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Net Gains: If Your Employer Doesn't Provide a Pension Plan, Consider Buying an Immediate Annuity

Now might be the right time to buy yourself a pension. In a difficult investing environment, one of the best protections you can have against market uncertainty is a guaranteed stream of income from something like a traditional pension plan. The problem is, of course, fewer U.S. employers today offer a defined-benefit pension plan that provides a guaranteed monthly payment to retirees. Instead, many of us are responsible for securing our own retirement income through a 401(k) plan or similar... Full Story
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