Advertised rates for car loans, mortgages and even some credit cards are tantalizingly low, promising big savings for borrowers who can refinance. But just because you see that rate advertised doesn't mean you'll qualify.
Here are three loans that can be difficult to refinance, as well as strategies for lowering your rate if you are stuck with one of them.
Used Auto Loan
If you bought a new vehicle with little or no money down, or if you're driving a clunker, refinancing it may be tough....Full Story