As fallout from the housing market collapse and financial crisis continues to spread across the country, America's city and county governments struggle to make ends meet.
Increasingly, some local governments simply cannot.
A quick and ugly snapshot:
The city of Vallejo, Calif., outside San Francisco, filed for Chapter 9 bankruptcy in 2008, even before the worst of the economic crisis began. A reorganization plan is still winding its way through a federal court with no end in sight.