What's the Most Expensive State to Bank? State Bank Fees: Interactive Map

West Virginia has the highest median monthly bank fees in the country at $12, according to the Pew Charitable Trusts. The national average is $8.95, according to Pew, which released an interactive map this month. West Virginia also ties with Kentucky for the highest median minimum combined account balance needed to waive the monthly fee: $10,000. Minnesota, Montana, Nebraska, North Dakota, South Dakota and Wyoming have the lowest median monthly fee, $5. Vermont has the lowest median minimum combined account balance to waive monthly fees, $100.

Nine out of 10 Americans have a checking account, making it the most widely utilized financial services product in the United States according to a Pew report called Hidden Risks: The Case for Safe and Transparent Checking Accounts, released in April 2011. The report calls for banks to provide policies and fee information in an easy-to-understand format to allow customers to compare terms and conditions among banks.

Below, an interactive map shows you a breakdown of fees per state and where the most people are "unbanked" or have chosen not to have bank accounts.