By Lindsey Ellerson

Jul 16, 2009 5:48pm

President Obama Continues Questionable “You Can Keep Your Health Care” Promise

ABC News' Jake Tapper and Sunlen Miller report: 

At a rally in Holmdel, New Jersey, today, President Obama continued making a promise about health care reform that he has acknowledged isn’t literally true.

“Let me be exactly clear about what health care reform means to you,” the president told residents of the Garden State. “First of all, if you’ve got health insurance, you like your doctors, you like your plan, you can keep your doctor, you can keep your plan.  Nobody is talking about taking that away from you.”  

But last month, as the president acknowledged during a press conference, he doesn’t literally mean that you are guaranteed to be able to keep your health care plan, and your doctor, if and when health care reform passes.

 “When I say ‘If you have your plan and you like it,… or you have a doctor and you like your doctor, that you don't have to change plans,’” the president said after we asked him about this, “what I'm saying is the government is not going to make you change plans under health reform.” 

Importantly, the government might create circumstances – say, a public health care option that is less expensive since profit is not a concern and overhead is lower – where you might find your business forcing you into that public plan. 

Pressed by Diane Sawyer in an interview that same day, the president acknowledged this, saying, “I can't pass a law that says, 'I'm sorry, employers, you can never make changes to the health care plans that you provide your employees.' What I can say is that the government is not going to force you to, your employer or you to join a government plan, for example.  If you're happy with it, and your employer's happy with it, keep it."

 At the ABC News’ health care forum with the president the next night, the president made a slightly different claim that “if you are happy with your plan, and if you are happy with your doctor, we don’t want you to have to change.” 

In the audience was John Sheils, senior vice president of The Lewin Group, a health care policy research and management consulting firm, who estimated that up to 70 percent of those with private insurance would end up on the public plan.  

"There are a whole series of ways that we could design this," the president responded, arguing that employers would be given a "disincentive" to shift their employees to the public plan.

 -Jake Tapper and Sunlen Miller

User Comments

Can’t employers switch their employees plans as it is now? It’s not like everyone has a choice of plans. We’re pretty much all at the mercy of the plan our employer chooses to give us.

Posted by: Lisa | July 16, 2009, 6:04 pm 6:04 pm

RE Healthcare funding etc.
The current funding mechanisms for universal healthcare will destroy small business. This is not an exaggeration from some rich guy. Thousands of small businesses like mine are lucky to make approximately 5%-8% of sales. I calculated the costs that will be imposed on me under the House bill and it will put me in the red by approximately $125,000 per year. You guessed it–I will be out of business and bankrupt in short order. I heard Robert Reich state in a debate on CNBC that “small businesses will simply pass their costs on to their customers.” What an outrageous statement. Has he never heard of pricing power (or lack thereof in a recession)? Am I to pass these costs on to people that are unemployed or afraid of losing their jobs.
Obviously none of the people pushing this bill are small business owners, or have considered the disproportionately negative impact on people in service industries. I operate hair salons. My employees make between $9 and $10 per hour for the most part. These extra costs will represent and increase of close to 40% in compensation for some of them. I would love to buy them all insurance. The numbers simply don’t work.
Please consider a funding alternative–a “National Sales Tax.” The clear advantage of a national sales tax is that everyone will contribute. The rich will pay more, and the poor will pay less. And it gives small business owners (who employ most people) a fighting chance to survive. Please debate and discuss this idea to fund healthcare through a national sales tax.
Thank you.

Posted by: Chas | July 16, 2009, 6:08 pm 6:08 pm

Why can’t we start with universal health care for major medical items only? The price tag would be less, and businesses/individuals could self-insure for smaller items like broken legs and the like, or risk going uninsured and if the worst happens take the financial hit (take out loans, go bankrupt, etc.).

Posted by: Rusty | July 16, 2009, 6:11 pm 6:11 pm

According to your Economic Adviser Christina Romer, as stated in the Job Impact of the American Recovery Plan, if we DID NOT sign the stimulus bill, the first one, our unemployment rate would increase to 8.5% and peak at 9.5% by 2010….As we all now know including Biden,”we all misread the economy,” it has been much worse with the signing of this stimulus…Why should we believe you when you say “You can keep your health care.” No offense Mr. President but you and your economic team are doing a lousy job and if you worked for me you would have been fired a long time ago…

Posted by: Parallex View | July 16, 2009, 6:21 pm 6:21 pm

This health care reform bill is going to become the biggest disaster for all Americans unless people wake up now and contact their congressional representatives and senators. Unfortunately, most Americans will be watching American Idol and will “sleep” through the law-making process until its too late. If our congressional leaders are passing bills THEY don’t read, why should Americans try to read them, understand them and hold them accountable at the polls? Socialism is on the horizon for this country and people are snoozing.

Posted by: Anthony | July 16, 2009, 6:23 pm 6:23 pm

It’s amazing that anyone listens to Tapper or ABC anymore.
But even with their documented bias towards the “pro-business” side of the debate, it is interesting that you can’t write a hit piece on the public option without mentioning that a public health option would have less overhead, and hence be more efficient.
Newsbreak: Business are already forcing employees to switch to “high-deductable” plans that limit their costs and also limit benefits.
It would also be nice if these talking heads would ever mention the fact that the govt run health care options provide better outcomes, at a lower cost, to a higher risk population, while garnering higher satisfaction ratings.
Somehow that never makes it into print.

Posted by: Gene | July 16, 2009, 6:24 pm 6:24 pm

Well my employer is switching plans in January. Will I be able to keep my plan? NO. Will I be able to keep my Doctor? Maybe. This is without the government Health-care Bill.
What is your point?
I think most people are aware that the employer switches the plan, changes, the deductibles, changes the doctors, changes the what is covered, changes the cost, and for most of us, has changed if we work for them from time to time.
Change is a constant.

Posted by: Thinking | July 16, 2009, 6:24 pm 6:24 pm

Someone needs to ask how or why an employer, faced with maintaining a program that costs somewhere around 10-12% of payroll, would maintain it when the govt penalty for not offering health care will 8% if the bill is passed. People may interpret that the penalty for employers not offering health care will guarantee their current company-offered healthcare, when in fact it will have the opposite effect.

Posted by: joelias | July 16, 2009, 6:31 pm 6:31 pm

This seems to be an intentionally misleading article. The current health reform plan(s) do nothing to increase the risk of having your current plan or practitioners changed on anyone. I’m disappointed, again, with Mr. Tapper. He has recently been accused of ‘carrying water for his producers, in regard to protecting Gov. Sanford, and it seems like he’s carrying out an agenda here again.

Posted by: billvb | July 16, 2009, 6:32 pm 6:32 pm

Or… we could make it harder to file lawsuits against doctors and hospitals so that liability insurance would cost exponentially less, and in kind so would healthcare!!! WOW! Problem solved.
But no, lets throw money we don’t have around some more and see what happens. I mean, why not? If at first you don’t succeed try try again!
The old saying comes quite loudly and clearly with this administration:
“Democrats are always generous with money except for their own”.
Enter “the wealthy”, who are already robbed of almost half of their income by the government.
But no, that’s not enough, let’s make every bit of income taxed to fund this, even stuff that has tax-shelters, like life insurance and charities! YEAH! YES YES YES, WE CAN!!! WE CAN!!! We can keep ourselves in power at the expense of other people! Woo hoo!
Wake up America. Crappier care at the cost of THE PEOPLE’s money for decades to come. And that’s not even mentioning the “stimulus”….

Posted by: David | July 16, 2009, 6:36 pm 6:36 pm

“But last month, as the president acknowledged during a press conference, he doesn’t literally mean that you are guaranteed to be able to keep your health care plan, and your doctor . . .”
_____________________________________
Of course he didn’t mean the government guarantees you can keep your doctor regardless of what happens. What if your doctor moves out of state for better profits somewhere else? Or prices themselves out of the private health care plan.
And of course he didn’t mean you can keep your health care plan – what if your company goes out of business, or moves to Mexico – like so many did during the past 8 years. Companies are free to make decisions like this by themselves – including changing their employees health coverage, unless its under some kind of negotiated contract . . . and even then, who knows?

Posted by: danita | July 16, 2009, 6:36 pm 6:36 pm

“Importantly, the government might create circumstances – say, a public health care option that is less expensive since profit is not a concern and overhead is lower – where you might find your business forcing you into that public plan.”
Can anyone tell me how this is any different from now, when you may find your business forcing you into NO plan at all, or one with $100 co-pays?
It’s a bit embarrassing to see the media so uncritically parroting the Republican’s puzzling “Government healthcare is bad because it could be so cheap and popular no one could compete!” propaganda.

Posted by: jhw539 | July 16, 2009, 6:38 pm 6:38 pm

Why don’t we start with a small pilot program, say for Members of Congress and welfare recipient only. After about 10 years when they work the kinks out, we can expand it.

Posted by: Terry | July 16, 2009, 6:40 pm 6:40 pm

Employers will switch to the cheapest insurer possible to reduce costs of doing business. It’s a ridiculous statement to offer to keep what you have if you are happy. Employees do not have a say what they can or can not keep. It’s obviously comping from the person who never worked for anybody or run any business.
Cheap insurance policies are available now and they were always available. When I came here, I could not afford much at all, but the first thing on my mind was to cut corners in the budget and make sure we have medical insurance. Everything else can wait, but health should be taken care of. That is what we did. We drove beat up cars for decades until we could afford to have better one.
It’s just simply wrong to impose penalty on 270 million people with insurance for the benefit of 40 million who do not have. What are the reason they do not have it? Can not afford or do not want to afford and waiting for someone else to pick up a tab?
It’s just simply wrong. COnsidering that Health Industry in third of our economy, we may see it going down the toilet and adding to the un-employment. It’s not sustainable.
I had national health care plan in Russia. Everybody was covered equally crappy. No advance treatment, not diagnostic, everything is rationed and un accessible. My grandma died in a lot of pain. Doctors would not come to visit her because she was too old and there was no value in saving her life or investing in any treatment. She died at 84. After 70, doctors do not really care if you live or die. Your life is not worth saving anymore.
Is it what we want to have here?
I hope this bill will get buried in the senate. The only way it should be passed if every single member of US government at all levels will be switched to it and use their own medicine, not to prescribe us something that they do not want to have.
It’s plain wrong and should not pushed onto us.

Posted by: Thinker | July 16, 2009, 6:40 pm 6:40 pm

Gene, you have got to be kidding! Govt run healtcare is more efficient?
Quite the opposite. It has a very poor records in Canada, France and the UK. Patients wait longer and longer periods of time for fewer and fewer available treatments. This is how they keep costs down. By denying treatment and restricting access.
If you are a senior, your chances of receiving the necessary treatment are slim.
The Federal Govt. should not be involved in healthare.

Posted by: Mike | July 16, 2009, 6:41 pm 6:41 pm

“Well my employer is switching plans in January. Will I be able to keep my plan? NO. Will I be able to keep my Doctor? Maybe.” Posted by: Thinking | Jul 16, 2009 6:24:55 PM
___________________________________
Exactly. There are no guarantees you can keep anything under the current system.

Posted by: danita | July 16, 2009, 6:43 pm 6:43 pm

David:”Or… we could make it harder to file lawsuits against doctors and hospitals so that liability insurance would cost exponentially less, and in kind so would healthcare!!! WOW! Problem solved.”
This has been researched and run through the CBO. While Obama is also guilty of suggesting this, it just is not true. Lawsuits are a small part of the problem.

Posted by: jhw539 | July 16, 2009, 6:44 pm 6:44 pm

“It has a very poor records in Canada, France and the UK.”
By what measure?
They spend far less than us with far more access.

Posted by: Ryan C | July 16, 2009, 6:47 pm 6:47 pm

“Let me be exactly clear” = “Here comes the horsecrap”

Posted by: Jim Treacher | July 16, 2009, 6:52 pm 6:52 pm

I’ve heard the waiting period for a bed in a maternity ward in Canada is 11 months. That’s probably why the send so many expectant mothers to US hospitals to give birth.

Posted by: Terry | July 16, 2009, 6:55 pm 6:55 pm

“Let me be exactly clear about what health care reform means to you,” the president told residents of the Garden State. “First of all, if you’ve got health insurance, you like your doctors, you like your plan, you can keep your doctor, you can keep your plan. Nobody is talking about taking that away from you.”
==========
Can anybody here explain why he says this if he doesn’t mean it?
Does somebody make him say it?

Posted by: MayBee | July 16, 2009, 7:01 pm 7:01 pm

Terry:”I’ve heard the waiting period for a bed in a maternity ward in Canada is 11 months. That’s probably why the send so many expectant mothers to US hospitals to give birth.”
There’s a classic Republican “fact”! Thanks for the chuckle.

Posted by: jhw539 | July 16, 2009, 7:01 pm 7:01 pm

Page 16 of this bill currently states that if you change jobs or loose your job you must go on the “public option”. So even if you change to a better job with better insurance you will not have the option of taking that but must use the government sponsored system.
The president is not being truthful with the American people. This is a deceitful measure to ensure that people end up on a government run system with no way to opt out.

Posted by: noguilt | July 16, 2009, 7:01 pm 7:01 pm

lisa…you can always go out and buy your own insurance. the bill however will now prohibit you from doing so. this is a job killer, dont kid yourself. i have had up to 147 employees. we just laid 4 off today and most likeley more to come. the recession is only really starting to kick in. if you think you are going to tax me for providing benefits or fine me for employing people… we will just cut more. i am not gambling my house and life for fun. WE HAVE SEEN HOW THE STIMULAS IS A DISASTER… HEALTH CARE BILL WILL COST MANY MANY JOBS. OBLAHBLAH IS FINISHING US OFF. I LAID OFF 4 HARD WORKING PEOPLE TOADY WITH MORTGAGES , KIDS ETC BECAUSE ITS FINALLY HIT THE FAN.

Posted by: catman | July 16, 2009, 7:04 pm 7:04 pm

RYANC…I HAVE SPENT OVER 250 DAYS IN CANADA WORKING OVER THE PAST 5 YEARS …THEIR HEALTH CARE IS AWFUL AND THEY COME HERE FOR REAL CARE THATS A FACT. 1.5 TRILLION TO COVER THIS. OBALAHBLAH DOESNT HAVE A CLUE…THE STIMULAS BILL STINKS AND THIS ONE IS EVEN MUCH WORSE.BUSINESSES EMPLOY PEOPLE…SOON THERE WONT BE ANYMORE BUSINESS AND WE WILL ALL BE ON FREE HEALTHCARE. SO NAIVE.

Posted by: catman | July 16, 2009, 7:10 pm 7:10 pm

catman:”I HAVE SPENT OVER 250 DAYS IN CANADA WORKING OVER THE PAST 5 YEARS …THEIR HEALTH CARE IS AWFUL AND THEY COME HERE FOR REAL CARE THATS A FACT.”
Well if it’s all caps (or repeated loudly and often enough – the classic Republican tactic) I guess it just has to be true.
Just to touch reality, you gotta wonder how Canadians can afford to be treated in the land of a $200 aspirin since none of them have insurance. But hey, Republicans keep shouting it and they don’t just flat out lie now do they?

Posted by: jhw539 | July 16, 2009, 7:15 pm 7:15 pm

I heard today on C-span that a provision was thrown in by Rangel that kinda went unnoticed by the talking heads and this parcel mandates that if you lose your current insurance you MUST go to the public option. You can keep your current as long as you don’t change but say you were fired, laied off and lost your commercial insurance…you would be forced to sign up for the Obama plan, you cannot initiate coverage at any commercial plan…
Did anyone else catch this? Is this what they said??? I’m shocked and would like to hear more details about this aspect.
thanks in advance.

Posted by: sheila | July 16, 2009, 7:15 pm 7:15 pm

“Page 16 of this bill currently states that if you change jobs or loose your job you must go on the “public option”.”
Nope that was a lie told by IDB that is now being passed around the right wing media.
All the right wing has are fear and lies.

Posted by: Ryan C | July 16, 2009, 7:16 pm 7:16 pm

“RYANC…I HAVE SPENT OVER 250 DAYS IN CANADA WORKING OVER THE PAST 5 YEARS …THEIR HEALTH CARE IS AWFUL AND THEY COME HERE FOR REAL CARE THATS A FACT.”
Wow the Palin standard of “experience”.
Medical tourism is of course a reality.
People from other countries come here and Americans go abroad.

Posted by: Ryan C | July 16, 2009, 7:18 pm 7:18 pm

Every doctor, dentist and other health professional accepts Medicaid, the current government health care plan (run by insurance companies), so it follows that they will accept Obamacare.
No, wait, most don’t accept Medicaid. Oh, I’m sure they’ll take this…
The reality is, doctors and dentists don’t have to accept any particular type of insurance. If the government makes them do so, odds are the doctors and dentists will simply quit, as so many have already done. Fewer doctors, fewer nurses (and not enough instructors to teach in the existing schools, despite the lofty goals of HR 3200), fewer health care professionals in general… it’s already a problem. Just go ahead and push a little harder.
I’m sure they’ll get on board, get with the program, see the light, come to understand, and compromise. Or maybe they’ll just send a letter to their patients. “I am closing my practice…”

Posted by: Eyes Open | July 16, 2009, 7:20 pm 7:20 pm

“I heard today on C-span that a provision was thrown in by Rangel that kinda went unnoticed by the talking heads and this parcel mandates that if you lose your current insurance you MUST go to the public option.”
Now right wingers are lying about the source of the bs.
Its an IBD editorial and its a lying scare tactic by the pathetic right wing media.

Posted by: Ryan C | July 16, 2009, 7:20 pm 7:20 pm

SENIORS: As a doctor I can tell you that I am already planning on what changes to make in my practice to counter the cuts in medicare reimbursement that obama is calling for to pay for this new public option. Either I will see less medicare patients- (I can restrict available slots to medicare patients to just a few a day) or stop seeing medicare patients at all. Many of my colleagues are thinking along the same lines. And some of my colleagues think I am crazy for still accepting medicare at all. This is reality. Seniors on medicare are going to be unwelcome in many specialists offices. The bottom line is we have expenditures that must be met- building costs and staff to pay- our own mortgages and kids in college… This is trickle down economics and this new health care plan is going to hit seniors hard.

Posted by: noguilt | July 16, 2009, 7:26 pm 7:26 pm

The president is talking about individuals with private plans. Employers can change plans now without care for whether or not employees/pensioners like their doctors or plans as they are.
This is so simple, yet the anti-Obama press (especially the morons here) don’t seem to understand…

Posted by: matt | July 16, 2009, 7:27 pm 7:27 pm

Ryan C – read page 16 of the bill before you run your mouth.

Posted by: Mike in Costa Mesa | July 16, 2009, 7:28 pm 7:28 pm

Ryan:
You are a very rude person. I heard it TODAY on C-Span…
I’m not sure I got it right so I’m asking for more information and you accuse me of being a right wing liar. What is wrong with you?
I’m not a “right winger” whatever that is, and I’m not a liar. You are a very, very sad man to be so vicious. I’m simply asking if anyone heard this and I would love to stand corrected on this.
thank you.
geesh. lay off the latte dude.

Posted by: sheila | July 16, 2009, 7:29 pm 7:29 pm

And what is an IBD anyway?

Posted by: sheila | July 16, 2009, 7:30 pm 7:30 pm

“Ryan C – read page 16 of the bill before you run your mouth.”
You are an optimist, aren’t you? If it’s not on the approved list…

Posted by: Eyes Open | July 16, 2009, 7:30 pm 7:30 pm

And RyanC. I am a nurse practitioner of over 30 years.
Everyone I work with is dead against this.
I suppose you’ll call me a right winger liar again. That seems to be your standard response.

Posted by: sheila | July 16, 2009, 7:32 pm 7:32 pm

“Ryan C – read page 16 of the bill before you run your mouth.”
Read page 19 there genius.
From Instapundit: “Investor’s Business Daily did not continue to read the bill to page 19. “Individual health insurance coverage that is not grandfathered health insurance coverage under subsection (a) may only be offered on or after the first day of Y1 as an Exchange-participating health benefits plan. ” It does not outlaw individual private coverage – you can still buy the plan on the Exchange where they will compete with the public option, not be replaced by it. The advantage of the Exchange, is that the coverage no longer has one of the problems of individual coverage – skyrocketing premiums should you become ill.”

Posted by: Ryan C | July 16, 2009, 7:33 pm 7:33 pm

“It would also be nice if these talking heads would ever mention the fact that the govt run health care options provide better outcomes, at a lower cost, to a higher risk population, while garnering higher satisfaction ratings. PROVE IT.”
Well 9 years ago our healthcare system was ranked 37th in the world with virtually ever 1st world nation ahead of us while spending less.
“Are you thinking of VA hospitals which just had to notify over 1 million people that they were possibly exposed to HIV because of poor sanitary practices?”
Yes its our shame.
Support the troops for right wingers is putting a yellow magnet on the car.
Actually funding the VA to take care of our brave vets? Not so much.

Posted by: Ryan C | July 16, 2009, 7:36 pm 7:36 pm

I started reading the 1018 page health care bill and it does not take long before you start to realize all the little exceptions and exclusions that will have some very dramatic effects on how the plan works. What is disturbing to me under the section called “Protecting the choice to keep current coverage” is how many rules and regulations are imposed on the insurance company and on the insured (you and I) that are so narrow and restrictive that they inevitably force you to dump your insurance plan due to increasing cost or your insurer to dump you for the same. The problem then seems to be that technically you could buy other private coverage, but that would also be severely regulated and restricted to the point that it would be unaffordable for most of us and we would be forced into the public plan. Obama’s not telling the whole truth, sure we can keep our plan and doc, but only if we are wealthy enough to pay the increase in premiums or to just pay out of pocket. The other problem is that this is not the final bill. Remember how the house dumped a 300 page amendment at the last minute onto the cap and tax bill? We will not know what is in this thing until after they pass it in reconciliation and then Obama signs it.

Posted by: Jason | July 16, 2009, 7:37 pm 7:37 pm

Ryan C: You are wrong- I am a physician in the state of Washington. I am not posting threats. I am giving you the facts. I am not going to take a 20% cut in pay to see medicare patients when there are private pay patients lining up at my door. I am sure the government run “public option” will be the same. I have personnal and private overhead that must be paid and I will not be able to afford to fill my waiting room with medicare or public option patients.

Posted by: noguilt | July 16, 2009, 7:40 pm 7:40 pm

Ryan says: “Well 9 years ago our healthcare system was ranked 37th in the world with virtually ever 1st world nation ahead of us while spending less.”
Keep telling yourself that we are 37th in the world in health care. Tell me that you would rather live in even half of those 36 other countries and be treated there for prostate cancer. I sure wouldn’t want to be anywhere else but here in the US where survival rates are the best in the world. You also brush off the criticism of the VA. What about the Indian Health Services that we are obligated to fully fund, yet we only fund half the cost and the poor tribes just hope they get sick before the federal dollars run out. Why do you think that it would be any different in a nationwide system? We will be trying to bend the cost curve and save money, but it takes money to provide good care. The best hospitals in the US, according to US News survey that came out this week are Johns Hopkins and the Mayo Clinic, along with the Cleveland Clinic, but no government run hospitals are on the list, not even Bethesda Naval, which is the best military hospital in the world.

Posted by: Jason | July 16, 2009, 7:45 pm 7:45 pm

There was an ad for the President and Congress’s plan (they have one?) on tv just now. It told me without this change, my premiums are going to go up 70%. It also showed a parade of people about to be denied their treatment (actor portrayals, of course).
So, it’s good to know the President wants to get this done before the opponents can start scaring people.

Posted by: MayBee | July 16, 2009, 7:45 pm 7:45 pm

Will the members of Congress go on this new plan?
Will the Presidents kids go on it?
How about his Mother in Law?
I don’t think so.

Posted by: sheila | July 16, 2009, 7:46 pm 7:46 pm

“Keep telling yourself that we are 37th in the world in health care. Tell me that you would rather live in even half of those 36 other countries and be treated there for prostate cancer”
Japan and France actually do a better job than the US for some cancers.
You keep repeating “we’re #1″ with ZERO evidence to back it up.
“You also brush off the criticism of the VA. What about the Indian Health Services that we are obligated to fully fund, yet we only fund half the cost and the poor tribes just hope they get sick before the federal dollars run out. ”
Gee who is against fully funding entitlements.
Could it be the right wing?

Posted by: Ryan C | July 16, 2009, 7:47 pm 7:47 pm

Sheila: You are absolutly right in what you heard. If you loose your job or even if you change jobs you must go to the public option. This is on page 16 of the bill. Obama knows that this whole “keep your insurance, keep your doctor” thing is really deceiving. Sure, keep them now but if for any reason you loose them- it is public option for you even if you can afford private insurance.

Posted by: noguilt | July 16, 2009, 7:48 pm 7:48 pm

Would have been nice if ABC would have looked to page 16, which pretty clearly states choice is NOT part of this plan.
Let’s let Congress have the same plan! Make that a requirement, with no five-year opt-out. Then let’s see if this boondoggle flies.

Posted by: Beth | July 16, 2009, 7:53 pm 7:53 pm

Would love to see Michelle Obama with her “public option” health care card in her $5000 handbag.

Posted by: noguilt | July 16, 2009, 7:55 pm 7:55 pm

Gee who is against fully funding entitlements.
Could it be the right wing?
Actually, the entitlements you speak of are obligations under treaty in the case of the IHS and just plain morality in the case of the VA. The right wing does seek to get rid of entitlements like medicare, medicaid, and welfare because they are inefficient and full of corruption and fraud. The point I am trying to make in regards to IHS and VA along with social security is that the lawmakers always underestimate costs down the road and that is what prevents them from being fully funded. The money we could use to go to the VA or IHS is instead being drained by welfare. I don’t say that the US has the number 1 health care system when you try and break it down into mortality rates, cost, and what ever other variables they want to use. I say we have the best healthcare system in the world because we have the most innovative and free system that allows us to constantly try new treatments that are not allowed under government run plans anywhere in the world. I am willing to go into debt in order to save my kid’s life, I am not willing to give my kid’s life prematurely so that I don’t get a hospital bill when they die because care was withheld for too long or even at all.

Posted by: Jason | July 16, 2009, 7:58 pm 7:58 pm

This plan is likely not Constitutional or legal. Even deemed legal, with a packed Supreme Court, this law is not moral.
How can the government FORCE you, under financial or criminal sanction, to give money to PRIVATE insurance companies? Yes, some ill-informed people will say “you must buy auto insurance”. However, those laws are 1)state law and 2) courts have said, essentially, “driving is not a right”
But Obama wants to make you give money to insurance companies, or the government, simply because you’re LIVING!
And what about any religious, moral, ethnic, or health reasons for not wanting your health history, dna, etc being controlled by a politically controlled “Health Czar”? Or those who want to refuse healthcare, vaccinations, etc?

Posted by: Ed | July 16, 2009, 8:01 pm 8:01 pm

Congress will not allow themselves to be put into the public plan with no priority on wait lists and with the same coverage as the rest of us. Heck, they won’t even force union members to go to a public plan. How do you like that? Better get a job with Government Motors if you want to avoid a public plan.

Posted by: Jason | July 16, 2009, 8:01 pm 8:01 pm

Ed, that is a great point that is not being made often enough. Why the heck should we be forced to participate in health insurance if we choose not to? I can see all sorts of legal challenges being brought to many of the “reforms” that Obama is pushing, but most especially in regards to this health care plan.

Posted by: Jason | July 16, 2009, 8:05 pm 8:05 pm

“I am willing to go into debt in order to save my kid’s life, I am not willing to give my kid’s life prematurely so that I don’t get a hospital bill when they die because care was withheld for too long or even at all.”
Ah yes the right wing fantasy where the noble insurance companies support experimental procedures.

Posted by: Ryan C | July 16, 2009, 8:06 pm 8:06 pm

Ryan C – where are you going find the doctors to treat another 50 million patients without rationing care?

Posted by: Mike in Costa Mesa | July 16, 2009, 8:09 pm 8:09 pm

Ryan: “Ah yes the right wing fantasy where the noble insurance companies support experimental procedures.”
You did not even get the point. I am willing to pay out of pocket, any cost, to save my child’s life. I want to keep a system that allows me to do that. I am not willing to accept a government run plan, to which there is no appeal, just so I have the peace of mind that there will be no hospital bill to go along with the funeral bill.

Posted by: Jason | July 16, 2009, 8:10 pm 8:10 pm

“Ryan C – where are you going find the doctors to treat another 50 million patients without rationing care?”
We need to train more doctors even if the status quo remains.
The AMA seems happy with the House bill which I was a little surprised by.

Posted by: Ryan C | July 16, 2009, 8:12 pm 8:12 pm

Who is going to pay to train more doctors if fewer will be entering the profession, and/or leaving the profession, because their compensation and profitability will erode when forced to accept government mandated reimbursements?

Posted by: Mike in Costa Mesa | July 16, 2009, 8:15 pm 8:15 pm

What happened to Rham and his “trigger” talk?

Posted by: Danilo | July 16, 2009, 8:15 pm 8:15 pm

Rahm

Posted by: Danilo | July 16, 2009, 8:16 pm 8:16 pm

“I am willing to pay out of pocket, any cost, to save my child’s life.”
That’s a noble gesture. Do you happen to have tens of thousands of dollars laying around?
“I want to keep a system that allows me to do that.”
Because reform of the system will not allow straight payment of medical bills?
“I am not willing to accept a government run plan, to which there is no appeal, just so I have the peace of mind that there will be no hospital bill to go along with the funeral bill.”
So what would prevent you from paying your costs out of pocket?

Posted by: Ryan C | July 16, 2009, 8:17 pm 8:17 pm

And you can bet going to Medical school and becoming a physician will not be just for the intellectually elite…just wait until you see who the next generation of MDs will be…I’m seeing alot of young people with alot of talent changing course before they end up working twelve hour days for 50,000 dollars. Innovation and critical thinking will not be encouraged, the art and science of medicine is complicated and I’m afraid some “left wingers” just don’t understand this.

Posted by: sheila | July 16, 2009, 8:17 pm 8:17 pm

to “Jason”: another thought in most States that have passed the mandatory auto insurance law you can still self-insure (essentially prove you have the means to pay for a liability per the state mandated insurance coverage.) So even where the state FORCES you to insure there is an option. Or not drive (or take taxis, bus, etc) and not pay them at all.
to “RyanC”: the Obama plan still allows insurance companies and tort lawyers. This is why European systems can work. They don’t have NEAR the number of shysters sueing doctors/nurses/hospitals and private insurance companies are severely controlled. That and, aside from certain areas, European countries are SMALLER than the USA. They pay extra to “outsource” in the case of severe damages and also ration their doctors/facilities/med-schools. (It might make some sense to send a person from Belgium to Germany for Brain surgery but not having a brain surgeon in California and having to send the patient to Houston won’t be feasible.) The USA also rations but this is done by the market and by court-order. Very inefficient, of course. But the Obama “plan” (probably written up by insurance companies and plaintiff lawyers) won’t solve this!

Posted by: Ed | July 16, 2009, 8:19 pm 8:19 pm

ryan says: “The AMA seems happy with the House bill which I was a little surprised by.”
According to article by Jeffery Young for The Hill, “The key to the AMA’s backing of the House bill is that the legislation would permanently fix the Medicare payment system for physicians, which annually calculates that their rates should be reduced. In 2010, the current formula would cut physician fees by 21 percent.”
They just sold their support in exchange for an agreement that their medicare reimbursement would not be cut that significantly. I wonder how the cost curve is going to bend down if we are not going to reduce payments to medicare? In fact, why is it that the only cost savings the admin can point to is the reduced payments to medicare, but now they are promising the AMA that they won’t reduce them? Somebody is gonna come out looking pretty silly when the medicare payments are reduced.

Posted by: Jason | July 16, 2009, 8:22 pm 8:22 pm

Does anyone think lawyers would accept a government takeover of legal representation? I mean why shouldn’t I have access to the best defense lawyers at a lower cost?

Posted by: Mike in Costa Mesa | July 16, 2009, 8:23 pm 8:23 pm

“Does anyone think lawyers would accept a government takeover of legal representation?”
Psssst public defenders are usually private practice lawyers.

Posted by: Ryan C | July 16, 2009, 8:28 pm 8:28 pm

Do you think attorney’s who make themselves availble as public defenders give the same quality reprensentation as the attorney’s that don’t? Do you think OJ would have walked with a public defender representing him?

Posted by: Mike in Costa Mesa | July 16, 2009, 8:32 pm 8:32 pm

It is “questionable”…but not the entire truth. The private sector can never compete with a government sponsored entity:
- The government is not accountable to show a profit
- The government can print money
Obama and the Dems plans is to squeeze out private insurance so that the “public” (i.e. government) option is the only option left standing.

Posted by: tjp612 | July 16, 2009, 8:34 pm 8:34 pm

IBD found on page 16 of the House bill that it will be illegal for you to enroll in a private insurance plan after the public option is implemented if you switch jobs or your employer dumps their plan or your provider goes belly-up. You will be forced to enroll in the public option.
But if you like your doctors and your plan Obama says you can keep them…
Liar!

Posted by: Bruce R | July 16, 2009, 8:34 pm 8:34 pm

“IBD found on page 16 of the House bill that it will be illegal for you to enroll in a private insurance plan after the public option is implemented if you switch jobs or your employer dumps their plan or your provider goes belly-up. You will be forced to enroll in the public option.”
IBD lies
“Investor’s Business Daily did not continue to read the bill to page 19. “Individual health insurance coverage that is not grandfathered health insurance coverage under subsection (a) may only be offered on or after the first day of Y1 as an Exchange-participating health benefits plan. ” It does not outlaw individual private coverage – you can still buy the plan on the Exchange where they will compete with the public option, not be replaced by it. The advantage of the Exchange, is that the coverage no longer has one of the problems of individual coverage – skyrocketing premiums should you become ill.”
Busted by Instapundit of all people

Posted by: Ryan C | July 16, 2009, 8:37 pm 8:37 pm

“Obama and the Dems plans is to squeeze out private insurance so that the “public” (i.e. government) option is the only option left standing.”
Oh no the parasitic insurance companies may go out of business.
At least the right wing should be clear about who they are defending in this mess.

Posted by: Ryan C | July 16, 2009, 8:38 pm 8:38 pm

“Do you think attorney’s who make themselves availble as public defenders give the same quality reprensentation as the attorney’s that don’t? Do you think OJ would have walked with a public defender representing him?”
Interesting that for all our high minded ideals that justice is for sale isn’t it?

Posted by: Ryan C | July 16, 2009, 8:39 pm 8:39 pm

“We are told by 0bama that this so called “health reform” is going to cut the price of health care. Well guess what? The CBO comes out today and says that this plan would result in health care costs INCREASING!”
The thing the CBO called for to control costs was to tax health care benefits.
I’m not sure if either side can pull that off politically.

Posted by: Ryan C | July 16, 2009, 8:43 pm 8:43 pm

“At least the right wing should be clear about who they are defending in this mess.”
I’ll be very clear: I’m defending against additional intrusion of an incompetent, confiscatory, and corrupt government into my life.
Spin as you wish…

Posted by: tjp612 | July 16, 2009, 8:44 pm 8:44 pm

IBD lies
“Investor’s Business Daily did not continue to read the bill to page 19. “Individual health insurance coverage that is not grandfathered health insurance coverage under subsection (a) may only be offered on or after the first day of Y1 as an Exchange-participating health benefits plan. ” It does not outlaw individual private coverage – you can still buy the plan on the Exchange where they will compete with the public option, not be replaced by it. The advantage of the Exchange, is that the coverage no longer has one of the problems of individual coverage – skyrocketing premiums should you become ill.”
Busted by Instapundit of all people
Posted by: Ryan C | Jul 16, 2009 8:37:51 PM
————-
Gee Ryan,
Didn’t we have to correct your deliberate misinterpretation of this identical post earllier today?
The ill defined, co-op like alternative called an “exchange” is not free choice for private insurance. It is a government regulated co-op of some sort that is not explained. The statement making it illegal to sell new insurance policies was confirmed by congressional reps when IBS called to clarify it.
There is no choice and it becomes utterly illegal to sell any new insurance policies after the public option goes into place.
In fact we have an illinois dem congresswoman speaking to a group of her supporters, laughing and saying, and I quote “They are worried that the public plan will put private insurance out of business. (laugh laugh laugh) OF COURSE IT WILL PUT PRIVATE INSURANCE OUT OF BUSINESS.

Posted by: MNM | July 16, 2009, 8:51 pm 8:51 pm

“That’s Phase 2.”
Not sure if it has been your experience, but I’ve been accused of “name-jacking” (not guilty), of being a gun owner (not guilty), and have also been labeled a “racist” and a “sniveling coward”.
Classy.

Posted by: tjp612 | July 16, 2009, 9:03 pm 9:03 pm

The govt. already offers universal health care for Native Americans. Here is an example of their successes and what we have to look forward to:
“Among the very poor Indian tribes in America there is a crisis in health care and let me be very clear about that. Diabetes, Type 2, is epidemic. The infant mortality rate is staggering. The average life expectancy is lower on Indian reservations than in any other area of America. On many reservations from the Navajo Nation to the Pine Ridge Reservation, deaths by cancer are starting to reach epidemic proportions. Death by heart disease has never been higher and it is still climbing.
And we were considered wards of the United States government? I think we were better off when we were considered the enemies because we at least had the opportunity of taking care of our own health problems. The benevolent eye of big brother looking over our shoulders has been more of a curse than a blessing.”
The government is failing in running this and will fail when they implement it nationwide.

Posted by: Jack | July 16, 2009, 9:16 pm 9:16 pm

“The govt. already offers universal health care for Native Americans.”
Since you brought it up – Excerpt below from AP June 2009:
CROW AGENCY, Mont. – Ta’Shon Rain Little Light, a happy little girl who loved to dance and dress up in traditional American Indian clothes, had stopped eating and walking. She complained constantly to her mother that her stomach hurt.
When Stephanie Little Light took her daughter to the Indian Health Service clinic in this wind-swept and remote corner of Montana, they told her the 5-year-old was depressed.
Ta’Shon’s pain rapidly worsened and she visited the clinic about 10 more times over several months before her lung collapsed and she was airlifted to a children’s hospital in Denver. There she was diagnosed with terminal cancer, confirming the suspicions of family members.
A few weeks later, a charity sent the whole family to Disney World so Ta’Shon could see Cinderella’s Castle, her biggest dream. She never got to see the castle, though. She died in her hotel bed soon after the family arrived in Florida.
“Maybe it would have been treatable,” says her great-aunt, Ada White, as she stoically recounts the last few months of Ta’Shon’s short life. Stephanie Little Light cries as she recalls how she once forced her daughter to walk when she was in pain because the doctors told her it was all in the little girl’s head.
Ta’Shon’s story is not unique in the Indian Health Service system, which serves almost 2 million American Indians in 35 states.
On some reservations, the oft-quoted refrain is “don’t get sick after June,” when the federal dollars run out. It’s a sick joke, and a sad one, because it’s sometimes true, especially on the poorest reservations where residents cannot afford health insurance. Officials say they have about half of what they need to operate, and patients know they must be dying or about to lose a limb to get serious care.
Wealthier tribes can supplement the federal health service budget with their own money. But poorer tribes, often those on the most remote reservations, far away from city hospitals, are stuck with grossly substandard care. The agency itself describes a “rationed health care system.”

Posted by: tjp612 | July 16, 2009, 9:22 pm 9:22 pm

Mike in Costa Mesa, you obviously read the excellent satire on Hot Air today, a “modest proposal” to overhaul the legal system a la the proposed overhaul of the health care system. I found it hilarious myself and heartily recommend it to the rest of you. And don’t expect Ryan_C to appreciate the satire, btw.

Posted by: moderate | July 16, 2009, 9:24 pm 9:24 pm

TODAY, THERE WAS A LOT OF NOISE FROM SEVERAL RADIO TALK SHOWS POINTING OUT THAT ON PAGE 16 OF THE HOUSE BILL WHICH JUST PASSED, IS A PROVISION THAT IN A NUTSHELL BANS AN INDIVIDUAL FROM TAKING OUT ANY NEW PRIVATE HEALTH INSURANCE POLICY. (beginning Jan 1, 2010). THEY WOULD BE ALLOWED TO KEEP THEIR OLD POLICY IN FORCE INDEFINITELY, BUT THEY WOULD NOT BE ALLOWED TO SWITCH TO ANOTHER PRIVATE PLAN. NOR WOULD ANYONE WITH NO POLICY IN FORCE BE ALLOWED TO SECURE A PRIVATE POLICY. IF THIS BILL IS PASSED BY THE SENATE – THAT IS THE END OF PRIVATE HEALTH INSURANCE IN THIS COUNTRY!! ISN’T THAT WONDERFUL??

Posted by: Manitu | July 16, 2009, 9:25 pm 9:25 pm

NATIVE AMERICAN GOV RUN HEALTH CARE IS A DISASTER. WHY WOULD A UNIVERSAL HEALTH CARE SYSTEM RUN BY THE GOV BE ANY DIFFERENT???

Posted by: Manitu | July 16, 2009, 9:30 pm 9:30 pm

“I’ll be very clear: I’m defending against additional intrusion of an incompetent, confiscatory, and corrupt government into my life.”
If it’s not the government than big companies are the other alternative. I think it’s going to be a tough sell to convince people that big insurance corporations really care about our welfare beyond being a number on an accounting ledger. At least when the bleeding heart liberals are in control of the government the government might really care. That’s why there is a fundamental flaw in a system that generates huge profits from people getting sick. Illness for profit will never work for the public’s best interests.

Posted by: Skip | July 16, 2009, 9:31 pm 9:31 pm

I think the point that Ed Whelan made in regards to the legal system vs the health care system is a great one. In summary the constitution guarantees us a right to legal representation, but does not give us a right to health care, so it is ironic that Obama seeks to mandate a right not provided for in the constitution while allowing the wealthy to get the best legal representation while the rest of us can only afford the guy who graduated in the bottom half of his class.

Posted by: Jason | July 16, 2009, 9:35 pm 9:35 pm

Ryan_C has once again dragged out the old WHO study ranking the US 37th in the world in health care: “Well 9 years ago our healthcare system was ranked 37th in the world with virtually ever 1st world nation ahead of us while spending less.”
I hope everyone does a little research and educates themselves on the metrics used in the WHO study and how this ranking means very little in ways that I personally find meaningful. For one thing, a major component of the ranking was based on life expectancy, but it did not adjust for deaths from injury or violence, the rate of which is extremely high (unfortunately) in this country. If you take out the people who die from being shot, from car accidents, and such, our life expectancy is one of the highest in the world. That means, barring violence or injury, if you get sick, your chances of being cured and living to a ripe old age regardless are higher than in other countries that are ahead of us on WHO’s list, who catapult above us because you are much less likely to be hit by a bus at age 30 or ejected from your car because you were too stupid to wear a seatbelt at age 16 or shot in a robbery at age 26 if you live in, say, Iceland or Cyprus than you are here.
In addition, the WHO study awards a lot of points for “financial fairness”– this factor is weighted at 25% of the ranking. Financial fairness is assessed based on what percentage of family income is spent on health care, which has nothing to do with the quality of that care. It also means that countries where the government pays for health care rank higher than those with market-based health care. It is not surprising that, given the criteria used by WHO, the US ranks so low in this survey.
IF we are going to do dueling studies and statistics, Ryan, let’s throw in the two Lancet studies from the past year that show the US has higher five-year survivability rates on all major cancers than any other developed nation, including Canada and England. That includes breast cancer, prostate cancer,lung cancer, cervical cancer, etc. One astonishing tidbit– American men have an 80% better chance of surviving prostate cancer than British men.
Of course we spend more per capita on health care than any other nation. We are, after all, the richest nation in the world. And some of the health care spending in this country comes from wealthy people from other countries coming here to get the best available treatment, contributing to the spending on health care in the US.

Posted by: moderate | July 16, 2009, 9:50 pm 9:50 pm

YES, PAGE 16 DOES PROVIDE FOR SOME EXCEPTIONS, BUT BOTTOM LINE IS, THE END OF PRIVATE HEALTH INS IN THIS COUNTRY. HOW IN THE WORLD CAN A PRIVATE HEALTH INS COMPANY COMPETE WITH A FED PROGRAM, BACKED WITH TAXPAYER DOLLARS??
NOTE – EVERY INDIVIDUAL HAS ACCESS TO MEDICAL CARE, RIGHT NOW, WITH OR WITHOUT MEDICAL INS. ERs AND HOSPITALS CANNOT REFUSE TREATMENT – AND THEY GIVE TREATMENT “RIGHT NOW” NOT NEXT WEEK OR NEXT MONTH. ALSO, I DON’T WANT SOME POLITICAL HACK DECIDING WHETHER OR NOT I NEED TREATMENT AND “WHEN” I WILL GET IT – IF AT ALL!!! I AT LEAST HOPE THAT PERHAPS WE CAN HAVE A LOTTERY SYSTEM AS THEY DO IN CANADA WHERE THE WINNERS GET MOVED UP THE “WAIT LIST” LADDER!!

Posted by: Manitu | July 16, 2009, 9:54 pm 9:54 pm

Skip, of course a corporation could not be expected to care about an individual’s health, but they do care about providing the best care so they can attract the most customers. Government regulations and programs currently distort the free market which could deliver the highest levels of care at the lowest price. Medicare and medicaid artificially distort prices with imposed price controls, and the restrictions that insurance companies have on where they can sell insurance to the restrictions on individuals being able to purchase insurance from out of state companies ruins that free market principle. Health care should be portable and not tied to a job, the government should stop subsidizing employer provided health care through tax breaks, once they stop, the prices will drop all over and people will be able to shop for premiums and plans like they do for auto insurance. Any time the government gets involved in something by imposing price controls and restricting competition, costs go up for all of us. We could solve all our problems by getting the government out of the health care business and just allowing individuals to purchase insurance or health care directly from the doctor and be assisted by being given tax breaks. Those who need healthcare and can’t afford it will be helped more efficiently by non governmental organizations. If liberals are really so compassionate, why don’t they contribute at the same or higher rates as conservatives to charities. Government is not good at compelling people to pay in excess of their taxes and it is not good at efficiently providing any kind of service, so we need to limit the services we provide to the absolutely necessary like defense and infrastructure.

Posted by: Jason | July 16, 2009, 10:00 pm 10:00 pm

I am glad that moderate has found the information to debunk that pathetic WHO study that ryan keeps spouting. Thanks for totally destroying his argument, intuitively hia argument makes no sense, but it is good to see some studies that confirm it.

Posted by: Jason | July 16, 2009, 10:04 pm 10:04 pm

This is a totally misleading blog. It’s very clear that nobody, least of all the President, can guarantee that if you like the plan, you can keep it. If you still believe in all that bs about consumer sovereignty in health care, you must be a simpleton. Never have we been able to keep the plan we want; we have always been at the mercy of our employers (whether they continue to hire us and, if they do, whether they continue to offer us the plan that we would like to keep). My plans have kept changing and I have seen my costs rising with each change. If a public plan comes along and is able to drive down my costs — directly or indirectly, why not?

Posted by: teddymaniac | July 16, 2009, 10:04 pm 10:04 pm

THE WORLD HEALTH ORGANIZATION (WHO) IS A JOKE – KINDA LIKE WATCHING TV EVENING NEWS – TAKE IT WITH A GRAIN OF SALT!!

Posted by: Jimbo | July 16, 2009, 10:09 pm 10:09 pm

Looks like some of us are for the public option and some are not. So why not allow those who are for the public option to choose that option? After all, don’t you all conservatives subscribe to the idea of free choice (unless when it comes to women and how they use their bodies and gay people and their sex partners)?

Posted by: teddymaniac | July 16, 2009, 10:10 pm 10:10 pm

A government run healthcare system?? Medicare is almost broke…….medicare and medicaid depend upon current tax revenues……..excuse me if I am skeptical. I am starting to really like the DMV and the Post Office.
Ryan C….the consumate defender of Obamonomics and the AGENDA.

Posted by: socialism101 | July 16, 2009, 10:11 pm 10:11 pm

A public plan isn’t fair because some states don’t pay any income taxes. Florida has no income taxes but will still get to participate in the public option. NO.
Whe all states pay their fair share of taxes then I will support health care reform.

Posted by: bubbles | July 16, 2009, 10:23 pm 10:23 pm

7/16/2009 9:07:11 PM
The Barrack Hussein Obama Team has missed their rent payment of the White House Foreclose before we face further losses.

Posted by: Billgls | July 16, 2009, 10:24 pm 10:24 pm

WHAT I DON”T GET IS – OBAMA AND CLAN ARE SUPPOSED TO BE SUPER INTELLIGENT. HOW CAN THEY POSSIBLY BELIEVE THAT NATIONAL HEALTH WILL SUCCEED AND THAT THE RICH WILL PAY FOR IT? TALK ABOUT THE “LAND OF OZ!!” NOT A FAT CAT – JUST AN AUTO PRTS DRIVER WHOSE KNOWS A HECK OF A LOT MORE ABOUT WHAT WORKS THAN THESE HACKS IN DC.
CHICAGO, DETROIT, CLEVELAND, DC AND BALTIMORE, AMONG OTHERS – HAVE BEEN AND CONTINUE TO BE DISASTERS FOR YEARS YEARS AND YEARS. ALL RUN BY DEMOCRATS FOR YEARS, YEARS AND YEARS. NOW THESE HACKS ARE GOING TO MAKE A SHAMBLES ON A A NATIONAL SCALE – WONDERFUL!!

Posted by: Jimbo | July 16, 2009, 10:31 pm 10:31 pm

“corporation could not be expected to care about an individual’s health”
And why not? I hope you expect your doctor to really care about your health. Why would I want to do business with a company that doesn’t really care about the thing that we are doing business about and would dump me if I become ill the first chance they get? It’s medical roulette. Heathcare is about protection from illness. Profit motive alone will always cause a conflict of interest with this system because the healthcare provider will have a strong incentive to avoid and abandon the sick, which are the people who need them most.

Posted by: Skip | July 16, 2009, 10:40 pm 10:40 pm

Oh no the parasitic insurance companies may go out of business. Posted by: Ryan C | Jul 16, 2009 8:38:52 PM
______________________________________
I really don’t understand all this hatred toward the insurance companies. I guess I’m in some sort of bubble with my HMO. I’ve been with this HMO for 15+ years now and have never had any issues, my copays are low and premiums reasonable. I’ve never been denied coverage or procedures.
Granted, I am reasonably healthy and the coverage is through a 100,000+ employee corporation so I have plan choices and they negotiate good rates.
I’m sorry that others have trouble. Is it the exception or the norm to have “parasitic insurance companies” here? Or is that left-wing exaggeration?
I do know one thing. I do not want anyone messing with what I have and have already told my representatives in Congress this. I do not trust the govt to make this the only step. They have a poor track record in that regard.

Posted by: Traffic Cop Timmy | July 16, 2009, 10:55 pm 10:55 pm

“Granted, I am reasonably healthy and the coverage is through a 100,000+ employee corporation so I have plan choices and they negotiate good rates.”
Well that’s the trick isn’t it? As long as you stay healthy and pay your bills everything is peachy-keen. I can tell you’ve never been messed with by an insurance company when you’re sick or injured and really scared. It’ll change your outlook.

Posted by: Skip | July 16, 2009, 11:05 pm 11:05 pm

to “bubbles”: I’m sure you’re joking, but in case others, likely Obama adherents who never took civics, the State income taxes are for State- not to Obama or the Federal government. Not all States have income taxes (the ones doing well usually don’t.) The FEDERAL income taxes are paid by everyone: whether you live in Florida or in a State that also takes a cut of your wages.
Regardless of whether the Federal income tax is legal, or moral, the point is current practice is that everyone pays the Federal income tax (or is supposed too) but that is totally separate from the State income taxes (if they exist where you reside.)

Posted by: Ed | July 16, 2009, 11:14 pm 11:14 pm

I can tell you’ve never been messed with by an insurance company when you’re sick or injured and really scared. It’ll change your outlook. Posted by: Skip | Jul 16, 2009 11:05:40 PM
_________________________________
Well, that’s kinda what I said now isn’t it.
I would love to see everyone get what they need. But I’m not willing to give up what I have for it. Sorry, I have to be selfish about it.
What I would like to see from the President or any govt representative is more than words that I won’t lose what I have now. That’s what I’m scared of.
And I’ve seen nothing from this administration to make me feel any better about it.

Posted by: Traffic Cop Timmy | July 16, 2009, 11:16 pm 11:16 pm

“I have to be selfish about it.”
“That’s what I’m scared of.”
At least you’re being honest. But there it is again: selfish=greed, scared=fear.
It always comes down to that with you guys.

Posted by: Skip | July 16, 2009, 11:25 pm 11:25 pm

By the way, the influential American Medical Association on Thursday said it supported the healthcare overhaul legislation moving through committees in the Democratic-led House of Representatives and urged its approval.
“This legislation includes a broad range of provisions that are key to effective, comprehensive health system reform,” AMA executive vice president Michael Maves wrote to the House committee leaders.
In particular, he said, the doctors’ group backs the insurance market reforms that seek to expand healthcare coverage and the proposed health insurance exchange. In this exchange consumers would choose between private insurers and a public plan.

Posted by: danita | July 16, 2009, 11:31 pm 11:31 pm

The influential American Medical Association Posted by: danita | Jul 16, 2009 11:11:55 PM
___________________________________
How influential is the AMA? Is the AMA representative of the practicing physicians? What’s the percentage of total practicing physicians who belong to the AMA?

Posted by: Traffic Cop Timmy | July 16, 2009, 11:35 pm 11:35 pm

If a public plan comes along and is able to drive down my costs — directly or indirectly, why not?
Posted by: teddymaniac | Jul 16, 2009 10:04:39 PM
___________________________________
If I knew for sure that was the end of it, I would support it. However, I cannot in good conscience take the word of this President, his administration, or Congress.

Posted by: Traffic Cop Timmy | July 16, 2009, 11:37 pm 11:37 pm

I really don’t understand all this hatred toward the insurance companies.
Posted by: Traffic Cop Timmy | Jul 16, 2009 10:55:16 PM
Tim, this is a favorite Saul Alinsky tactic that the left constantly employs.
i.e.,”Pick the target, freeze it, personalize it, and polarize it.” and “Ridicule is man’s most potent weapon”
Repeatedly demonize insurance companies and “the rich” (business owners) so that you don’t have to go delve into specifics on how much “better” govt. run health care will be. The more you “ridicule your target” the more appealing your option becomes.
Have to give them credit though…Barack 0bama played this strategy masterfully during the election. He repeatedly demonized the evil Bush-Cheney Regime and put himself out there as an agent of “change”. Too bad that the electorate didn’t realize that the “change” 0bama had in mind, all along, went way beyond changing just the last 8 years.

Posted by: Jack | July 16, 2009, 11:42 pm 11:42 pm

Read the House bill. On page 16, there is a provision that will make it illegal for you to ever receive private health insurance again if you ever lose yours for any reason; if you change jobs, if your employer wants to change insurance carriers, or if you become unemployed. It also makes it illegal for private insurers to write NEW policies starting the day the bill would go into effect. In other words, they will FORCE the private insurers out of business; causing all to end up on the public plan; which will be a disaster! You can’t get something for nothing; none of it will be free, you will be paying out the nose in taxes; Oh sure, just the “rich” at first, but when they leave the country, etc, who will have to pick up the tab? YOU! Do you really want to pay for anyone else’s healtcare? I sure as hell don’t.

Posted by: Mel | July 16, 2009, 11:47 pm 11:47 pm

Obama isn’t getting away with this spin doctor BS. The public can see right through this stuff. His vision of Health Care in America will never pass. I’m sure there will be some sort of reform. He has no choice but to pass something. But nothing remotely close to what he wants. The Blue Dogs, the Repubs & now even Senator Conrad (D), head of the Budget Committee, said he doesn’t support the House bill. That’s a pretty big smack in the mouth to the POTUS because he was one of the first Senators to come out and support Obama for the Presidency. What’s the old saying, “with friends like these, who needs enemies?” The Republicans can just sit back and watch the bloodshed. What was that former Dem. Senator Zel Miller said today? He said something like – Rahm Emmanuel is gonna need to glue Obama to his seat in order to keep him in the oval office. LOL!!! I knew the Dem ship would sink, but I didn’t know it was going to go down this quickly. Here’s looking forward to 2010 & 2012 REPUBLICANS!!

Posted by: Obumanomics | July 16, 2009, 11:49 pm 11:49 pm

when you’re sick or injured and really scared. It’ll change your outlook. Posted by: Skip | Jul 16, 2009 11:05:40 PM
____________________________________
You know the trouble with “you guys” is I try to discuss something in a reasonable tone and this is what I get back. Now I’m greedy and using scare tactics.
So now we’re analyzing the minute details of the word scared? You used it first and I was just saying what I was scared of. Would you prefer concerned? How about deeply concerned? Extremely concerned? Concerned enough to vote my reps out of office?
selfish=greed
It always comes down to that with you guys. Posted by: Skip | Jul 16, 2009 11:25:03 PM
____________________________________
Try selfish as in trying to preserve what I’ve worked hard to earn – not greed. I’ve tried to always work for a corporation that could provide my health care needs at a reasonable cost. I’ve put into place insurances against illness in the form of health insurance. I do not have children so I pay dearly for Long Term Care insurance should I need it and I don’t want to end up in a State supported facility if something happens to me. I’ve contributed to various savings vehicles and I hope SS will be there when I retire.
And for doing all these responsible things, I am called “greedy” by someone I don’t know and who doesn’t know me.
These are all efforts I’ve made on my own behalf to plan for my “golden years.” And I don’t want anyone mandating it away from me after I’ve spent my whole life earning and paying for it. This is not greed. This is being responsible for one’s life.
And it’s called self defense. You wouldn’t question someone coming into my house to steal my belongings. These things are like my belongings and I will fight to keep them.

Posted by: Traffic Cop Timmy | July 16, 2009, 11:55 pm 11:55 pm

Posted by: Jack | Jul 16, 2009 11:42:16 PM
Thanks Jack. See my most recent post. This is where I’m at. If greed and fear mongering describes me, so be it. I’m not backing down from being a productive, responsible member of this country. Or for fighting to keep what I’ve earned.

Posted by: Traffic Cop Timmy | July 16, 2009, 11:59 pm 11:59 pm

If a public plan comes along and is able to drive down my costs — directly or indirectly, why not?
Posted by: teddymaniac | Jul 16, 2009 10:04:39 PM
“Come see what I see everywhere I go: workers rehired, factories reopened, cops on the street, teachers in the classroom, progress toward getting our economy back on the move.”
Joe Biden July 16, 2009
Yeah Joe, tell that to my nephew who unexpectedly lost his intern job yesterday. Btw, being your typical college student, he wouldn’t listen to us “older folks” and bought the whole Hope & Change thingy this past November.
Anyway – If we can’t believe this administration on their assessment of the economy how can we trust them in their forecasts dealing with the overhauling of the entire health care system?

Posted by: Jack | July 17, 2009, 12:01 am 12:01 am

“And for doing all these responsible things, I am called “greedy” by someone I don’t know and who doesn’t know me.”
I didn’t call you greedy for being responsible, I just pointed out that selfishness and greed are very similar. Don’t worry Tim the bleeding heart liberals aren’t going to ruin your retirement. Their great overriding weakness is that they care too much about you too.

Posted by: Skip | July 17, 2009, 12:18 am 12:18 am

“And for doing all these responsible things, I am called “greedy” by someone I don’t know and who doesn’t know me.”
I didn’t call you greedy for being responsible, I just pointed out that selfishness and greed are very similar. Don’t worry Tim the bleeding heart liberals aren’t going to ruin your retirement. Their great overriding weakness is that they care too much about you too.
Posted by: Skip | Jul 17, 2009 12:18:26 AM
—————-
What a load of bull. You’ve already proven that you don’t care about him, Skip, just like you’ve proven you don’t care about many others here, in your rude condescending posts.
As to bleeding heart liberals, they don’t seem to care about others ether although they sure profess (LOUDLY) that they do. What their actions say they care about is seeming to be bleeding hearts, so they can control and meddle and force their views on everyone else. When their fixes don’t work, they’ll never admit it, they just have to fix the fix a little bit.
Meanwhile, they’ll slam every non-liberal bleeding heart person viciously (what happened to the bleeding heart and all that care? Doesn’t apply to non-bleeders somehow? They’re not human?). They’ll name call and label (often grossly incorrectly) and demonize. Every non-bleeder is just mean and doesn’t care about others or the environment. When the fact is that they DO, and typically the actions that they take prove it. Look at charity statistics for example. Furthermore, the policies they support typically have far better outcomes by any measure for the majority of people than the micromanaged skewed stuff the bleeding hearts claim will usher in utopia. Its been shown time and time again all over the world and right here in the United States.

Posted by: And Atlas Shrugs Yet Again | July 17, 2009, 3:43 am 3:43 am

I don’t like Obama, I don’t like most of his policies, but I didn’t realize he was a total idiot. How can he campaign for a man that has run his state into the ground by giving the store away to the politically connected and state unions (the head of one he was sleeping with during negotiations)? New Jersey politicians are the most corrupt in the country. Recently Corzine gave a sweetheart deal to another state union (costing taxpayers millions – the state is 10’s of billions in debt) just so they would not picket during the visit of Biden to launch his reelection campaign. I lost what little bit of faith I had that king O might actually do something good at some point.

Posted by: Joe Eckhardt | July 17, 2009, 8:33 am 8:33 am

They need to start taxing the wealthy who have private aircraft for access to airports and the airways system. That would be a good place to find revenue for health care. The common taxpayers have been carrying this burden for years. Some of them have never flown.

Posted by: rightbehind | July 17, 2009, 8:36 am 8:36 am

Another day, another Obama lie. One owuld think that even the lefties would catch on after a while.

Posted by: drjohn | July 17, 2009, 8:57 am 8:57 am

“Well that’s the trick isn’t it? As long as you stay healthy and pay your bills everything is peachy-keen. I can tell you’ve never been messed with by an insurance company when you’re sick or injured and really scared. It’ll change your outlook.”
Why don’t you get insurance before you get sick? That’s what’s wrong with at least 10 million Americans. They don’t bother.
Then everyone whines when they can’t get coverage after they’ve become ill. People like Skip and Ryan want insurance companies to pay for the damage to their cars that occured before they got coverage. Accident first- then get the insurance.
It doesn’t work like that. It’s called insurance, not being stupid.

Posted by: drjohn | July 17, 2009, 9:02 am 9:02 am

Whenever Obama starts anything with “Let me be clear…” he is about to hell an outrageous whopper of a lie.
Well, let me be clear this experiment is OVER. It was a huge reckless gamble to put such an inexperienced, unaccomplished and unintelligent extremist in this position and WE LOST.
IT IS TIME TO MOVE ON FROM THIS DISASTER.

Posted by: LogicalSC | July 17, 2009, 9:19 am 9:19 am

He told a crowd in NJ they could stay with a private provider? That’s not what I’ve been reading about the Democrat’s ‘plan’! You can’t believe this guy. Smooth talker that continually is all over the road. You never know where he’ll be going next.

Posted by: LongT | July 17, 2009, 9:30 am 9:30 am

It is interesting there are some (Skip) who would say (I’m beginning to speak like The One – yikes!) that the governnment would “care more about you” than the evil insurance agencies. But here’s the difference: If I am not happy with my insurance company, I can look to take measures to find another. If my employer only offers one option, I can look to change employers in favor of an employer with a better plan if I am that dissatisfied with my insurance. I can supplement my insurance with a Health Savings Account (HSA) if I feel it is prudent to do so.
My point is that I currently have choices. When the government takes over issuance and administration of healthcare (which is their goal), we all will have no choice. Obama is on record stating that he wants to eliminate employer-sponsored healthcare plans.

Posted by: tjp612 | July 17, 2009, 9:33 am 9:33 am

“If I am not happy with my insurance company, I can look to take measures to find another. If my employer only offers one option, I can look to change employers in favor of an employer with a better plan if I am that dissatisfied with my insurance.”
Want to know the reaction you will get from your “bleeding-heart liberals”, Skip? Look at Obama reaction to creditors who opposed his auto takeover, threats that he was going to turn his minions loose on them and labeling them as “evil speculators”. Just like Skip?
There is nothing compassionate about a man like Obama who talks so flippantly about telling elderly and sick to forego treatments and accept Hospice. Notice that Obama in that one exchange gave away the game. Obama, the political science major, with NO accomplishments tells people to forego treatments which OBAMA thinks are too expensive and not going to help the patient. HOW THE HELL WOULD THIS DOOFUS KNOW?
Take one for the team huh, Skip!
Don’t you just love being told how to live by people who can’t even take care of themselves? Obama smokes like a volcano and failed in private life so he had to rely on other people money to take care of himself, yet Skip thinks he is qualified to make life decisions for you.

Posted by: LogicalSC | July 17, 2009, 9:54 am 9:54 am

Obama’s biggest mistake will be this healthcare bill just like Hillary and Bill Clinton. I am pretty sure he is taking advice from Hillary about this bill. It will be an even bigger albatross around Obama’s neck. Maybe this is what Hillary wants! Maybe she wants to run in 2012 and this is her way of assuring Obama’s demise and no re-election. The last thing anyone in America wants is more unemployment, another bill in the mail to pay (while unemployed), and not to be able to pick their kids hospital or doctor or to be told to ‘come back tomorrow’ or ‘there will be a 2 to 10 hour wait’ by some witless government official when a mother can just go to the doctor pay her co-pay and leave in a half hour to an hour tops.
Again Obama is a politician and he is only trying to do and say what he feels is popular. In February and March he said priority one was to get the unemployment rate down and ‘create or save 4 million new jobs’ now that he realizes he can he is talking about passing this ‘healthcare bill’ as he thinks its popular with 46 million uninsured voters. The problem is of those 46 million uninsured 1/3 are illegal aliens and dont vote so the real number is more like 31 million voters who are for public healthcare and since there are 300 million people in the USA (counting the 50 million illegal aliens who dont vote ) thats like 200 million voters AGAINST the plan for nationalized healthcare (give or take 50 million). So its really NOT popular especially considering the extra taxes, unemployment and another bill in the mail to pay part. No one wants the govt picking their doctors or choosing their medical treatments either. They know its a recipe for disaster. No matter what Obama says.

Posted by: guesswhaturwrong | July 17, 2009, 10:25 am 10:25 am

Posted by: tjp612 | Jul 17, 2009 9:33:04 AM
Posted by: LogicalSC | Jul 17, 2009 9:54:56 AM
Many people have chosen to get up and go to work every day just to hang onto those benefits, like health insurance. The benefits help make up for low wages, job dissatisfaction and commuting issues. Now the govt threatens to take that away (in spite of the rosy glow they try to put on it).
As far as the President and Congress go, it’s easy to be flippant and judgemental when you don’t have any skin in the game. They have their cushy little health care provisions set and protected.
I like Louisiana congressman John Fleming’s resolution giving them all a chance to put their money where their mouth is and sign up for the public plan. I wish THAT would get more press attention.

Posted by: Traffic Cop Timmy | July 17, 2009, 10:31 am 10:31 am

tjp, you make an excellent argument for choice. Thanks! As you say, if you don’t like the treatment you are getting from your insurance company, you can shop for another. It may be difficult, but it’s possible. If you hate what your employer offers, you can change employers. Again, hard but not impossible. But if the government is in control and you don’t like it– you are SOL.
I implore people to contact their representatives and politely ask them to slow down. We are on the move toward dealing with the health care issue– waiting a month until members of congress have visited their home districts in August is a wise part of the process. The Democratic leadership would have us believe that we can’t wait another month if we are serious about reform. Nonsense. The provisions do not kick in for years– we can afford to take six or eight weeks to get it right and to listen to the American people on the issue.

Posted by: moderate | July 17, 2009, 10:47 am 10:47 am

The scam artist we all call a President is double talking. Saying if you don’t like your insurance you dont have to change it. The point is when it changes because your employer changes it or cancels it due to hugher taxes you
DONT
have a choice but to get the mandated government plan. Saleman mentality

Posted by: mark harris | July 17, 2009, 11:38 am 11:38 am

“Then everyone whines when they can’t get coverage after they’ve become ill. People like Skip and Ryan want insurance companies to pay for the damage to their cars that occured before they got coverage. Accident first- then get the insurance.
It doesn’t work like that. It’s called insurance, not being stupid. ”
Having a preexisting condition means one is stupid?

Posted by: Ryan C | July 17, 2009, 1:05 pm 1:05 pm

“Having a preexisting condition means one is stupid?”
In some cases the two are mutually inclusive…

Posted by: tjp612 | July 17, 2009, 1:19 pm 1:19 pm

I didn’t call you greedy for being responsible, I just pointed out that selfishness and greed are very similar. Don’t worry Tim the bleeding heart liberals aren’t going to ruin your retirement. Their great overriding weakness is that they care too much about you too.
Posted by: Skip | Jul 17, 2009 12:18:26 AM
—————-
What a load of bull. You’ve already proven that you don’t care about him, Skip, just like you’ve proven you don’t care about many others here, in your rude condescending posts.
As to bleeding heart liberals, they don’t seem to care about others ether although they sure profess (LOUDLY) that they do. What their actions say they care about is seeming to be bleeding hearts, so they can control and meddle and force their views on everyone else. When their fixes don’t work, they’ll never admit it, they just have to fix the fix a little bit.
Meanwhile, they’ll slam every non-liberal bleeding heart person viciously (what happened to the bleeding heart and all that care? Doesn’t apply to non-bleeders somehow? They’re not human?). They’ll name call and label (often grossly incorrectly) and demonize. Every non-bleeder is just mean and doesn’t care about others or the environment. When the fact is that they DO, and typically the actions that they take prove it. Look at charity statistics for example. Furthermore, the policies they support typically have far better outcomes by any measure for the majority of people than the micromanaged skewed stuff the bleeding hearts claim will usher in utopia. Its been shown time and time again all over the world and right here in the United States.
Posted by: And Atlas Shrugs Yet Again | July 17, 2009 at 03:43 AM

Posted by: And Atlas Shrugs Yet Again | July 17, 2009, 1:32 pm 1:32 pm

Of course, more and more companies are dropping health coverage altogether because of spiraling profits (er… premiums). What about that? The fact that single-payer EVERYWHERE it has been implemented has proved to dramatically reduce costs, and improve services has never had a fair hearing by any of the corporate media including ABC and Jake Tapper. Its just amazing the people here that would defend the insurance company’s practice of using 30% of YOUR money for non-health expenses. This pays million dollar CEOs, pays for many hundreds of thousands of people to process payments, pays stock holder dividends, pays for corporate jets, pays for all kinds of things other than to get you well. And how do they make that money, by denying benefits, charging employers a million dollar surcharge to cover the employee that got cancer. And you are OK with that?
There would be full scale riots in any country that tried to take this benefit away.
Wake up people. This is just more of the politics of fear, and you are being lied to.

Posted by: Bill Bartlett | July 17, 2009, 2:23 pm 2:23 pm

I guess Jake has gone to the Frank Luntz talking points. No question where this guy (who will never worry about health insurance) is coming from.
Despicable!

Posted by: Bill Bartlett | July 17, 2009, 2:25 pm 2:25 pm

Jake,
You are losing all credibility as a journalist. First you offer Mark Sanford kid-glove treatment and now this?
You want to talk about employers dropping coverage *because* of the public option? It’d do you some good to look at the rate employers are already dropping coverage in the system as it is. They are dropping coverage because the cost is too high. If you want employer based coverage to stay or return, health care reform with a public option is the ONLY way to do it. Because that is the only thing that will force private insurers to compete with a public plan and lower costs.
Secondly, you completely ignore the possibility that someone with a good chunk of start up cash today can set up a PRIVATE and not-for-profit health insurance company and compete with the for profit ones and government can do nothing about it.
Why you are shilling for the insurance companies and trying to protect their profits when they are making their profit by denying coverage to sick people and denying claims to people who are covered is mind boggling.

Posted by: deaniac83 | July 17, 2009, 2:35 pm 2:35 pm

“Because that is the only thing that will force private insurers to compete with a public plan and lower costs.”
You are aware that private insurers subsidize government reimbursed healthcare, correct (by paying physicians are lower than market rate)? Contrary to your beliefs, if/when private insurers are driven out by the “public” (government) plan, one of three things will happen:
1.) Costs will increase (which will require rationing by government)
2.) Level/quality of service will decline (long-waits and delays, fewer primary care physicians in practice, less investment in facilities and equipment)
3.) Costs will increase while level/quality of service will decline
Most Americans are happy with the level of healthcare they receive – Why the rush to change it? Obama’s/Dems approach is socialized medicine which will decrease quality/level of care for everyone.

Posted by: tjp612 | July 17, 2009, 2:51 pm 2:51 pm

Wow, so the public plan really is losing popular support. Otherwise, the Dems would not be wasting time attacking Jake Tapper, a solid journalist just doing his job. A “shill” for the insurance companies? Are you serious? Using “Frank Luntz” talking points? Get real.

Posted by: moderate | July 17, 2009, 2:52 pm 2:52 pm

How transparent Tapper is. He’s a GOP man all the way.
Right now companies are dropping or modifying health insurance for employees. The only difference is there isn’t an affordable alternative. This is especially true if you have a pre-existing condition.
The President is countering argument that the government will force you into a government program. And Tapper is smart enough to know that’s what the message is. But he can’t help himself when it comes to supporting the GOP.

Posted by: Sandy | July 17, 2009, 3:12 pm 3:12 pm

Posted by: tjp612 | Jul 17, 2009 9:33:04 AM
He told a crowd in NJ they could stay with a private provider? That’s not what I’ve been reading about the Democrat’s ‘plan’!
==========
Well evidently that’s because you have a problem with reading comprehension.
Pay attention! keep your current plant (if you have one) or sign up for the public option. That’s always been his proposal.

Posted by: Sandy | July 17, 2009, 3:15 pm 3:15 pm

moderate | Jul 17, 2009 2:52:30 PM
You are aware that private insurers subsidize government reimbursed healthcare, correct (by paying physicians are lower than market rate)?
———–
Please explain your absurd assertion.
Private insurance isn’t subsidizing the government. They are maximizing their profits but contracting for reduced reimbursements in return for access to their policyholders.
And they are steering their policyholders to these providers in lieu of increased deductibles and lower co-payments.
You do realize don’t you that many bankruptcies are the result medical expenses incurred for severe illness or injury? And it isn’t just the uninsured but the insured as well. Those deductibles, co-payments, and lifetime maximums add up quickly/

Posted by: Sandy | July 17, 2009, 3:28 pm 3:28 pm

Sandy, I am not sure why my screen name and the time stamp from my comment appear at the top of your comment, because it appears that you are responding to material you are quoting at the top of your entry, and that statement is not a comment I made. So when you suggest I justify my “absurd” assertion, I am confused. My only comment here was to fuss at other commenters for making rude remarks about Jake Tapper.

Posted by: moderate | July 17, 2009, 3:38 pm 3:38 pm

Oops,want to make sure I’m clear. The comment from sandy refers to my screenname and the time of my comment about not accusing Jake of being a shill. However, that is NOT my only comment on the thread– I also had an early comment suggesting people contact their representatives and ask them to slow this bill down and look at it carefully. However, I don’t see anything in that comment either that has anything to do with Sandy’s comment. What am I missing?

Posted by: moderate | July 17, 2009, 3:40 pm 3:40 pm

DO YOU BELIEVE THIS GUY?? HE WAS WRONG ON ALMOST EVERYTHING HE HAS SAID AND DONE….WE ARE A BUNCH OF LOOZERS IF WE FALL FOR THIS REFORM HE IS TRYING TO SHOVE DOWN OUR THROATS BY AUG?? AND IN THE MIDDLE OF A RES SESSION…HE’S NUTS!!

Posted by: karen | July 17, 2009, 3:41 pm 3:41 pm

Don’t you need to go suck up and cover for Sanford some more? Don’t pretend you are a “real” journalist now with the typical lies.
Jake, you lost all credibility trying to cover for the hypocrite adulterer.

Posted by: Renee | July 17, 2009, 4:39 pm 4:39 pm

Posted by: Sandy | Jul 17, 2009 3:15:40 PM
Posted by: Sandy | Jul 17, 2009 3:28:53 PM
Sadly, you are mistaken/misinformed or are not thinking things through.

Posted by: tjp612 | July 17, 2009, 5:07 pm 5:07 pm

“My only comment here was to fuss at other commenters for making rude remarks about Jake Tapper.”
And so it begins…the Liberals perceive a threat and resort to Alinsky’s “Rules for Radicals” (same teaching Our Dear Leader received and executed as a community organizer and as he – and his party – still do today):
RULE 12:
Pick the target, freeze it, personalize it, and polarize it.”
Cut off the support network and isolate the target from sympathy.
Go after people and not institutions; people hurt faster than institutions. (This is cruel, but very effective. Direct, personalized criticism and ridicule works.)
Hang in there, Jake

Posted by: tjp612 | July 17, 2009, 5:20 pm 5:20 pm

Just when you think this bill couldn’t get any worse, It does:
“One of the most outrageous mandates in the Democratic health care bill is found on page 416. On this page, you will see mandatory “end of life” counseling for seniors every five years. With this counseling, they will be spoken to about the different end of life choices that can be undertaken.”
So not only is the government going to ration health care, they also want to make your end of life decisions. What I want to know is this: How will they carry out the decisions they make? Denying surgeries? Shipping you off involuntarily to hospice? Assisted suicide through the office of the Science Czar?
This whole health care plan is nothing more than government getting more and more control over every aspect of your lives.
Now you know why 0bama is in such a rush to ram this thing through. They don’t want you to become informed on how truly sinister this bill is.

Posted by: Jack | July 17, 2009, 7:46 pm 7:46 pm

Slow Down, at least let the bill be read and understood, then debated.
Take care of the major problems.
Tort Reform – Not saying that we should give up the right to sue for medical malpractice just set reasonable limits.
Insurance regulation – You should not be dropped just because you use your plan. If an insurance company wants to drop your coverage they MUST show that you are abusing the system. Also, make it an individual’s responsibility to have a least a minimal policy (just like having car insurance) that covers emergency treatment. If you want better coverage you pay a higher premium. Remember, you only get the coverage you pay for. Insurance companies should make a profit; but let face it, multi-million dollar bonuses are not warranted. Also set up an arbitration system where if warranted a procedure is reviewed for cost and then decided on in a timely manner.
Un-tie insurance from your JOB. If employers want to go through the process of identifying a plan and offering it to their employees, great, if not, give a portion of the expense they would incur back to the employee. That is what my company did for me when I opted to not use their insurance because as a retired service member I am covered via the TIRCARE system. Understand if you buy a minimal policy that is the service you will be getting. One of the biggest problems we face is the fact that our health insurance is tied to our employer, this has really screwed up things as we leave our jobs and are left without any insurance. Unless you’re retired union, government or military when you retire you normally left without insurance.
Mandatory insurance – The government should work with the insurance companies to create a tier system of service, low cost, medium cost, and platinum service plans. For low cost, say $50.00 per person per month just think of the total sum generated every month. Yes we would have to assist the folks who can not work with this payment but everyone else would be required to pay for the service on their own. Plans would be created to cover dental, optical and prescriptions coverage also.
A National ID card – a “Shovel Ready” program. Set up offices and have folks come in to get them. Mandate a one year deadline to have a Nation ID. Set up GMC Vans (might as well use GMC we own the company) and have teams go out to the poor and housebound. We have the technology to create a database to track the ID’s generated. Then as children are born and Legal Immigrants arrive they are given an ID card at that time.
Illegal Immigrants – Send them home, and yes if we wanted to do it; it could be done, a simple 8 week training course for new ICE agents. Start to round them up and ship them out. Just think, ICE could charter buses, trains and planes helping those industries out. Believe me if you pay your employees enough and treat them well you will fill the jobs that the Illegal’s current are doing. If caught back in the country illegally your are locked up in a federal work prison, see Sherriff Joe Arpaio to see how that program should be ran. How do we pay for this? Fine the employers that are hiring illegal Immigrants. As the flood of illegal immigrants decline the ICE agents would be reassigned to other task, i.e. TSA or border security.
Anchor babies – give the child a US Passport and a letter that says when they turn 18 they are welcome to come back but until them they MUST go home with their parents.
Use the military medical service as a guide and create medical centers around the country. These centers would be a one stop place consisting of a hospital, medical service buildings, government service building for administration staffs. We could even build barrack style housing for homeless folks and provide them training and jobs. Just think of all the Jobs that would be created, Start with one center in every state, then after that center is completed, build another in the state till we have enough created to fill the needs along with the current hospitals that we all ready have. Identify regional centers that would have the medical treatments that are advance and are not cost effective to have at every hospital. Give each state 30 days to identify a piece of land for the first center and then start to build it. We can build shopping malls in a year we can build a medical center in the same amount of time.
These medical centers would take the cases that other hospitals and Doctors will not take. Doctors and hospitals do not want certain patients because they will not be reimbursed for their services as they feel are justified.
So how do we staff them, assist Doctors and Nurses along with all the other staff with tuition assistance in colleges or technical schools. Have them pay back their assistance with a mandatory service time in the National Health Centers. Tie the pay scale to the same we use for military personnel. The patients will have some insurance so the majority of cost will be recovered.
Tax everyone working a $10.00 payroll deduction per month to pay for it all. For example 25,000,000 people at $10.00 a month would generate a return of 250,000,000 a month or 3,000,000,000.00 a year. If the government cut matching funds from other programs, i.e. foreign aid, reduction in military services, ect.. we would have enough to pay for this. Current US Population, 304,059,724 (per Google) if only 1/3 of the number is employed 101,353,241 x 10.00 = 1,013,532,410 a month or 12,162,388,920 a year. Make this pool of money untouchable for any other reason than National Health cost. Just think how much would be generated each year.
So if you go to an ER they are going to want to see your insurance card and National ID. No ID, well you get treated, provided a bill and then turned over to ICE agents at the hospital for deportation. No insurance, you get treated, sent the bill and a hefty fine. If you can not pay the bill you are given a required work period every week till the bill is paid.
We need lots of folks to pick up trash and sweep streets.

Posted by: NavyVet64 | July 18, 2009, 4:27 pm 4:27 pm

it has been interesting to read these comments. I would like to know why the hc bill on page 16 outlaws health insurance companies from seeking or accepting new customers. They will just wither and die when their customers leave or die. This doesn’t seem to me to be a fair playing condition and forces public as the only option as you will not be able to join a private insurace company policy. I have never seen the government do anything yet without screwing it up and I’d rather not have them decide my parents are too old to deserve hc services. I’m tired of the deception and lies from this administration

Posted by: Lizard Lass | July 18, 2009, 11:19 pm 11:19 pm

it is obvious that the president means you have that choice and his plan isn’t trying to take away your freedom to choose. the thing is the person may not even know they have one of the horrible plans that will drop them when they get sick or cancer, and then when they are kicked off, they will learn why they should not have continued choosing and paying for such a terrible plan. the insurance companies have many tricks to keep paying customers and they won’t tell you personally until it is no longer profitable that some acne your doctor noticed will get you kicked off because you didn’t disclose something ridiculous that they can kick you off for. and yes government isn’t the best or high-end, but at least they can level the playing field against the tons of scammers and pretenders. and the healthcare in america is too expensive, let’s do the right thing like other countries have already done and give access to healthcare to more than just the ER rooms.

Posted by: guest | July 19, 2009, 5:16 pm 5:16 pm

navyvet64 i like your plan. I think everyone should pay something based on their income. I agree totally with the tossing out illegal immigrants and their anchor babies. This alone will reduce cost. I would like to add to your posting to fine or tax people who do not take care of themselves, ie smoke. I not saying you cna’t smoke but you will pay a fee for doing so. Absolutely no invitros like Octomom.

Posted by: dot | July 19, 2009, 6:39 pm 6:39 pm

HEY, YOU GUYS TALKING ABOUT “FREEDOM OF CHOICE.”
I don’t know about YOU guys, but last time I checked? My employer of whom I’ve worked for the past SEVEN YEARS changed our Health Insurance plans FIVE TIMES, and I WISH it was for the better.
Let’s just say this year they gave what I can only describe as an “alllowance” of $600 a year, and my co-pay for a stay in the hospital (which was only 5% when I started in 2003) is now at 20%.
And when we had 3 HMO’s and 2 PPO’s, now we only have TWO HMO’s to choose from! Where I USED to only pay $5 for co-pay visits? I know pay $15. I didn’t CHOOOSE to pay more.
So, I’ll give you the benefit of the doubt that MAYBE Obama’s plan lacks choices. Let’s assume/believe that.
Are we so INCREDIBLY STUPID to believe that our CURRENT system offers us choice as well?! Are you BLEEPING KIDDING ME?!?

Posted by: Thought Criminal | July 31, 2009, 8:12 pm 8:12 pm

So, when you talk about CHOICE, I’m not sure I have that now. I did not choose to change our health care plans. I did not choose to raise my rates and co-pays. I did not choose to change aspects of my already available insurance nearly every year that I’ve worked year, each year shuffling stuff around that increased my costs to save the company some $$$. I didn’t choose ANY of this stuff and I still have to get a referral to see a specialist 2 months from now, and wouldn’t you know it? They change a date here or there and the next thing you know I’m waiting 3 months. Waiting lists? At least you can find your number on the flipping list! Here it’s all arbitrary!
Another thing! Why is it when we compare health care we always say “UK vs USA vs Canada?” How come no one EVER compares it to saaaaay… FINLANDS: over 80% satisfied insured, PLUS one of the highest rated health cares/healthy people according to the WHO and other sources?

Posted by: TC | July 31, 2009, 8:26 pm 8:26 pm

And how about this: We talk about DEMOCRACY like American’s invented the idea all by ourselves. Socialism is a VERY BAD thing because you know… ALL of you have immigrated from a REAL Socialist regime like… CAMBODIA or… NORTH KOREA. Listen, until you are at gun point being told to tow the party line? Be quiet, please. I know that feeling. Not fun.
This is not to say Socialism isn’t inherently dangerous and not to watch out for it, but how come our BEST chums and allies whom THE USA calls DEMOCRACIES such as: France, The United Kingdom, Germany, Finland, Norway, Canada, etc.- All democracies, people can vote, have freedoms… THEY ALL HAVE UNIVERSAL HEALTH AND NONE OF THEM TURNED INTO THE U.S.S. flipping R!!
What are they REALLY trying to hide form us? This goes BEYOND Left and Right, Republican and Democrats, Rich vs. Poor (I’m not too sure about that one) and I’m curious WHY all this OUTCRY about choices and fear of Socialism when we are presented with EVERYDAY proof that some of these claims are full of bull-manure? Are the vast majority of Americans THIS ignorant that some arguments that are made they can’t just… Look at a map and say “Wait.. How about THESE guys on this part of the map? They did “X” and they didn’t end up with “Y” like YOU claim would happen to us!”

Posted by: TC | July 31, 2009, 8:36 pm 8:36 pm

Someone wrote:
“it has been interesting to read these comments. I would like to know why the hc bill on page 16 outlaws health insurance companies from seeking or accepting new customers. ”
You are mistaken, sir. Section 102 (page 16) grandfathers in plans that don’t meet the new standards. It prevents insurance companies from altering those plans, or seeking new customers for those plans.
Insurance companies can still seek new customers for plans that meet the federal standards, and they can also offer new plans so long as they meet the federal standards.
I’ve heard the “page 16″ reference several times on talk radio now, and it’s fallacious. I would also like to say, even though the bill is long, it’s a pretty easy read; most of it is boiler-plate.
If you support a government option, please take the time to read the bill, and take the time to answer those with false beliefs! Thanks!

Posted by: Lucas | August 6, 2009, 5:41 pm 5:41 pm

Someone wrote:
“One of the most outrageous mandates in the Democratic health care bill is found on page 416. On this page, you will see mandatory “end of life” counseling for seniors every five years. With this counseling, they will be spoken to about the different end of life choices that can be undertaken.”
Actually, that’s not in the bill at all. Counseling is provided to aid in *any* decision-making, if the patient needs it. I suppose that could be for end-of-life care, but that’s not explicitly mentioned in the bill.

Posted by: Lucas | August 6, 2009, 6:04 pm 6:04 pm

The $ cost of ObamaCare is what is going to be crippling. I bet it’s gonna be AT LEAST 4-5 times more than what they’re estimating. And the way they are wanting to fund it is NOT gonna work; there are not enough “wealthy” people in this country to pay for health care for all; nor should they. Can anyone say “National Sales Tax”? All of those countries with the “great” health care plans for their citizens have a value added tax (VAT) or goods and services tax (GST) (around 15-20%). And that’s in ADDITION to their income tax. Are you folks ready to pay an additional 20% on EVERYTHING YOU PURCHASE for ObamaCare? I hope so. ‘Cause it’s coming!

Posted by: BostonTroy | August 8, 2009, 7:44 am 7:44 am

I would like to know why, drug companies are allowed to advertise drugs on the nightly news and in magazines.This must be very expensive and would cost drug companies tons of money.Stopping this in turn should allow the cost of drugs to come down. Making things more cost effective for americans.This makes the drug companies at the same level as “street drug dealers”. When this is changed, the drug companies would only give Drs. flyers, that state only facts and side effects about the drugs. Drs. would be monitored to make sure they are not receiving money from drug companies to support any one drug.The mighty drug companies have become to big since they have peddled drugs. I look at the world some what different.Drs.and drug companies should be more interested in helping people with health problems,by treating cause of the problem not the symtoms.

Posted by: Sue D | August 10, 2009, 8:50 pm 8:50 pm

We run a small chain of franchised restaurants. We currently have five stores and employ +/-50 people. We operate on a very tight margin and controlling cost is a major part of our company staying in business and being able to employ people. We have been in business for 22 years and over the course of that time have employed +/- 2500 people. Our industry is very transient with high turnover. The majority of our employees are high school or college aged kids working their way through college. We currently offer a health care policy for full-time salaried employees and pay 100% of their coverage. Out of our eligible employees only 5 want the policy. The majority of our employees opt out of any coverage. If the pay or play portion of healthcare reform goes into effect as written and after running the numbers and fines listed in the current plan,(and yes we read the plan) these are the decisions that we will have to make to be able to stay in business.
1. We will not offer any policy for any employee as it will be cheaper to just pay the fine. Therefore none of our current employees will be able to keep their current policy.
2. We will decrease the amount of people we hire and/or lay off people to compensate for the increase in our payroll costs.
3. We will no longer hire any full time employees.
4. We will have to evaluate all our pricing structures to see if there is anyway to offset these costs without driving customers away.
5. We will have to eliminate or curtail all charitable donations that benefit local schools, churches, athletic teams and other non-profits.
When discussing this with other fellow small business owners who are “on the bubble” in terms of tight profit margins, minimum wage employers etc., they anticipate doing the same thing.
Small business can not afford this nor do my employees want this.

Posted by: alphakiwi | August 11, 2009, 10:57 pm 10:57 pm

There it is folks, the loop hole onthe insurance scam. The government will not force you to change plans but the government will force out the private option & they will drop us. But if you get time to read the bill, it’s on page 16 of HR3200. Just like the death panels weren’t in there! How do you remove something that was never there??? LIEs,Lies Lies. Oh & now what he has been claiming isn’t true about making a secret deal with the Pharmaceutical lobbyists will now cost us 80 bil more. It has just been leaked by the person that wrote it up. My head is starting to hurt from all this corruption, lies & thuggery!!

Posted by: barb | August 15, 2009, 12:35 pm 12:35 pm

very interesting article..good going…..

Posted by: Valflowers- | August 28, 2009, 12:07 am 12:07 am

“The government should work with the insurance companies to create a tier system of service, low cost, medium cost, and platinum service plans”
if it is good enough for congress it is good enough for me.
ken

Posted by: ken henry | February 15, 2010, 3:47 pm 3:47 pm

Apparently you people really do not listen to what Obama is really saying. He said that in the near future, all private plans will go by the wayside as people will be forced into the one payer plan.I saw an audience made up of people from other countries along with those of the US the other night listening to a speech by one of our politicians. I didnt see the opening so dont know who the politician was. He asked if there was anyone in the audience from Britain or Canada who likes their health care system. They shouted, NO!. Why are out politicians ignoring the problems with those health care systems in those countries? Because they want the power. Ive never seen so many power hungry people up there in Congress before. Why are so many people eager to become slaves to the Federal Government?

Posted by: Bryce Skomo | October 4, 2011, 8:00 am 8:00 am

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