'Fee-Harvesting' Credit Cards Keep Debt Growing

When Celina Alvarez decided to enroll at the community college near her home in Hurst, Texas, last fall, she was nervous about starting school and worried about how she'd pay for it. For Alvarez, the answer came in the morning mail. "Well, Celina — after graduating from high school — was getting just bombarded with credit card applications," her mother, Angie Koslan, says. Since Koslan was worried her daughter might not qualify for financial aid, she suggested she apply for a credit card. "I...Full Story