Budget is the word this year when it comes to holiday spending. But how do you stick to a budget once it's made?
We all know how easy it is to overspend on expensive gifts for your kids, and all those lavish meals for your relatives, but financial advisor Dave Ramsey from Fox Business Network says he has a holiday spending plan that just about anyone can stick to.
Create your holiday budget on an envelope, and put cash inside.
Ramsey says this idea may sound simple, but it's very effective....Full Story