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Storm Over Poor Credit Risks Who 'Piggyback' Off Consumers With Top Scores

Kurt wanted to buy a home for his wife and two children -- and he wanted to do it through a mortgage he could afford. But the 44-year-old Chicago man had spent time in prison on drug charges and hadn't been able to build up a credit history. Kurt -- who asked that his last name be withheld to protect his family's privacy -- said he had turned his life around after prison. But, when it came to buying a home, his low credit score meant that he faced what he called "ungodly" high interest rates of... Full Story
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