Refinancing Tips From the Front Lines of the Mortgage Mess

There's a slight thaw in the mortgage market, and what's heating up is refinancing. "Might be doom and gloom for some people, but right now there's a lot of activity," said Keith Kantrowitz, president of Wall Street Mortgage Bankers. "Business is up again," said Michael Moskowitz, a mortgage banker with more than 25 years of experience and president of Equity Now. "90 percent of business is refinancing." With interest rates at historic lows, though, it's difficult to decide when...Full Story