eBay, Craig’s List Users Targeted in New Scam
Selling something on eBay or Craig’s List? Watch out for who’s signing the check to buy it. Tens of thousands of Americans are being targeted by the latest scam sweeping America, many of them targeted online through Craig’s List and eBay. Scammers overpay with counterfeit checks that look so good most banks accept them. It’s only after victims have sent the overpayment amount back to the scammers that they learn the checks are no good, and they are out the money. Photos: Phony Checks Targeting Americans U.S. Postal Service officials say they have seized more than $2 billion worth of high-quality counterfeit checks coming from Nigeria, England, the Netherlands and Canada. But, they say, many more phonies are still getting through. Click Here for Full Blotter Coverage. That’s the kind of check Jill Parker, a pharmaceutical company manager in Richmond, Va., got in the mail. Using Craig’s List to rent an apartment she owned in Chicago, she was contacted by someone moving from London. "He was going to send me a check for $25,000," she told ABC News. "I was to deduct what he owned me for the first month’s rent and the security deposit, and I was to wire the balance back to his agent, who was handling his furnishing." She took the check to her bank and called a few days later to see if it had cleared. Told that it had, Jill, as agreed upon, wired the remaining $21,000, thinking she was ahead $4,000. "Everything looked great; everything went fine until about a week later," she said. The bank informed her that the check was no good and had been returned not paid. And Jill, not the bank, was out the money. American banks say they are required by law to make the money available well before a final determination is made as to whether the check is good. "Certain funds, for example, have to be available on the day after deposit," Nedda Feddis, senior federal counsel for the American Bankers Association, told ABC News. "And the fraudsters are taking advantage of that rule." Good Morning America Video: Phony Check Scam Hitting America There have been tragic consequences. Chris Soens, suffering from health problems, thought she got a dose of good news in the mail when she won $90,000 in a supposed European lottery. Once the check had been deposited and posted to her account, Chris wired back $40,000 for what she was told were fees and taxes. When the check was discovered to be a phony, the bank told Chris she had to repay the entire amount. Her sister, Rebecca Woodworth, says it led to suicide. "I think she was devastated," she said. "I think she was plunged into depths of despair knowing that everything she had was gone." The problem has grown so large that the U.S. Postal Service is launching a nationwide TV campaign starting tomorrow to warn Americans about the dangers of the bad check scam. The Postal Service has also set up a new Web site to educate the public on check fraud: www.fakechecks.org.
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I’m renting a house on Craigslist right now. Last week, I recieved an inquiry about the house, from a guy in England. He asked for my address, so he could mailed me the money for the deposit and rent. I don’t know this person, we hadn’t done a background check on him and he just wanted to rent the house, sight unseen. I was very suspicious and refused to have anymore contact with him. I think, if people would just use a little more common sense and not be so greedy, fewer people would be scanned.
Posted by: E.S. | October 2, 2007, 11:08 am 11:08 am
I have a friend that is totally BLINDED TO SEE THE TRUTH!
THIS PAST 11 YEARS HE HAS SENT $$$$$$$$ ALL OVER THE WORLD TO “ACTUALLY believe HE WILL RECIEVE A return!” I have showed him many times on paper, news reports and when to watch TV to see the truth and allow the TRUTH to set him FREE! Yet he will not listen! All I can do now is to just Pray… and allow only Jesus to show him the way, the truth, and the life HE EXCEPTS us to accept and totally believe. Amen!
Posted by: Jimmy | October 2, 2007, 11:10 am 11:10 am
I received a check last week from England. I read it to see what it was about not knowing of the check scam thing. It said that I won the lotto and that I had to send a certain amount of money back to them to cover the fees. Well, I knew right off the back it was not real and also the fact that it was sent to my P.O. Box was another alert. Also, knowing that I never entered a lotto drawing. There was a phone number, so I tried to call and it gave a message one day and the next day it just rung over and over.
Posted by: KESIA | October 2, 2007, 11:16 am 11:16 am
How the HELL could banks have allowed such a FLAWED rule to exist, & why do they make THE INNOCENT VICTIM (who also happens to be THEIR CUSTOMER) pay?!?!?!
Posted by: ENDcorruption | October 2, 2007, 11:32 am 11:32 am
Excellent piece on scams that are part of a big picture in America-rampant fraud perpetrated on the innocent. We see this mess everywhere from phony builders(mainly swimming pool guys), to phoney jobs that promise higher than normal pay government jobs, to unbelievable great internet jobs. Man someone needs to step up-say the Justice Dept. would do nicely.
Posted by: rockychance | October 2, 2007, 11:39 am 11:39 am
I have listed several things on craigslist, and every time I get a few emails from someone pulling this scam. The warnings are posted everywhere. USE YOUR HEAD people. Why would someone in California want to buy a used couch from someone in AZ for $600 and send me a check for $2000 first?
Its plain common sense. People who fall for these scams deserve what they get for being ignorant.
Posted by: Donnie Dorsey | October 2, 2007, 11:50 am 11:50 am
I was dealing with a lady named Elizabeth, from London, since September 19th. She wanted to send us money to rent an apartment and we were to send the remaining balance to her travel agent. She told us that she was an heiress !! We finally stopped emailing on September 29th when we informed her that we could not assist her with her needs. THANK GOD!!
Posted by: Robin | October 2, 2007, 11:53 am 11:53 am
The BANKS allowed this SERIOUSLY FLAWED rule to exist, so WHY THE H#LL SHOULD THEIR CUSTOMERS PAY FOR THE SCAMS?!?!?! BANKS, THEMSELVES, HAVE ALL BEEN SCAMMING US EVER SINCE THEY’VE BEEN ESTABLISHED, AS IT IS!!!
Posted by: truemaven | October 2, 2007, 11:54 am 11:54 am
Be suspicious. And yes have a little common sense. I JUST got this email last week in response to my posting on craigslist. If something like this doesn’t raise your suspicions I don’t know what would.
“Hello Kim,
Thanks for your reply.I intend to move to the states in soonest.I am willing to pay you the rental fee along with the utilities.. Well i’ll need your favour on something which would also serve as my means of payment. My Boss owes me some funds and i told him that i’ve secured a room ,he agreed to pay up and said he’ll inform his partner in Canada to send a Us certified check to you.Send me your full names, address and phone number to send the payment get across to you. Once you receive it, kindly take them to your bank & have them cashed. From this you can deduct the total amount for the room & in due course of time i will forward to you my name & address to have some of the balance sent back to me. With this i will be able to buy my ticket & pay for freight fee that will be bringing my things over. The remaining i will pick up when i arrive. I wont be bringing much over as i intend to buy most afresh there. But my PC will be coming with me surely & other personal belongings.Thank you so very much for understanding.
i hope to hear from you soon.
Yours with all sincerity
Juliet Harrison”
Pu-leese. I let “her” know real quick that I’d have to be an idiot to do something like that
Posted by: kim | October 2, 2007, 11:57 am 11:57 am
Instead of making check funds available quickly, why can’t people (agree to) wait for the bank to verify liquidity?
Posted by: Jay | October 2, 2007, 11:58 am 11:58 am
I’ve had a similar encounter on Craig’s list but luckily red flags went up and I avoided becoming a victim. The old addage is true : you don’t get something for nothing. These are all people thinking they’re getting free money and they get taken. If you’re doing business online you have to be aware of the liars and cheats and the ways they do business. I agree banks should be better able to detect a fake money order or check or put some sort of protectin in place for consumers. Lord knows they make sure they are protected. Basic rule: Protect yourself. No one else will!
Posted by: shakespearetobe | October 2, 2007, 12:03 pm 12:03 pm
This sort of thing has been going on for a very long time. It’s just that with the internet, these grifters have a lot more targets. It used to be that when a grifter got caught they were lucky to escape with their lives. I only have to say that if you’re gullible enough to believe that someone would send you a check for $25,000 for $4,000 in rent/security deposit, you should be letting someone else manage your finances. Think about it! Would YOU send a complete stranger $25,000 to rent a house you’ve never seen, where the rent is only $4,000, and expect the renter to return the difference? That sort of thinking is just plain stupid.
Posted by: Bob Robinson | October 2, 2007, 12:06 pm 12:06 pm
The same thing happened to me as Jill’s. I received a check in the mail stating that I won $40,000 and encloseed was a check for $4000. To claim the $40,000, I had to send wire $4000 to Montereal. I deposited the check in the bank and waited for it to clear. A week later, I contacted the bank and they told me it is cleared, so I went and cashed the money and wire it to Montereal. I felt so stupid when the bank called me the next day saying that the check was no good. I had to take a $4000 loan to pay for my stupid mistake. I did this based on the information I received from the bank, otherwise I would have tore the check up. Live and learn.
Posted by: maxxiimos | October 2, 2007, 12:07 pm 12:07 pm
As long as we as humans allow our quest for that ultimate “free lunch” to guide our ship of life, the vicious cycle of take or be taken will continue.
A very sad state of mind to be in.
Posted by: I. M. Greedy | October 2, 2007, 12:11 pm 12:11 pm
Who are gullible enough to fall for these scams ? I betcha they are one and the same who voted for GW Bush twice.
Posted by: adam | October 2, 2007, 12:16 pm 12:16 pm
I just sold a bed on craigslist and had two ‘different’ people try to tell that their bank had ‘accidentally’ drafted $2000 dollars too much and would I mind forwarding the rest to their mover via western union.I thought it odd both were planning on buying a used bed yet had a ‘mover’ on hand to pick up the bed. Who can I report these two individuals to?
Posted by: Renee | October 2, 2007, 12:16 pm 12:16 pm
I posted a used textbook on the facebook marketplace. A few days later I had an inquiry from a guy in England who wanted me to receive his check for $2500 and then wire the rest of it back to a “shipper” in London. It was a $30 book! I stopped communication with him and when I received the check I took it to the bank. It’s crazy that they even want to scam you over such small purchases.
Posted by: Jill Sexton | October 2, 2007, 12:18 pm 12:18 pm
Very simple. Just refuse to mail back ANY money until the check clears.
Posted by: Anonymous | October 2, 2007, 12:21 pm 12:21 pm
This scam has been going on for 10-20 years, and just now, the USPS is going to take action. It’s too little, too late.
Posted by: Robot Phil | October 2, 2007, 12:32 pm 12:32 pm
I would like to add something about ebay
two weeks ago someone got into my ebay account. They purchased laptop computers the mailing address was in Nigeria. whoever this was change all my ebay account information to theirs. they also gained access to my paypal account. I was out $9,650.00. It has been ia real mess trying to fix. My paypal account had my checking account information as well as a credit card on file. I Will no longer do business with Paypal, Because of this it’s not worth the trouble.
Posted by: Listenuppeople | October 2, 2007, 12:32 pm 12:32 pm
This is so true. I went around and around with a guy who wanted to purchase my bass guitar from me on Craigslist. He kept asking for more information with each email, but I finally wised up when he mentioned his secretary “accidentally” wrote a check in the thousands, and this for an item that probably wasn’t worth more than $300. Moreover, the check was already “mistakenly” on its way by UPS, and I should just cash it and then he’d tell me what to do next. Sellers beware.
Posted by: Jim | October 2, 2007, 12:34 pm 12:34 pm
That’s what paypal is for! I heard an interview this morning with a woman that seemed intelligent who got a notice of winning a lottery. the first clue is, if you didn’t enter it yourself. If you won the powerball, the state wouldn’t ask you for fees, they are deducted BEFORE you get the check.
Bottom line, if it sounds to good to be true, it probably is.
Posted by: aunty_em | October 2, 2007, 12:37 pm 12:37 pm
Almost every time the news of gullible Americans are showed on ABC News, the victims are portrayed as smart and innocent. I will beg to differ here, I see these victims as idiots; otherwise, how can person take $21,000 check for a $4,000 business transaction? Not even Walmart can take $21,000 check from a customer like that. The purpose of check writing is to simplify and not to complicate business transaction. Let us ask one of the victims above who is said to be a manager, isn’t it faster for your customer in London to cash his check in England than for him to waite for their check to be mailed to American and then cashed in American and the balance wired back to London? Why can’t the customer write the exact amount on the check? My bank recently charged me $45.00 for international wire transfer and $15 for national transfer, that is a lot of money to pay just to give balance.
Do you guys want us to sympathize with idiots who cash lottery checks when they did not play any lottery. It never ocur to the victims that you have to present a winning lottery ticket you bought at the Gas Station before you can claim your check. The so called victims are as guilty as the scammers because they want free money. Many gullible victims are criminals who want to help oversea criminal to transfer stolen money. Gullibility should not be advertized and anyone who use the Internet or has an email address who by now don’t know about the Internet scams are a moron.
Posted by: Charlie Chukwudolue | October 2, 2007, 12:48 pm 12:48 pm
i can not believe how stupid some of you people are!!! anyone who is dumb enough to fall for these scams deserve everything they get. use some common sense people!!! come on, winning a lottery that you never bought a ticket for…that should be a red flag, use your head and quit trying to be greedy.
Posted by: Spyder | October 2, 2007, 12:50 pm 12:50 pm
This is nothing new— been going for years. Here is my reply to the latest “hitman” wanting to send me an electronic check for my item on craigslist. And then I notify their email i.e. hotmail of the scammer
Sure please call to set this up
(I insert # of local police- non emergency here)
Ask for Locke Miup who is my financial assistant
Best Regards
Bob
Posted by: bob | October 2, 2007, 12:51 pm 12:51 pm
shakespearetobe, you hit that nail right on the head! For a person to think that someone that they didn’t know, AT ALL, was sending them more than enough money for a security deposit…I’d think their elevator doesn’t go all the way to the top, ANYWAY! Even if the check was LEGIT…THERE’S NO WAY IN HELL, I’m gonna send you my HARD EARNED MONEY AND TRUST THAT YOU’RE GONNA TAKE WHAT YOU’RE “SUPPOSED” TO & NOT GONNA RUN OFF WITH ALL OF IT!! UNBELIEVABLE!!!!
Posted by: detroitnative | October 2, 2007, 12:53 pm 12:53 pm
I think that was BOB who posted that comment!!
Posted by: detroitnative | October 2, 2007, 12:56 pm 12:56 pm
I recently posted an ad for an antique stove. I was selling the stove for $500 and received a check for $3500. I immediately knew there was something wrong. I contacted the company listed on the check and our local police. The company listed on the check was grateful that I called instead of immediately cashing the check as it was a bad check. What really got me was that I called the bank listed on the check and they stated it was a good check. I told the company listed what the bank said and they were very upset. The police said they couldn’t do anything because it’s not a crime until I try to cash the check, which I didn’t. I then received an email from the individual that sent the check stating they were going to call the FBI and report me! I emailed them back and told them to please do contact the FBI, that I would love to hear what they have to say about sending fradulent checks through the US Mail. I never heard from them again. It just goes to show that the old saying “You never get something for nothing” is true and everyone should be a little suspicous of “free” money.
Posted by: Darlene Landry | October 2, 2007, 1:00 pm 1:00 pm
There is an old saying: “If it seems to good to be true, it probably is.” These are *old* scams that have been around for a while now.
Posted by: hawkechik | October 2, 2007, 1:00 pm 1:00 pm
This scam has been around eBay for years. It and the Nigerian “You Got a Fortune” letter. I am surprised people still go for it. People, people, you are not a check cashing service!
Posted by: Quickphil | October 2, 2007, 1:01 pm 1:01 pm
I am yet another victum I knew in my heart a scam desperation and need to save my home pushed me into making the wrong desision. BUT- I would like to warn bank employees to help desperate customers- I asked the teller and the manager of the bank 3 times in person if the money was actually there and he approved the transaction for me- in hind sight he should have seen I was doubtful and needed his compassion and cool intelligence to help me. I was looking for any reason not to do it. They had my number at work and were harrassing me all day to make the transaction.
Posted by: Cindy | October 2, 2007, 1:07 pm 1:07 pm
Wait for 30 days. What are they going to do? Take you to small claims court?
Posted by: Clarence | October 2, 2007, 1:24 pm 1:24 pm
Last Fall I was selling a snowmobile in the local paper. One night I had a strange phone call from a service that is used for the deaf. Basically the operator speaks to me for a person on a computer. The person said they were interested and asked for an email to set things up. In the email they said they were moving back to the U.K. and needed the snowmobile. They were sending me a check to cash and give the excess to their business associate at a moving company and to keep a little extra for my troubles. Anyways it seemed fishy and too good to be true from the get go.
These people have alot of us pegged as greedy Americans, the sad thing is in some cases they’re right and they play on that knowing if you wave $$ in our face we lose our common sense and go for it. We have to wisen up and try to remember that if it seems too goog to be true, it probably is.
Posted by: Justin | October 2, 2007, 1:36 pm 1:36 pm
Thanks ABC Good Morning America, I saw your story on Fake Checks hitting ebay and Craig List users. My daughter said she sold her daughters bunk beds on Craigslist. A check arrived today via UPS, for $1660.00 more than what she sold the beds for. The guy tells her to cash the “cashier’s check” and pay the shipper the $1660.00 for shipping $300 worth of bunk beds! I told her I didn’t trust this transaction. The cashier’s check looked real, had the watermarks, etc… so she took it to her bank (Chevy Chase) and they told her
that it would have to be deposited. She got a copy of the check, and called the issuing bank, only to find out that the check is a fraud. We reported it to UPS and to the bank which both said
they would investigate. The sad truth is that when she reported it to the local police for a report they said that they would not take any action, since she was “not defrauded”. I am not happy with that answer and will pursue it with the VA State Police or Federal agents…. if he is doing this to her, then he is doing it to others…
BEWARE!
Posted by: Jim | October 2, 2007, 1:38 pm 1:38 pm
Bob, that is funny! People, it’s simple. If you have the smallest notion that it could be fraud…it is. If you actually fall for something like this, wait unitl it clears the bank and take your time sending the money out…100% gauranteed that it won’t be there to take out. What’s worse is that there is no way to catch these people…that’s why banks need to figure something else out to make sure people are safe from these pigs.
Posted by: Kevin | October 2, 2007, 1:43 pm 1:43 pm
SORRY TO TELL YOU…
The same is happening in Canada too !
The scammers are also winning online and at forums with their sad stories about a lost relative in Africa and need help with a little CASH donation…
AVOID THEM AT ALL COSTS !
Posted by: Jamie Andreas | October 2, 2007, 1:43 pm 1:43 pm
I purchased merchandise on ebay from a couple in NC last September. Sent payment, never received merchandise. Contacted authorities in NC, claimed they were looking into matter. Year later, no merchandise, out of 40.00.
Posted by: Donna Ward | October 2, 2007, 1:48 pm 1:48 pm
The “flawed” rule was not pushed through by the banks. They were happy with the old rule that allowed for several days to determine the legitimacy of deposited checks. It was whiney consumers that pushed their legislators to make the new law. The consumers didn’t want to wait a week for their funds to be available when they deposited checks.
Posted by: Marc | October 2, 2007, 2:02 pm 2:02 pm
You can wait 30 days, before sending the check back to them. And you’ll find out that it’s a scam. But meanwhile, there’ll be countless more who didn’t wait… They didn’t scam you, but I’m sure they’ll have scamed others.
Posted by: Roy | October 2, 2007, 2:02 pm 2:02 pm
Craigslist has HUGE WARNINGS all over the site to never, EVER deal in checks of any kind, and to always make transactions locally with payment in cash. If people choose to disregard that disclaimer because they think they know better, then they deserve 100% of the consequences. This is just common sense stuff, people!
Posted by: Charlotte | October 2, 2007, 2:07 pm 2:07 pm
The common theme I see through all these very interesting posts is that the main problem here is that law enforcement/the FBI do not seem to be able to do anything about this until it is too late.
These fraudsters should be nailed for wire fraud with 5 years in jail immediately … Get enough in jail and this problem will stop.
Posted by: Joe Bloe | October 2, 2007, 2:12 pm 2:12 pm
About a month ago, someone called up our store (an Ashley Furniture Homestore) calling to say that she had signed on with Ashley Furniture as an online work-at-home employee after recieving an email. She gave her address to whomever sent her the email and 2 weeks later, she recieved a whole big box full of $800 money orders that were typed. She was told in another email to put them in her account and wire the money to an account that supposedly belonged to Ashley. She asked us what we normally did with them. We told her Ashley has no work-at-home employees to our knowledge. She told us the box came from a coca cola bottling company address in California. They were obviously counterfiets and luckily we stopped her from ever doing it. So far, Ashley’s legal team is trying to get ahold of these fraudsters and has warned Homestores across America about the scam.
Posted by: Noonie | October 2, 2007, 2:16 pm 2:16 pm
I was selling a used car about 3 months ago for $5,000 (Craigslist) and I received an e-mail from a person with very poor English. He told me that he was very interested in the car and would send me $8,000, $5,000 for the car and $3,00 for shipping fees. I told him, for $3,000, I would deliver the car myself. Never heard from him again.
I called the police and the bank before I did anything and they told me it probably was a scam. I also called the Attorney General’s office but I never heard back from them.
People shouldn’t be so dumb, they should realize that no one is giving money away. If they are, you’ve got to know that something is wrong.
Posted by: Paul | October 2, 2007, 2:24 pm 2:24 pm
I don’t have any sympathy for people that fall for scams. Most of the times they’re greedy people that looking to make a fast free buck off someone they perceive to be down on their luck, they they are the ones that are made to lose their money and really be down on their luck. Serves them right.
Posted by: Mike | October 2, 2007, 2:25 pm 2:25 pm
There are alot of trusting people and they should be more careful. There are also alot of criminals who take advantage of these people.
Posted by: Kathy | October 2, 2007, 2:26 pm 2:26 pm
If I have won anything, send it to me. No! I am not concerned with you giving me extra on the check, you aint getting anything back. I will gladly wait till the check actually clears the back…if not…no problem for me.
Someone once said…there is no such thing as a free lunch and scammers will not get one from me.
How many people have to be defrauded by these people before they know it is a scam? This is not today’s news people.
Posted by: Joanna Richards | October 2, 2007, 2:31 pm 2:31 pm
buyer and / or seller BEWARE….always!
Posted by: mikey | October 2, 2007, 2:35 pm 2:35 pm
If you are stupid enough to send any money until the money’s clear they deserve to get screwed. It happened to my friend and I told him to keep the overage – he gave the price it is not his place, with someone paying by check, to make change. He agreed, got all excited and it was a fake. But he had his money. Once again if people are that dumb they deserve it…
Posted by: T Moore | October 2, 2007, 2:38 pm 2:38 pm
This sort of thing happened to me and my husband. We put our washer and dryer on ebay to sell and we received an offer from a guy who claimed to live overseas. He was supposedly in some sort of business and he fooled us into thinking it was real. Our price for the washer and dryer was $1000.00 but he sent a check for a little over $3000.00. My husband put it in the bank and sure enough a week later, we were $3000 in the hole. What’s really bad is that we have a baby and together we don’t make a fortune. Luckily, we were able to fix the problem but our baby could’ve been without food. Please be careful when you list things to sell. You can easily be scammed without knowing it.
Posted by: Amanda | October 2, 2007, 2:40 pm 2:40 pm
About 3 months ago, I received one of these letters and a check. The check came out of Canada. I didn’t think too much of it since the letter that came with it stated the name of my bank. I had been placed in a lottery through some transaction I had taken.
I had heard some horror stories about cashing checks and returning the “fees” to the bank the original check had been written, so I sent the check through the shredder! If I hadn’t read about scams in a previous news article, it would have seemed legitimate to me.
I have to admit, I was tempted to take it to my bank to actually verify it’s authenticity, but just dumped it instead since I had doubts.
It still urks me that my transaction through the bank had actually been mentioned in the letter that accompanied the “lottery” check.
Posted by: kathy | October 2, 2007, 2:43 pm 2:43 pm
I am victim of this scam by default. The only way my information got to the individuals was I was applying for a job that you can do from home and I thought is was a real opportunity. I went on vacation for a week and I do not have internet service at home I received the checks not having any idea it related to the email scam about a job I go to the bank to deposit after being on vacation the checks about a week later the Bank tells me the checks were no good and ask me how did I receive the checks?I told them. That’s when they told me I was probably scam so investigated this and come to find out I was scam and I also explain to Bank to what happen, now the Bank is after me for the money and decided to press charges when I am the victim.
Posted by: cheryl | October 2, 2007, 2:44 pm 2:44 pm
Donna,
You should have taken your issue up with Ebay directly. I think they would have rectified the situation. It may not be too late to try now.
Posted by: stacey | October 2, 2007, 2:47 pm 2:47 pm
So often I receive emails saying I’ve won some European lottery. My email address was the lucky one. Right. I also have been receiving job offers – I have to send all of my personal information to someone overseas…sure, I’ll get right on that. Despite best efforts to inform the public that these things are scams, people still believe they are real. I seriously doubt it has anything to do with how you voted in the last presidential election – but this is a serious problem creating a mountain of financial woes to unsuspecting individuals. If someone continues to receive these types of emails – is there somewhere to report them or just keep deleting? It would be nice to have these people caught – although I’m sure they operate in and out of so many places that may not be possible.
Posted by: JBird | October 2, 2007, 2:57 pm 2:57 pm
I’m a Nigerian residing in California and I’m amazed people fall for this scams seriously. You gotta be real desperate or plain greedy to fall for these scams. I tried selling a cell cell phone on craigslist a few weeks ago for $100 and got several emails from several individuals-one residing in the UK asking that they would send me a check for a $1000 and that I should pls wire the difference to an address in Nigeria. I wrote back to the individual that I was a Nigerian myself and that I was going to personally come down to hunt him down and have him thrown in jail..haa..haa He never got back to me although a few days later I received his phony check. It looked so real.
Posted by: Bosso | October 2, 2007, 3:42 pm 3:42 pm
In all due respect, and I mean this with the greatest kindness….How stupid do you have to be to be duped by someone with such an obvious scam. I’d love to blame the American educational system, but it seems common sense is what is lacking here. Stunning!
Posted by: Logical | October 2, 2007, 4:02 pm 4:02 pm
I haven’t seen any cheque-issuing bank that doesn’t have an internet site these days…it’s a simple affair to lookup the name of the bank and take appropriate measures.
In all cases, buyer beware. Do people normally ‘over-pay’ for their groceries, car-payments and such? No.
Verify the buyer. Ensure they exist. With all the resources available today, this fraud should occur less, not more, since as consumers, we have so much more power to investigate.
-osgo
Posted by: osgo | October 2, 2007, 4:13 pm 4:13 pm
I just want to say that it’s not the fincial institution’s fault that people are idiots and think that they would actually call someone and verify their account info!!! WRONG!! Why would a place want to verify info when they should already have it on file?!?!?!? And people have no clue what they are talking about when they call a Federal Regulation a “flawed rule”. There are certain days that checks are allowed to be available, but some institutions don’t go by that… they put certain checks on hold for longer and will only give so much to the person who is depositing the check.
Also people who think that they have won the lottery or some BS like that are totally DUMB!!! If you know beyond a shadow of doubt that you have not entered a lottery, don’t cash in the funds. And if you received mail with papers looking like a check, make sure you study it because somewhere on the “check” it will say… “THIS IS NOT A CHECK”. That’s happened to some people, they have taken an Ed McMann check to a financial institution and deposited the “check” and of course it came back fake!!!!
Posted by: Sally | October 2, 2007, 4:14 pm 4:14 pm
This person expressed no interest in the items advertised and instead wrote:
Rama Devi Shanigarapu
Please send me your address and phone number.
ANYONE ELSE HAVE A SIMILAR PROBLEM?
Posted by: LORI | October 2, 2007, 4:32 pm 4:32 pm
sounds more like you were scamming the bank. Why would anyone in their right mind deposit checks from whence you know not where they come from, nor why? You seem contradictory in your knowlege of how these checks came to you – if you didn’t earn anything from a home job – how could you come to the conclusion they were valid?
Posted by: dig4truth | October 2, 2007, 5:19 pm 5:19 pm
To LORI – happens all the time – most e’s I receive of this nature end in the trash – those that make it through – also end in the trash – unopened…
and TO ALL: Here’s another issue to be aware of… DO NOT provide and addressing information to anyone – ever, when transacting even legitimate sales via the internet. Buyer’s have no need to know this type of information, since after the sale is agreed upon – either the item ships to THEM at an agreed upon address; or if it’s a large item – it can be arranged to be picked up at a ‘neutral’ location.
PROVIDING YOUR ADDRESS can be part of a scam. NOW they know your address and can set up surveylance to watch when you leave – and ransack your home and belongings.
Paranoia – no – good common sense and self protection – yes!
Posted by: dig4truth | October 2, 2007, 5:29 pm 5:29 pm
Along with some of the sensible comment here – please also review this:
DO NOT provide home addresses when asked for them – it’s advisable not to provide land-line numbers either.
Many of these scammers are looking for home addresses to further pursue illegal opportunities and they also could have people in place to surveyl your home – watch when you leave – then rob you blind; including any vehicles or other large big ticket items.
They could be emailing you from across the street with ‘blind’ mirror sites in place, indicating they’re from anywhere on the planet.
BE SMART – with all the advanced technology at everyone’s fingertipe it can be challenging – but no technology replaces solid common sense and a little suspicion.
Posted by: dig4truth | October 2, 2007, 6:12 pm 6:12 pm
Americans are moving so fast that they cannot think properly. And the banks are truly EVIL! If people don’t stop and consider what they are contributing to, OVERALL, then the day is coming when we will wake up in another country but on the same land. The US government will not step in to help unless there is something in it for them. Them being the representatives elected to protect citizens. Banks and corporations are killing the soul of the people of America.
Posted by: robert | October 2, 2007, 10:08 pm 10:08 pm
It’s sad people resort to this, but even more sad people are just not aware of it. Anyone who does business online should be required to take a crash course in scams. If the deal sounds too good to be true, it probably is.. and LOOK FOR HORRIBLE ENGLISH.. every single scam I’ve gotten is in horrible english. Nigerians run these out of internet cafe’s, but I’ve even had some run out of the USA. They will also always send you these checks via UPS/Fedex/DHL because if they sent it via USPS they’d have the feds crawling up their rear end.
Posted by: Jeff | October 2, 2007, 10:09 pm 10:09 pm
For the people that say its common sense, yes your right it is, but when you are suspicious but you figure that the bank would catch it and let you know. I am not a dumb person but in the event you are trying to sell stuff to move and you have a lot going on like i did, I relied on the bank to not post a bad check to my account. I lost 4500 and I am 24years old.. A stupid situation when you are moving out on your own and all the money that was saved for 2 years had to go to the bank. I dont appreciate the people making common sense statements. I was held 100% accountable And I was the onethat caught it the bank didn’t inform me until one month later. to top it off I had already given back the money. I think this is a great piece and wished it aired in the beginning of the summer so that maybe I would have known that the bank isnt full proof
Posted by: notsodumb | October 2, 2007, 10:11 pm 10:11 pm
I have never heard that banks have to have a certain amount available to customers after a deposit. I know my bank Wamu puts holds on plenty of checks. Sometimes the holds are a week, ten days, one time a friend (who had an overseas check) was told the hold was 4-6 weeks! (Her check was legit btw.) If banks can (and regularly) put holds on suspicious checks or checks over X amount to verify the funds, then they should and not put innocent depositers at risk.
Posted by: EmmaC | October 2, 2007, 10:47 pm 10:47 pm
PEOPLE, I have a great Opportunity for you, I will sell you Ocean front property on Mount Olympus, Really cheap, Now, I promise it’s a great deal. the view is awesome.
Posted by: Adeeb N. | October 3, 2007, 1:28 am 1:28 am
Craigslist is home to dozens of other scams as well. One in particular which irks me are the myriad of ‘phony’ employment postings designed solely to harvest your resume and personal information. God only knows what they do with it once they get their hands on it, like sending it over to Nigeria or something. I can only imagine the incredible volume of identity theft cases that must arise from this very simple and easy act of ‘information harvesting of trusting suckers’.
PLEASE for God’s sake people, NEVER EVER post or send your resume to a ‘mystery employer’ on Craigslist, meaning one that you can’t verify, or you could be in for a world of hurt. I really wish Brian Ross’ investigative team would look into these type scams as well.
Posted by: JohnB | October 3, 2007, 7:50 am 7:50 am
Why are you so high and mighty that you can sit there in judgment of other people? This happened to me. I did not know that the check would be for a huge amount until I received. When I took it to the bank, my bank told me it was no good. And how dare you imply that people are greedy? Some people probably really need the money that they’re asking for.
And it’s scammed, not scanned.
Posted by: MJ | October 3, 2007, 9:10 am 9:10 am
Last week, I received 5 emails from Lottery scams to inheritance, etc. I replied telling them that I had turned them into the FBI and Interpol and the emails have stopped. I was getting around 5 or 6 per day. Last summer, one party went so far as to send me a phony check and I tried to turn it over to the Sherrif’s dept., post office, FBI, etc. Everyone said that there is nothing that can be done. Is this fair to victims?
Posted by: Donnie W | October 3, 2007, 12:06 pm 12:06 pm
I love these craigslist scammers! Their stories are hilarious. “Aye, I’m a sea captain that needs to pay for an apartment.” Arg, me wants your money because you’re gullible and willing to believe a story that’s too good to be true.
Posted by: Norm! | October 3, 2007, 1:00 pm 1:00 pm
It seems that the people who get scammed most often are the same people who will never ask questions about things they don’t understand. Maybe it’s a fear of looking stupid. People don’t mind being stupid, they just don’t want to look stupid. Even the most intelligent people out there don’t know everything about everything.
Posted by: qppq | October 3, 2007, 2:56 pm 2:56 pm
As someone in banking I would like to clear up a few things that people take for granted. First, customers are very angry when there is a hold placed on their checks. Second, banks prefer holds because have loses as a result of bad checks. The regulations that are over funds availability are enforced by the Office of the Comptroller of the Currency (OCC) so that customers can access their own money and banks are forced to follow them even when they do not want to. Third, customers call to see if their funds are available which means if there is no longer a hold on their account, NOT that the actual check they deposited has cleared. There is no way to look up if a check has cleared unless you have it sent for collection (costs about 10 dollars) or wait a week or two to make sure it does not come back. The safest way is to have it sent for collection. Fourth, I just want to say that although our natural response may be to think of the victims as idiots, I have seen many who are either disabled and it was proposed as a work for the disabled non-proft that they received the checks through, or people who are from a very small town and they are just way too naive to deal with the world we live in especially the world wide web. I keep telling our customers that nothing is for free and if it seems to good to be true it definitely is. P.S. Same goes for “free subscriptions”, please do not give out your debit card number to someone to pay for shipping of a free gift or for a free subscription because trust me, you and your bank will lose a lot of money by the time it is all over.
Posted by: SF | October 3, 2007, 10:23 pm 10:23 pm
OMG- this is EXACTLY what is happening to me right now – got contacted by a guy posing as a Doctor in London looking to rent an aprt from himself and his wife and 9 year old daughter… he said he’s out here int he US working on a private research study for the environmental agency and is willing to sign a year lease, blah blah blah and has no problems sending me 6 months in advance for rent. I plan on ceasing all cnotact as of tonight. Thanks for this everyone!
Posted by: Karin | October 4, 2007, 12:00 am 12:00 am
First of all if someone says they have accidently overpaid you for an item and the check is on the way, then tell them to do a stop pay and reissue. That will weed them out.
Funny how these people think that we the receiver of these checks should go out of our way to send them back money from an overpayment? Funny how they are so stupid to think we should be thoughfulland not just keep it, not like it’s real money so who’s worried on their end?
Not to mention, if you deposit it, and the check is bad, your bank will slap will with a Returned Item Fee.
Posted by: Kodas Gifts | October 4, 2007, 1:58 pm 1:58 pm
Hi Everyone, there is one thing that is bothering me here,as I read through all the stories. Yes,some people might be a bit stubid but they rely on there bank to help them. When they deposit the check/checks and wait a week or two. And the bank tells them that it has cleared. And then to find out after the fact that it didn’t. Then why should it be the customer who suffers here.For goodness sakes if the bank tells you the check is clear and its not then its the banks fault not the customers. And the bank should take the loss not the customer for their mistake saying it cleared in the 1st place. But then again if I would ever get something like that and had any doughts on it, I would put it into a new account not my own and sit on it as long as I could. If you can’t trust your bank, then who do you trust????????
Posted by: Jody A | October 4, 2007, 2:07 pm 2:07 pm
I agree with KodasGifts. If the bank told the customer 1-2 weeks later that the check cleared with no problems and that the money was available for the customer to spend, the BANK should be liable for any losses.
Posted by: CityGirl70 | October 5, 2007, 10:16 am 10:16 am
I need to correct my last statement, I agree with JodyA. I just realized the names were below the comments :o)
Posted by: CityGirl70 | October 5, 2007, 10:19 am 10:19 am
How stupid are Americans that they actually believe that someone overpays by thousands of dollars, and then send a refund prior to the check clearing?
Posted by: Richard | October 5, 2007, 10:52 am 10:52 am
Simple solution for sellers on craig’s list: make it clear that you will not accept personal checks and that you require payment by money order or (if the buyer is local) cash. Money orders are equivalent to cash, so when you receive one, you can take it to Western Union or the posts office or wherever it was purchased and cash it in. If it’s phony, you’ll find out right away.
Posted by: Amy | October 5, 2007, 12:06 pm 12:06 pm
wish i could get these checks i would deposit as many a week as possible the money would sit there a week or longer(ideally) and accrue interest. let them take it back whenever, as long as i maintain a high daily balance. there aren’t fees for this at my bank (yet)
Posted by: greedy1 | October 5, 2007, 1:43 pm 1:43 pm
Great Scott, people. Anything that comes in via US Postal Service that is suspected fraud, contact your Postmaster, and the BBB…its a federal violation.
When receiving payment for, or paying for anything, use US Postal Money Orders–it protects both parties–or its FRAUD.
Posted by: june-seventeenth | October 5, 2007, 3:09 pm 3:09 pm
As much as I have issues with banks, I don’t see how this is their fault. Why would anyone send back funds until the initial check had actually cleared, whether or not the bank made the funds available? This is just greed. I’m reminded of a quote by WC Fields, “You can’t cheat an honest man”.
Posted by: Brian Levine | October 8, 2007, 2:57 pm 2:57 pm
The Nigerian scam, where some Nigerian government official was the email sender is a funny one.
Some military or business person starts off with him not being able to secure a US bank account. Then say they want me to use my bank account to deposit huge sums of money, most in the millions to tens of million range. Once the check clears they want you to send back the rest of the money, and I am supposed to take a cut of anywhere from 25%-50% of the original total. OOOOOOOKKKKKKKKKAAAYYYYY
Posted by: Eagle Will | October 8, 2007, 3:38 pm 3:38 pm
to Richard – a lot of these check scams will come on phony money orders and cashier’s checks, too. You think this is legit, but they were printed on high-quality colors printers with all the right information on them. Or stolen checks from different check-writing places, which already have put “stop payments” on those check numbers!! And they are not worth the chewing gum wrapper stuck to the bottom of your shoe.
to Amy – you deposit all of these phony checks and most banks will hit you with a returned check fee ranging from $15 to $45 PER CHECK. It is not worth trying to deposit them and gaining any “interest.” Most savings/checking accounts earn little to no interest at all and the returned check deposit fee will wipe out any “earnings” no matter how much they pay you in interest.
Not worth it. Just toss them after notifying your bank. Never deal in amounts beyond your purchase price – you’re not a check-cashing service. And no one pays you to do the same.
THINK THINK THINK THINK and ask a lot of questions. mantra: NO FREE LUNCH!
My bank puts all kinds of holds on my checks over a certain amount. I wish I had my funds on legitimate checks a lot faster. I got a refinance loan and it was faster to wire the money to pay off credit cards then deposit a large check from a known institution and wait up to 2 weeks to pay off more credit card fees.
Posted by: Rug | October 9, 2007, 7:56 pm 7:56 pm
Once again, I am just amazed how many people do not use commen sense now of these days. Their greed just make them not use their heads and get easily dup.
I always follow the rule, “If it sounds too good to be true, it isn’t.” Who would send a check way over the amount of the item on sell? A real legimate buyer would send for the value of the item. Period.
Like I’ve been told not to bother give money to someone who calls me on the phone for fundraising police and fire events. The real police and fire departments do not ever raise money over the phone. I hang up on anyone who calls me and say they are raising money for the police and/or fire departments.
It’s sad that some people just do not want to use their heads when it comes to these scams. No wonder so many people are so easily dup.
Posted by: Jupmod | October 11, 2007, 11:05 am 11:05 am
Whenever you are interacting with someone have them send you a letter via US Mail to your home explaining what you are to do. If they are convicted of fraud it will be an additional federal crime, and very, very serious one at that. Mail fraud is mail fraud only when it comes via mail.
Posted by: Eric | October 11, 2007, 9:11 pm 9:11 pm
SOPHISTICATED craig’s list auto scam – i might have been a victim, but for a craig’s list warning. a father-son team approached to buy the car. they dragged us through the process for two weeks, negotiating us down, demanding an inspection. they had agreed to cash as required in the ad. they then said they needed to pay with a certified check from a credit union (military) in texas. i said, no car till check clears. they waited until 2pm friday (the time the bank and hte fed close) to come buy and tried to bully me into handing over the car. my bank would have cashed the check (which was fake). and since it was “certified,” they woulde have taken the money back from my account some time after the car and cons had disappeared. thanks craig’s list! even the car sites were still saying demand a certified check or cash. when a certified check is the most dangerous of call since you are not actually protected. BTW – there was no nigerian or other foreign element involved. the team came to see us about the car 2x, test drove and called and faxed over info over a period of days.
Posted by: Angry | October 12, 2007, 11:52 pm 11:52 pm
Someone from Illinois sent me ten American Express Checks at $100.00 each for the total of $1,000.00 for things I try to sell on eBay. They wanted me to wire them the difference in price and to keep some for my effort and wire the rest in the amount of $600 to them back via Western Union. I got wise up since I was taken by someone from England two months before, claiming that I won over half a million dollar from a lottery drawing taken out from my email address. But before I got my money I have to pay “Courrier Charges” to ship my money to the US from England. I sent them some money to Christ Dubbel, then they asked for more money to pay “Royal Taxes for Money Earned by Non British Citizen.” Then I told them I do not have any more money and refunded my Courrier Charges back to me, then I realized that this is a scam. The second incident, I show the bank those American Express Checks and they called me few days later that those checks are worthless and fake. So be wise, do not believe everything you receive in emails or phone calls. They made it seem so legitimate, with real phones everything, but when you try to make things straight noone even the British Embassy charges you to speak to their representative, what a country?
Then try to contact local constable police in their district, they said it was beyond their jurisdiction. This scammers are scotfree, no wonder British, Nigeria, Canada and other territories of U.K. is full with cheaters, scammers. They are such a mess up country, with all their “used to be their slave countries” now rebel agaist the kingdom and are back to haunt them.
Posted by: dsoft | October 16, 2007, 10:48 am 10:48 am
There is a new one, at least of my knowledge. I got an e-mail from a person claiming that he worked at the IRS and that he needed me to click the link included in the e-mail. It was suppose to be the IRS web page. The e-mail also included the instructions to follow, “write your full name, address and DOB”, “we reviewed your tax forms and found that you are owed a tax return”.
Well, the funny thing is that people from Puerto Rico do not fill out Federal Taxes, unless the Federal Government is the employer, and those are only a few here.
So beware, as I read in all these comments, easy money usually is a fake. Everything that is “to good to be truth”, IS.
Posted by: Puertorriqueña | October 17, 2007, 2:13 pm 2:13 pm
What’s annoying here is Jill called her bank to see if the check cleared and they told her it had when it obviously had NOT. The customer service person that Jill talked to either lied or was incompetent, feeding Jill erroneous information that cost her $4k.
If Jill could prove that her bank told her the check had cleared, she could sue them for her lost money.
I was a bank teller for several summers, and found banks screw up all the time. If you really need to know if a check has cleared, and not just been “posted”, ask the manager, and make him define exactly what he means by “cleared”.
Posted by: John | October 17, 2007, 10:12 pm 10:12 pm
After posting an ad for a small tractor I had for sale in Craig’s List for Albuquerque, I received the following reply this morning (reply shown below). A seller would have to be a fool, or tremendously greedy, to allow themself to believe that someone would want to pay shipping to the U.K. on a 2800 pound tractor. I did not respond to this misguided fellow and also warned my friends of this obvious scam.
Be careful out there. Having seen these scams before, these scammers are becoming fairly sophisticated and, unlike this one, are even learning proper English grammar. They need to know that not all Americans who have tractors are uneducated dimwits as Hollywood would have them believe.
—————————————-
Good morning,
My name john potter i am an enginneer by profeesion own a studio here in the united kingdom i am interested in purchasing your item listed on craigslist.org in which i would like you to get back to me with present condition and exact ammounts you shall be selling this item.U can get back to me through this addy its my personal email address..
Thanks
Engr John potter
—————————————-
Posted by: Small town small tractor | October 22, 2007, 10:47 am 10:47 am
ENDcorruption: It is not the responsibility of the bank to determine if a check is good. The person who goes to a bank to negotiate a check is the responsible person. Why should the bank take the loss for someone else’s mistake? How does the bank know that you did not wire the money to your friend and now just scammed that bank out of the $40,000? Banks would not be in business if we just assumed the loss. I work in the fraud area of a large bank and see over 40,000 fraud claims a month, and that is one fraud dept. We have 3 other fraud areas that process around that same amount. If we took the loss on all those claims the bank would be bankrupt with in the year.
Posted by: FraudBanker | October 29, 2007, 4:31 pm 4:31 pm
My boyfriend posted an ad to sell his snowmobile and got a response from a guy in Canada. The guy said that he would send him a check for $3,800, twice the amount that he was asking. My boyfriend was told to desposite the check and take half of the money out to give to this guy’s friend who would be coming up through the states to pick up the snowmobile. The guy was very, very polite and had very poor english writing skills. When he recieved the check, the number value was correct, but the amount written out was three hundred eighty thousand dollars. it was supposed to be three thousand eight hundred dollars. My boyfriend was suspicious, so he brought the check to the bank to see if it was real or not. The bank told him that it was probably fake and that he would be out money if he went through with the deposite and the check turned out to be fake. My boyfriend then called the bank that was listed on the cashier’s check and gave them the information. That bank said that they had stopped giving out cashier’s checks 4 years ago. He then called the police and gave them the emails he had recieved from the guy as well as the check. My boyfriend recieved an outraged email from the scammer–he wanted to know why he hadn’t deposited and sent the money to him! My boyfriend confronted him and then the guy called him crazy. That was the end of it. BE CAREFUL!
Posted by: Jessie | October 31, 2007, 11:48 am 11:48 am
Maybe I missed it, but I didn’t see anything mentioned about about the tons of emails I get weekly from banks that I don’t do business with asking me for personal information to secure my accounts. They claim it’s required in order to prevent fraud, but when they have a yahoo address you have to know something is wrong. When I get one I always forward it to the bank security dept. but to date I’ve never got a confirmation they recieved my letter.
My sister in St. Louis received that European lottery winners letter and they also had a email address of yahoo. I sent Yahoo a copy and never heard from them either.
Posted by: Tom S | November 1, 2007, 8:41 pm 8:41 pm
ALWAYS take their check. Obviously, it’s a scam, but if you take their check and pretend to go through with the whole thing, you waste their time, their money (whatever it costs to get the check made, plus postage) and hopefully keep them away from someone who’s not as savvy as you. Scam the scammers, it’s the only way to win.
Posted by: Dale J | November 5, 2007, 11:43 am 11:43 am
This happens on the business side also. Chinese company tells American company it wishes to buy its product, sight unseen, and then sends a check much larger than the purchase price. People, international business is done by wire and by letter of credit, not by check!
Posted by: China Law Blog | November 5, 2007, 4:19 pm 4:19 pm
Why am I glad that in Australia barely anyone takes cheques anymore. It’s so much easier to use cash or cards.
Hell if you deposit a cheque into your bank account here they won’t show that the funds from it are in your account until 7 days after you deposit it, just to be sure that it is genuine.
Posted by: AussieKek | November 8, 2007, 1:36 am 1:36 am
These scams are all over the place it seems. There’s even one originating from Hong Kong.
Posted by: Reda | November 10, 2007, 7:54 pm 7:54 pm
I had same happen to me with a letter n check sayin i won something thro a electric company. I called the electric company put the check into bank and waited to see if it cleared. When I called the company back I cussed the lady really good and when I tried calling few days later they had my number blocked. I told them I had reported them to BBB and also put it in newpapers across the state. Never got nothing else.
Posted by: Sabrina | November 15, 2007, 11:09 pm 11:09 pm
This is the type of email from a potential scammer
Thanks for the prompt response and i will love to make an instant
purchase i will be posting a certified check to cover the cost of the
goods while you hold on my behalf. Once you have this,my mover will
come pickup at you place.I will be needing the following information
to issue out the payment . . .
1.Name to be on the check
2.Home address
3.Telephone
4.Your city and zip code
** Pls not that the payment for the good will be overnight to your
address asap. I have taken a close look at the advert and am
completely satisfied i really need this and will appreciates that you
help save this for me till the payment arrives as it will save me
someextra cost.
Posted by: Mike | December 20, 2007, 11:26 am 11:26 am
HI I RECENTLY RECEIVED A JOB OFFER FOR A MYSTERY SHOPPER VIA A LETTER AND ALONG WITH IT WAS A CHECK TO SHOP AT CERTAIN LOCATIONS AND EVALUATE THE SALES REP THAT TOOK CARE OF ME. I DEPOSITED THE CHECK IN MY ACCOUNT AND WAS CERTAIN THE CHECK WOULD BE HELD AT LEAST 5 DAYS BUT I WAS TOLD THE FUNDS WOULD BE AVAILABLE IN 2 DAYS. I WITHDREW THE MONEY IN 2 DAYS AND PERFORMED THE DUTIES AT THE BUSINESSES I WAS TOLD TO, MADE PURCHASES AS I WAS TOLD, AND IN 2 DAYS MY BANK CALLS ME TO TELL ME THE CHECK I DEPOSITED WAS COUNTERFEIT. NOW I THOUGHT MY BANK HAD A DUTY TO MAKE SURE THE FUNDS FROM THE BANK ON THIS CHECK I RECEIVED WERE AVAILABLE. NOW THEY HAVE CLOSED MY BANK ACCOUNT AND I AM RESPONSIBLE FOR REPAYING THE MONEY I WITHDREW???
Posted by: EKAMI COLE | January 11, 2008, 4:39 am 4:39 am
I WAS SEELING MY RIMS AT CRAIGLIST WHEN A GENTLEMEN SENDS ME AN EMAIL WANTING TO PURCHASE THEM. HE AGREED TO PAY THE ASKING PRICE AND TO MY SURPRISE HE SENT ME A CHECK TO BE DEPOSIT AND THE RAIMAINING AMOUNT TO BE SENT TO HIS AGENT, HOWEVER I THOUGHT IT WAS VERY SUSPECIOUS AND I ACCEPTED TO RECEIVE THE CHECK. WHEN I RECEIVED THE CHECK I WENT STRAY TO THE BANK THAT WAS LISTED ON THE CHECK I DROVE 1 HOUR TO GO TO THIS BANK, AND OF COURSE IT WAS COUNTERFEIT. THINGS DONT COME THAT EASY BUT ALWAYS MAKE SURE THAT NOTHING IS EASY IN THIS LIFE AND SPECIALLY IF SOMEONE WANTS TO JUST SENT MONEY TO A STRANGER WITHOUT ANY GUARANTEES.
Posted by: lisi | January 29, 2008, 8:22 am 8:22 am
Interesting; when dealing with transactions with Craigslist, I rather talk to the person and set up a meeting place in the city or something. I know some people are easily mislead but honestly, if someone is interested buying your product, why would they immediately send you a check and you, as the seller, didn’t discuss certain payment options? It just sounds so crazy to me that these people or scammers would send you a check with consulting with you first about the product or payment options. It’s a scary world. Very sad too. It makes me feel that I can’t rely on Craigslist for affordable products anymore because of these crazy scammers.
Posted by: GC | January 29, 2008, 12:40 pm 12:40 pm
These foreign scammers have even hit the pet trade now. I was recently looking for a puppy at a site called LiveDeal and most of the advertisements were fake. I didn’t know until they emailed me with very bad English and grammar. Weeks later I got a bunch of emails from the site telling me to cease doing business with those parties. Scary because some people would have sent money expecting to receive a puppy.
Posted by: D | January 29, 2008, 2:11 pm 2:11 pm
I recieved a Cashier’s Check from a PNC bank in Philadelphia yesterday morning it was from a mystery shopper sweetstakes, so I went to the bank and asked the lady if it was a real check the lady sat me down like if I was going to open up a bank account and spoke to me and called PNC Bank and she told me that the check came out to be a Fraud so she took it and coped it and sent it to her branches of Banks, She also told me to just send it back to them or sherred it, But if u go another bank, they might just deposit it. So now im sitting here with the Cashier’s check from PNC bank, The lady also told me dont worry about it your not the first guy that came in here with a check like that. So she told me by best options were to rip it up shred it or mail it back.
Posted by: JaQuan | January 31, 2008, 11:04 pm 11:04 pm
Some comments have derided the “idiots” who fall victims to this form of crime -that they in fact deserve it for falling for these ploys. I knew a victim mentioned in the article as a once very highly intelligent individual who went through a downturn in physical health and increase in emotional and financial stress. These criminal prey upon weakness, not only stupidity. Increased protections such as enforcement and education are in order.
Posted by: RTG | March 28, 2008, 5:04 pm 5:04 pm
Just wanted to say that my boyfriend received a nice check for $25K a couple of months ago. The instructions were to cash the check, and wire a portion of the money to an address. However, “common sense” no one gives anything for free, so we decided to look into it. We called the company who was assigned as issuing the check and low and behold, their accounting dept informed us that this was indeed fraud and somehow someone had attained their business info and slapped it on a fake check. The most intriguing part of it all was how these scam artists attained my boyfriends full name and home address. He recalled having submitted his resume during a job search and received a phone call from someone that did not identify the company he was calling from to verify his personal info. He has done job searches in Craigslist, Monster, and Hot Jobs. So something simple as a job search can turn into an ugly situation. Double check anything that has to do with money before cashing or depositing anything into your accounts. BE CAUTIOUS PEOPLE!
Posted by: Juli | August 26, 2008, 12:26 pm 12:26 pm
I perfectly agree with I.M. Greedy that whoever is gullible enough to fall for these scams are probably morons who voted for G.W. Bush twice. I also agree with aunty_em in that why should we sympathize with idiots who cash a check for 5 times the amount an item they advertised is worth and that are stupid enough to believe they won a lottery in which they did not personally enter. People, there is no “free lunch”!!!!!!! Spend your time working to acquire money and not depending on others to provide financial compensation for something you did not earn or deserve.
Posted by: sweet-melissa | August 26, 2008, 1:37 pm 1:37 pm
I just posted a couch on craigslist and got a reply that sent off redflags. I googled the first paragraph and stumbled upon this article.
I got almost the exact same email as sabrina who posted on Nov 15th 2007.
Thanks for the prompt response i will instruct my Bank Officer to mail(Friday Overnight) a certified Bank check,while you hold on my behalf. Once you receive this, my mover’s will come pick up at your place.I will be needing the following information to issue out
the payment . . .
1.Your full name
2.Your mailing address(Physical)
3.Your phone number.
** Please note that the payment will be overnight to your address and it will be delivered within 2 days.I have taken a close look at the AD and am satisfied.I appreciate you saving this for me.Kindly delete the posting as am definitely buying it from you and it would be sad for me to have the payment in the mail only to be informed of the its sale.I will also wait for the check to clear before i have my mover come for the pick up
***
Posted by: Jen | October 29, 2008, 11:42 pm 11:42 pm
I am still amazed that people fall for these scams! I know people keep saying it is “common sense” but apparently, it’s not all that common. I deal on craigslist all the time and it’s always LOCAL and CASH ONLY. Hell, I won’t even take a check from a local buyer. Cash doesn’t bounce. The only thing I have been leery about is someone giving me bogus money, but so far that has not been a problem.
Posted by: Suzi | November 24, 2008, 10:42 pm 10:42 pm
Oh my gosh!!! I got the same email. See below:
Good,
Thanks for your response, i’m a Merchant Navy (Chief Cook) i’m currently on ship, but i’ll be onshore in few weeks time and i just bought a new house due to the trauma that happended to me and my ex. So, i want the item to be moved as soon as payment has been made…I will handle the Shipping…The mode of my payment will be made via (Cashier Check) in which i will handle the Shipping. Check will be mailed via (Fedex) providing with tracking number for proper inspection and it will get to you the next day .As soon as Check gets to you, you will take the Check to your Bank or a Registered cashing Point to cash, In which the remaining of the Fund will be sent to the people who will come for the pick-up via money gram…They people will be right there after they must have gotten their fund. Once you are satisfied with my mode of payment you can proceed to delete the advert of the item..The amount on the check will cover the cost of the Item and the cost of the shipping…You will assist me to disburse the remaining fund on my check will be transfered to the people who will come for the pick-up, a time will be scheduled for the pick-up as soon as you have cash at hand…. Kindly get back to me with the following Info. in other to proceed with the payment. Full Name, Address and Phone Number.As soon as i get this information i shall proceed in mailing the check to you.
Best Regards.
I told him that I want the exact amount ($1497.94)…and not a penny more and that I would hold the check until funds have been received by my bank…I cant wailt to see what his response will be…if any.
Posted by: Taina | May 19, 2009, 4:23 pm 4:23 pm