The Insurer Who Spied on Me: Disabled Man Sues Claiming The Hartford Unfairly Cut Off Benefits

"Not only am I still disabled, and that's not going to change, but they've destroyed me financially," Werner said.

Werner's lawyer, Mindy Chmielarz, is a partner for the DI Law Group which represents Werner and others who are suing the Hartford for alleged unfair claim termination involving videotaped surveillance. She says The Hartford's tactics are unfair.

"Planning surveillance and setting up your investigator in the doctor's office parking lot is dirty pool, you know you are going to get some type of activity, no matter how minimal it may be," she said.

But Pisano says regardless of the complaints, the track record for disability carriers speaks for itself.

Company Defends Surveillance

"Ninety-five percent of claims go through pretty easily," she said, but when she was asked if she would look at information on the individuals who contacted "Good Morning America," she said, "Well, I don't think it would be appropriate for me to be the person who is deciding what to do with it.

"Trade associations are not regulators," she said." What we do is tell our companies' story."

The Hartford declined a request to be interviewed by ABC News, but they sent a statement which said, in part, "Surveillance is not used as a stand-alone reason for a claim decision," and that the company decides to terminate disability benefits in less than two percent of all cases investigated using surveillance.

Click HERE to read the entire statement from the Hartford.

That doesn't provide much solace to people like Werner and the others who say they unfairly lost their benefits after being secretly taped.

"You know, they want to save money, great," Werner said. "Get it from somewhere else. But don't take it away from people who are legitimately disabled."

The Hartford refused to disclose detailed information to us about its surveillance practices, so we contacted officials in Florida and its insurance consumer advocate is now investigating (CLICK HERE for more on the investigation).

If regulators find The Hartford is engaged in unfair practices, the company could face large fines.

Click here to return to the "Good Morning America" Web site.

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