Of all the debt collection scams, the ones that inspire the greatest panic come over the phone. A menacing, often almost incomprehensible voice, claiming to represent a creditor, demands immediate payment of a supposed debt. Otherwise, the caller threatens, the consumer could be arrested and thrown in jail.
"Outrageous!" we tell the many consumers who contact us every week seeking help after being cowed and frightened by these bullies' threats. To each of them, we repeat the same advice:...Full Story