Financial Education -- Bonus Pay for Teachers

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"It makes the teachers forget the curriculum and forget trying to achieve high standards and just look at these test objectives and drill and kill to get those objectives mastered, " said Andrew Dewey, an 11th-grade public school teacher in Houston.

But there are programs that focus on more than just test scores, like one in Chicago, which local teachers local teachers support, and will use the new federal money. In Chicago, one-third of the city's teachers are expected to retire over the next five years.

"We're trying to put in place a professional development system where teachers will feel supported, where they will feel they're getting better," said Chicago school district president Arne Duncan.

Struggling schools would hire "mentor teachers," who would make extra money training their colleagues and decide whether they deserve end-of-year bonuses.

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