In Baltimore, in the middle of the mortgage mess, a lot of despair has landed on Roy Miller's desk.
Miller, a housing counselor for a nonprofit group, is saving some of his neighbors' homes. Foreclosure filings jumped 25 percent in Baltimore last year, but in Miller's neighborhood, the number dropped, and he gets most of the credit in this credit crisis.
Miller used to sell mortgages, so he knows the game. But many of his clients didn't.
"They can say this is a fixed rate but they don't...Full Story