The big, bright, four-bedroom Florida dream house was proof for Dr. Dan Howard and his fiance, Nickie Struthers, that they had finally made it.
"I think of being proud and showing her 'Look, I can provide this, you know, for our family," said Howard, a surgeon. "That was a good moment in life."
Howard, who is beginning to establish his medical career, and Struthers, a real estate agent and mom, stretched their budget to buy at the top of the housing bubble. Then their own bubble burst, with a...
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