Forget about your investments for a moment. Yes, I know, your portfolio has lost more than 30 percent in a year, but chances are there's another critical financial issue that you've spent a whole lot less time thinking about.
That is when and how you will collect Social Security retirement benefits.
Make the wrong choice, and you could lock yourself into 30 years of reduced income. Make the right choice, and you could more than make up for what you've lost in the past year's market turmoil.