The Bible tells us, "It is better to give than to receive." Most Americans don't feel that way on April 15. But when the Lord (a.k.a., an IRS algorithm) shines his countenance upon us and a portion of what we paid is returned in the form of a tax refund, it seems only fair that we actually get to spend that money.
Unfortunately, this is not always how it works. In 2011, 1.5 million Americans never saw their refunds or were forced to wait 200 days or more. They were diverted to prepaid debit...Full Story