ATM fees can also add up to a big annual cost. As GMA contributor Mellody Hobson has reported, typical out-of-network ATM fees are now around $3.50, which can add up to hundreds of dollars per year. Hobson recommends either only using your bank's ATMs or switching to a bank that doesn't charge those fees. Charles Schwab and E*Trade will both reimburse any ATM fees you pay.
Understanding your insurance coverage is complicated enough, even without considering the debate that's currently underway in Washington, D.C.
There are steps you can take to better manage your health care to make the best choices.
ABC News also maintains an extensive health page at ABCNews.com/health. There, you can find tools to help you check out symptoms, find doctors, and take preventive steps to maintain your health.