Mortgage Woes in Baltimore

Lee has been in his house five years. Two jobs for this single father of two are not enough.

"You still need to think about ways that you can generate more income," Miller counseled him. "Because you don't want to live in a cash poor situation. This is reality right here."

Lee said, "He gave me some hope. I mean, as long as I do what he says, I have a better chance of keeping my home."

Lee's first renegotiated payment was due two weeks ago. He made it.

But Miller acknowledges that he can't save everyone. "You do your best, and we have been very successful. The percentages are good, but some people just ... you can't save them all. Some people had no business in the first place."

So, now it's Miller's business, trying to save one home at a time.

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