Fed up with your bank's fees? How to move your accounts

•Set up online accounts for your new and old bank and monitor them frequently. That will make it easier to determine whether your employer, mortgage lender and other businesses you deal with have switched over to your new account, says Bill Hampel, chief economist for the Credit Union National Association. You can also use your online accounts to move money between your new and old account as needed, he says.

If you have money in a savings account, Hampel adds, it's not a bad idea to deposit some of it in your old bank account temporarily, just in case there are some outstanding checks or debits you've forgotten about.

•Don't burn bridges with your old bank. Your ex may need to get in touch with you weeks, or even months after you close your account, so make sure it can find you. If you move or get a new phone number, notify your old bank in writing. Don't rely on a phone call.

Sandra Block covers personal finance for USA TODAY. Her Your Money column appears Tuesdays. Click here for an index of Your Money columns. E-mail her at: sblock@usatoday.com. Follow on Twitter: www.twitter.com/sandyblock

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