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A Look at ATM, Bounced Check Fees

How Much Are You Paying in Fees?

A new study by Bankrate.com found that the average surcharge for withdrawing money from ATMs jumped to an all-time high of $1.64 this year. The avearge penalty for bouncing a check also hit a record high of $27.40. So how can you withdraw money without getting bilked?

Here's a quick look at the ATM surcharges and bounced check penalty fees for interest-bearing checking accounts at some of the biggest banks and online banks in the country.

Checking Account Fees
  Monthly Service Fees ATM Surcharges Another Bank's ATM Bounced Check Fees
Chase Bank, New York   $10   $1.50   $1.50   $30
Bank of America, Los Angeles   $10   $2   $2   $19
Chase Bank, Chicago   $10   $1.50   $1.50   $30
Wells Fargo Bank, San Francisco   $12   $2   $2   $30
SunTrust Bank, Atlanta   $9   $2   $2   $32
Wells Fargo Bank, Minneapolis   $12   $2   $2   $30

And here's a look at the fees for interest-bearing checking account at two top internet banks included in the bankrate.com study:

Web Checking Account Fees
  Monthly Service Fees ATM Surcharges Another Bank's ATM Bounced Check Fees
Imperial Capital Bank   $15   $0.00   $0.00   $25
NetBank   $3   $0.00   $0.00   $30

Source: Bankrate.com

To view the full study and check out the bank fees in your area, clickhere.

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