IVF: When Insurance Companies Won't Pay

Six years ago, Brandi and Shelton Koskie walked out of an infertility clinic just after learning that they couldn't get pregnant naturally but could pay $20,000 for in-vitro fertilization, which wasn't covered by their insurance. As they walked across the parking lot, Brandi Koskie started talking about a plan: Build a website, call it BabyOrBust.com, and ask visitors for $1 donations toward IVF. "By the time we got to the car, it was a done decision," Shelton said. "My wife is one of those...Full Story