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Start by Calculating How Much House You Can Afford to Buy

So is it time to buy a house? Has the market bottomed out? Home values declined more than 16 percent from 2007 to 2008, according to the S&P Case-Shiller Home Price national index, which compared the third quarter of each year. And while that is upsetting news for homeowners, it could be very welcome news to those who were shut out of the American Dream because prices were too high. I am neither a market analyst nor a fortune teller. I can't tell you whether today's prices are fair. But as a... Full Story
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