Some Americans May Not See New Health Care Provisions For Months

"The administration continues to work closely with states and other partners to ensure the new benefits and opportunities of the Affordable Care Act are made available efficiently and effectively," HHS spokeswoman Jessica Santillo said. "HHS is making every effort to meet the deadlines for implementing additional consumer protections that begin taking effect on Sept. 23rd of this year."

Here is a look at the policies that will go into effect on or after Sept. 23, the six-month mark since President Obama signed the historic health care bill into law:

Extension of coverage for young adults: Under the new law, children under the age of 26 will be able to stay on their parents' insurance plans for all individual and group policies. Some insurance companies have agreed to implement this policy ahead of schedule but many Americans will not be eligible for this until their insurance plan is up for renewal, which varies by company.

No pre-existing condition for children: Insurance companies will be barred from denying children coverage based on pre-existing conditions.

Prohibition on rescinding coverage: Insurance companies will be prohibited from cancelling coverage except in cases where the policy holder commits fraud. This provision applies primarily to the individual insurance market.

Focus on preventive services: Insurers will have to provide preventive services such as mammograms and colonoscopies without cost sharing or charging co-pays.

High risk pools: Programs have already been established in some states to provide temporary insurance to those people who have been denied insurance because of pre-existing conditions for at least six months. The high risk pools and premiums differ from state to state.

Premiums can range anywhere from $140 to $900, HHS said in July, with older people having to pay more. The premiums are linked to individual health insurance costs in each state.

-- This embed didnt make it to copy for story id = 11413800. -- This embed didnt make it to copy for story id = 11413800. -- This embed didnt make it to copy for story id = 11413800. -- This embed didnt make it to copy for story id = 11413800. -- This embed didnt make it to copy for story id = 11413800.
Page
  • 1
  • |
  • 2
Join the Discussion
blog comments powered by Disqus
 
You Might Also Like...