TRANSCRIPT: ABC News/Facebook/WMUR Republicans Debate

Now, you talked about a $15,000 to $20,000 deduction -- right? -- for people buying their own insurance. If you take a median-income family of $62,000 in this country, you've just saved them $3,000 on their taxes. That doesn't come close to buying an insurance policy.

MCCAIN: Sure. And next year, if you continue 10 percent inflation associated with it, it'll be even further away. And the next year after that.

Because the problem with health care in America, it's not the quality. It is the inflation.

And in all due respect to your expert that we just saw, he's talking about the wrong aspect of this issue. The right aspect of this issue is inflation, if we could get it under control and get it reduced so that health care costs are reasonable in America, then those people will be able to afford it.

GIBSON: And to get health care costs...

MCCAIN: And they can -- and they will be able to go out and choose their insurer, anywhere in America, and they will be able to then to get affordable health care in America.

But we have to make the recipient of the health care more responsible. We have to have outcome-based results for health care. We have to emphasize wellness and fitness.

One of the most disturbing things in America is the increase in diabetes, obesity and high blood pressure amongst younger Americans. So we have to award wellness and fitness.

HUCKABEE (?): Charlie, I'm...

MCCAIN: And that way, we'll have a healthier nation and we will have less health care costs.

But, again, you made a statement about European nations, they all get health care. Well, some people here in New Hampshire have been to Canada. I don't think they want that system.

ROMNEY: A lot of people have ideas about health care and improving health care. We took the ideas and actually made them work in our state, as people in New Hampshire know. We put in place a plan that gets every citizen in our state health insurance, and it didn't cost us new money. And it didn't require us to raise taxes.

What we found was, it was less expensive or no more expensive to help individuals who had been uninsured by their own private policy than it had been for us to give out free care at the hospital.

And since we put our plan in place last April, we've now had 300,000 people who were uninsured sign up for this insurance, private insurance.

And where the doctor -- good doctor was wrong is that it's true the insurance companies don't want to sell policies to one person at a time. It's expensive.

We established what we called a connector, a place where individuals could go to buy policies from any company, and that connector would in turn send their premiums on to those companies.

So the economics of scale existed. And as a result of what we did, the premiums for health insurance for an individual buying insurance went from $350 a month to $180 a month, with lower deductibles and now with prescription drugs.

ROMNEY: The answer...

GIBSON: Anybody...

ROMNEY: Let me just -- I just -- I want to underline this.

We don't have to have government take over health care to get everybody insured. That's what the Democrats keep on hanging out there.

The truth is, we can get everybody insured in a free market way. We don't need Hillary-care or socialized medicine.

PAUL: Charlie, you really answered the question -- you answered it in your question, because you said, "How can we afford a trillion- dollar war and we can't afford health care?"

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