium: Request a total estimated refund based on typical spending while overseas.
Hard: Request a refund based on annual overseas spending based on actual receipts.
Refund requests will be reviewed, and only one will be provided per household, no matter how many cards were used.
Ross has filed his own refund claim and hopes to receive several hundred dollars.
A final settlement hearing is scheduled for March 31, while the deadline to request a refund is May 30, 2008. After that, the check, as they say, is in the mail.
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