Buy Insurance or Go to Jail?
ABC News' Teddy Davis reports:
The debate over whether the federal government should require all Americans to carry health insurance is heating up. The latest spark is a letter that Thomas Barthold, the chief of staff to the nonpartisan Joint Committee on Taxation, sent Thursday to Sen. John Ensign, R-Nev. Given that the health-care bill written by Finance Committee Chairman Max Baucus contains a $1,900 fee (or excise tax) for not buying health insurance, Ensign wanted to know what would happen if an American didn't pay the penalty. In a handwritten letter, Barthold told Ensign that under an existing provision of the Internal Revenue Code, willful failure to pay a fine can result in being charged with a misdemeanor which could carry a penalty of up to $25,000, or up to a year in jail, or both. The handwritten letter was a follow-up to an answer that Barthold gave Ensign during Thursday's mark-up of the Baucus bill. Barthold felt that he was not as thorough during the hearing as he could be after considering the Internal Revenue Code. During last year's campaign, then-Sen. Barack Obama, D-Ill., opposed an individual mandate. In fact, he clashed repeatedly with Sen. Hillary Clinton, D-N.Y., his future Secretary of State, on this issue. Since becoming president, however, he has switched his stance and now shares Clinton's view that an individual mandate is necessary in order to achieve new federal protections for individuals with pre-existing conditions. Pointing to experience at the state level, the insurance industry and other health-care experts persuaded Obama that insurers could not go along with a guanteed issue policy without knowing that all adults would be forced into the system. Insurers say that if you have guaranteed issue — which means no discrimination on the basis of pre-existing conditions — without an individual mandate, people will wait until they become sick to buy insurance and the system will fail due to a lack of risk sharing. Advocates of an individual mandate say that a requirement to buy insurance is essential because everyone is currently paying a "hidden tax" when people show up in the emergency room without insurance. (Under existing law, emergency rooms are required to treat urgent care matters without regard to ability to pay. If the patient cannot afford the bill, those costs are then passed to the government or people who have insurance in the form of higher prices). When considering the possible jail penalty, it should be noted that President Obama envisions an individual mandate being structured with some sort of hardship exemption. The Baucus health-care bill being considered by the Senate Finance Committee would exempt individuals who meet a government defined "unable to pay definition". There would also be an exemption for people whose religion conflicts with the mandate. Despite the fact that there is broad support for an individual mandate among Democratic politicians, the insurance industry, many experts, and even a few Republicans, Barthold's letter potentially hands the GOP a big new weapon in the fight against Democratic efforts to overhaul the nation's health-care system. View Barthold's letter to Ensign by clicking HERE. It was scanned by Ensign's Senate office and provided to ABC News. The accuracy of its contents was confirmed by the nonpartisan Joint Committee on Taxation.
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The problem is do we have a mandate with a public option, or without a public option? Polls indicate that the public supports a mandate with a public option with over 60% approval, and disapproves a mandate with out a public option by over 60%.
If the Dems pass a mandate without a PO they will be hurting.
Posted by: Thinking | September 25, 2009, 6:59 pm 6:59 pm
If anyone still doesn’t believe politicians are in the pockets of the insurance industry big time, this should remove all doubt.
Posted by: LongT | September 25, 2009, 7:06 pm 7:06 pm
I draw SS and military retired pay, but live in the Philippines. If you take money out of my pay for insurance, where do I use it. It ain’t no good here. Around 1500 retired military and civilians live here. We’re all in the same boat.
Posted by: James Johnson | September 25, 2009, 7:12 pm 7:12 pm
Is this ABC???? Or have I been thrown into another dimension??? You actually printed a story that gives the healthcare debate a negative light…wow…just wow…never thought I would see one of you guys trying to report some truth..
Posted by: samhiguchi | September 25, 2009, 7:21 pm 7:21 pm
Totalitarian fascism . . . say goodbye to a once great Republic.
Posted by: rplat | September 25, 2009, 7:24 pm 7:24 pm
“The problem is do we have a mandate with a public option, or without a public option? Polls indicate that the public supports a mandate with a public option with over 60% approval, and disapproves a mandate with out a public option by over 60%.
If the Dems pass a mandate without a PO they will be hurting.
Posted by: Thinking | Sep 25, 2009 6:59:17 PM”
++++++++++++++++++
Hogwash. Cite your source.
Posted by: rplat | September 25, 2009, 7:27 pm 7:27 pm
Has anyone questioned the constitutionality of such a law ? A person has a right to refuse medical treatment. If i don’t own a car or drive do i have to buy auto insurance?
Posted by: Chuck | September 25, 2009, 7:33 pm 7:33 pm
The public doesn’t know what they want/ They want lower costs, but are satisifed with their current plan. They’d like to see everyone have coverage but don’t want to pay for it. The Dems public option will put private insurers under. The Congress can’t help but eventually make the public option less expensive to win votes. They have ignored any Republican ideas and are on this path to a single payer which will lead to reduced pay for doctors, hospitals losing money and reduced services just as it has in every single payer country.
Posted by: jschmidt | September 25, 2009, 7:34 pm 7:34 pm
Oh, this is SO SMART! And why stop at healthcare? We could levy a $1900 “fine” and everybody who fails to buy and consume THREE SQUARE MEALS A DAY!!!
THAT should do something about HUNGER and POVERTY, by gosh!!!
I don’t care WHO they say “wrote” this provision: only a REPUBLICAN could come up with a stupid idea like this!!!
Posted by: Jordan | September 25, 2009, 7:35 pm 7:35 pm
The shared risk principle of insurance is based on the idea that no one is sure whether they will need insurance. Guaranteeing insurance to those who know for a fact that they face medical bills and will be taking out more than they put in and requiring everyone to pay into the system to cover this invalidates the “shared risk” argument. This is not insurance. It is, once again, a socialist share-the-wealth scheme.
Posted by: Publius | September 25, 2009, 7:37 pm 7:37 pm
Maybe the free-loaders now will find out that there is no free lunch to be had after all. The so called “rich” in this country won’t give them lunch money. But, let them eat cake….
Posted by: Amanda Moserski | September 25, 2009, 7:38 pm 7:38 pm
Shame on you Obama and Congress. How much insurance money went into your election campaign to get this great piece of legislation?
The US is going to FORCE citizens to give their money to a private, for-profit corporation and then put you into jail if you don’t want to give these companies money? Is this legal, Constitutional, or even moral? Are you going to bring back indentured servitude or debtor’s prisons also Obama? Shame on you.
Living is NOT the same as driving. Driving is a privledge and hence States can require you to buy insurance. But now you want us to pay for simply living in Obamaland?!? And no exemptions for religious, moral, or self-insurance? We must pay the for-profit corporations?
Posted by: Ed | September 25, 2009, 7:44 pm 7:44 pm
” This is not insurance. It is, once again, a socialist share-the-wealth scheme.”
Well, yes, and so is the Interstate Highway System! What good did that ever do for the Amish???
Posted by: Jordan | September 25, 2009, 7:45 pm 7:45 pm
We have seen the enemy and he is conservative.
Posted by: democratic | September 25, 2009, 7:55 pm 7:55 pm
I don’t see how this flies without a mandate, though I would like to believe it is not necessary. I also realize that there are plenty of young people who are healthy and don’t want health insurance if it is going to cost them. The key is obviously the “public option”. Insurance has to made affordable, and that is why the countries with the best health care in the world (France , Spain, and Italy) have universal health care. It is obviously much better to pay for health insurance in your taxes, rather than pay a penalty when your employer comes up short. Obviously, American employers care absolutely nothing about employees in the current economic environment, and they are behaving like foreman with a whip over slaves.
Posted by: Laurel1181 | September 25, 2009, 7:55 pm 7:55 pm
At this point, anyone who could actually support such a mandate that could lead to jail time, should be considered a traitor to our nation’s most cherished ideals.
This is BEYOND party politics and ideology.
It’s sickening.
Posted by: Fed Up | September 25, 2009, 8:15 pm 8:15 pm
So if we don’t pay, we get sent to prison and then we’ll have the best medical care there is like it is for prisoners now. I’m all for that!
Posted by: tom | September 25, 2009, 8:18 pm 8:18 pm
“Marshall Law”
It’s martial law not marshall law.
Posted by: Don't_Bully_Me | September 25, 2009, 8:19 pm 8:19 pm
“‘This is not insurance. It is, once again, a socialist share-the-wealth scheme.’
Well, yes, and so is the Interstate Highway System! What good did that ever do for the Amish???”
I’ll put aside for a moment that fact that the purposes and natures of the Interstate and health care are so different that this argument is an apples and oranges exercise (something that the President LOVES to use to gull the gullible). Considering that 1) non-Amish use these roads to visit Amish country and support their economy, and 2) even Amish use these roads nowadays to deliver some of their perishable goods in motorized vehicles to places like New York City, the Interstate actually helps them quite a bit.
Posted by: Publius | September 25, 2009, 8:20 pm 8:20 pm
I’m unemployed and living off of my savings. When they get me a job, I wouldn’t mind paying for health insurance. What part of my expenses would they like me to give up paying; My utilites, my house payments or food. But, if I get to go to jail for nonpayment then I won’t have to worry about them.
Posted by: Ann | September 25, 2009, 8:22 pm 8:22 pm
Remember how Seat Belt laws first came into being. Back in the 1980s, legislators said, “we’ll never fine anyone for not wearing a seat belt… just an advisory.”
Then, what happened? They instituted fines.
Then it was, “It will be just a small fine, like $50.000.”
Nowadays it’s up to $500.00 in some states.
And in the beginning nobody could ever conceive of someone actually going to jail for not wearing their seat belt. But just last year, an Ohio women spent 2 months in the slammer for disobeying the law.
The health care mandate will undoubtably follow the same path.
Posted by: Eric Dondero | September 25, 2009, 8:25 pm 8:25 pm
“”Maybe the free-loaders now will find out that there is no free lunch to be had after all. The so called “rich” in this country won’t give them lunch money. But, let them eat cake…. “”
THE CAKE IS A LIE!!!!
Posted by: Cake | September 25, 2009, 8:31 pm 8:31 pm
Americans should en-masse, refuse to buy the plan and tell the government in no uncertain terms to back off and out of our lives.
Posted by: Jon | September 25, 2009, 8:32 pm 8:32 pm
So Publius, when those poor, bad Liberals go to the doctor and get treated for illness which they then do not pass on to the good, rich, Conservative people, that is an exclusive benefit only to the stupid, lazy, freeloading Liberals, I guess. Or when the stupid, poor, lazy Liberals get preventive healthcare so that they do not miss work due to illness or the illness of a dependent – and continue to be productive workers for their employers – that is of no benefit whatsoever to their employers either.
Apparently – in your limited view – having a healthy population capable of competing in a global economy is of absolutely NO VALUE whatsoever to any but the poor and the needy who are “too lazy” to get the healthcare that they have no money to pay for!
I think my analogy was very apt.
Posted by: Jordan | September 25, 2009, 8:38 pm 8:38 pm
“But, let them eat cake…. ” … Didn’t the last person who said that sort of lose her head over the matter? Seems like a lot of Conservatives are losing their heads as well – even when they remain firmly attached!
Posted by: Jordan | September 25, 2009, 8:41 pm 8:41 pm
Barry Soetro and Hilliary Rodham… Incarcerating the POOR…!?! Not even the Republicans did THAT!!! WOW!!! Hey can anybody spare some “Change”!?!
Posted by: jafo | September 25, 2009, 9:04 pm 9:04 pm
2010 elections will be fun to watch! Both sides need to be swept out. They are both corrupt and stealing our money and freedoms. We are allowing this to take place. Hope you are all calling your representatives twice daily.
Posted by: FoundingFathers | September 25, 2009, 9:06 pm 9:06 pm
How about we get rid of all you representatives who are better than us. when you give us a health care program that is good enough for yourselves (being OUR representatives) then it will be good enough for us. how can you represent us when you place yourselves above us???
Posted by: gary | September 25, 2009, 9:08 pm 9:08 pm
Is this America? What happened to the republic I grew up loving and honoring?
Posted by: jjsmith7707 | September 25, 2009, 9:21 pm 9:21 pm
If health insurance wasn’t so damned expensive we might be able to afford it. Everything I make is just enough and I mean just enough (with no disposable income)to make my ends meet without some idiot moving those ends. So I we have to have health insurance make it affordable. By that I means every aspect of health insurance for an affordable price like under a hundred dollars, that to me is affordable. All this big name insurance companies are rip offs.
Posted by: NocturnalMyk | September 25, 2009, 10:00 pm 10:00 pm
We have plenty of tax payer money to support more folks in jail. What a great idea. Put them next to the pot smokers. Absolutely fantastic.
Posted by: Huh | September 25, 2009, 10:14 pm 10:14 pm
The bill in the senate is basically legalised extortion. The only thing that would make it an honest bill is the public option.
Posted by: rightbehind | September 25, 2009, 10:39 pm 10:39 pm
can any one say debtor’s prison?? Right here in America…. nice!
Posted by: In Disbelief | September 25, 2009, 10:59 pm 10:59 pm
So what’s Health Care? What everyone is stressing over is Sick Care. No one, really, NO ONE is willing to address the issue of keeping healthy people that way and getting people healthy by addressing the causes of illness, not just pay out the nose to legal drug lords to treat symptoms until you run out of money or die. If folks were healthy where would the great need for cost sharing go? Cures for diseases? Now what good would that do the pharm. cos., hospitals, and drs. unless they could profit by the billions from it. The race for the cure for Cancer has been going on for 40 years now and the answer is the same, cut it out, burn it out, or drug it to death along with all else that may not be diseased and then you die from complications of the treatment. All for a profit to others.
Posted by: Annie | September 25, 2009, 11:17 pm 11:17 pm
Another socialist dagger stabbing the heart of liberty. Be very careful about what you ask for. Every socialist experiment of the 20th century was a failure. Does anyone think the Cuban brand of Fidel Castro is really a success? The majority of people live in disgraceful poverty, they are not allowed to travel outside of Cuba without special government permission. Most don’t own cars and if they do they are American cars freom the 1950′s. There is no freedom of speech. People are afraid to tell the truth for fear of getting sent to prison. This is the ultimate left wing experiment and people in this country call a movement to the left progressive? Every nation that was once a part of the Soviet Union was an economic, environmental,social and for their citizens, a disaster. Always remember, “The good of the collective is the claim and justification of every tyranny ever established over men” A. R.
Posted by: sheetpan | September 25, 2009, 11:23 pm 11:23 pm
Anyone with anything to do with such a bill should never again be elected. There is no such thing as a democracy in this country. Oligarchy describes it best. A few corrupt politricksters make decisions for the many. Sadly, there are many of those who go against their own best interests and support these thieves. I guess the prison industrial complex doesn’t have enough inmates to further rob taxpayers, so they come up with this hair-brained scheme.
Posted by: Nandi | September 25, 2009, 11:27 pm 11:27 pm
“We can’t expect the American People to jump from Capitalism to Communism,
but we can assist their elected leaders in giving them small doses of Socialism,
until they awaken one day to find that they have Communism.”
Nikita Krushchev 1950
Posted by: gobnait | September 25, 2009, 11:38 pm 11:38 pm
Seriously folks…you can’t believe that the government would actually put people in jail if they didn’t get insurance. That would cost the govt more money than what the insurance premiums would cost.
The story says under IRS code that is a possibility for people who don’t pay their fines….which would refer to tax fines I believe. The man was raising the question based on the IRS code for taxes…NO WHERE does the health care reform say you would go to jail if you didn’t get insurance.
Next someone will say the govt will take your first born child. geez
Posted by: indylindy | September 25, 2009, 11:45 pm 11:45 pm
Absolutely the dumbest idea out there. Right now Americans can barely afford to eat and keep their homes. Our elected officials have totally lost it.
Posted by: Steve | September 25, 2009, 11:57 pm 11:57 pm
I’m sorry but the mandate makes sense. How many folks you know with big screen tvs who dont have health insurance? With expensive toys, and no health insurance. Americans are idiots. Vacatoins to Disney world, yet no health insurance, but if they fall over from a stroke on space mountain nad get a $500,000 bill for the care and the brain surgery, who pays for it? Me. And everyone who has health insurance when our premiums go up to pay YOUR bills and it’s happening more and more and more and I’m sick of it. Every year my premiums go up, every year they cover less, the deductable is higher, why? More unpaid bills being spread around for us to pay for. And people I KNOW who do not have health insurance are going on vacations while WE DO NOT, while I pay for health insurance and they spend the extra on fluff, because he knows, essentially ,I’ll pay his bills if he needs heart surgery. I’m sick of the leeches. Get healthinsurnce or get penalized up the WAZOO! When htis country was founded, if you had $500,000 in debt, you’d go to jail and never come out again unles syou paid, which mostly meant, you went to jail for life.
Posted by: just sayn | September 25, 2009, 11:58 pm 11:58 pm
funny how the ‘no handouts” “I have welfare” cons dont want to pay for thier own health insurance. If you dont have health insurance you are risking MY MONEY you idiot! I do not want to pay YOUR BILLS for your thick skulled gambled that you wont have a stroke!!!! NO THANK YOU! You dont get to gamble MY MONEY!! Buy healthinsurance, you leech!
Posted by: here we go again | September 26, 2009, 12:01 am 12:01 am
What a load of right wing tripe. First of all, the mandate is a Republican idea, which was endorsed by Mitt Romney in Massachussets and embraced by other Republican governors…
To somehow turn this on the Dems is ridiculous… Grassley practically INSISTED it be in Baucus’ bill…
As for going to jail, yes, you can got o jail for not paying taxes. This is a tax penalty, like other tax penalties. But, since the vast majority of people are insured, and those who aren’t will receive subsidies, it’s a ridiculous point. If 95% of people are covered and the rest are illegal immigrants or exempted, then really it is a moot issue.
The GOP is quite desperate nowadays, aren’t they?
Posted by: Mike | September 26, 2009, 12:36 am 12:36 am
If they pass a mandate without a public option with premiums adjusted to make it affordable AFTER expenses, they are going to have to start building a whole lot of new jails.
AND they will be fighting a whole lot of law suits as to the constitutionality of FORCING people to buy from private companies.
They sit up their on Capitol Hill or at home in their multimillion dollar mansions and have no sense of the reality of a divorced man mid 30 who pays $400 rent, $300 electric each month plus personal bills AND $200 each WEEK for child support when his hours are cut every time there’s the slightest downturn in customers. I think politicians should be MANDATED to live IN THE REAL WORLD for 10 years before being eligible for office at any level of government, from mayor of the lowliest town to the President and I don’t mean living off their parents OR their inheritance. Live on minimum wage for 10 years.
Posted by: Laura | September 26, 2009, 12:43 am 12:43 am
If there is a PO that contains abortion (and it does),which is funded in ANY way by the premiums paid into the general fund, I will refuse to have any part of it as a consciencious objector.
Is it moral to jail someone that refuses to support the murder of innocent children?
Are they also going to jail me because I refuse to support payment for the millions of illegal (criminal) aliens, who will be getting a free ride after the POTUS GRANTS THEM AMNESTY?
I have friends that have made the effort to become LEGAL citizens, is that fair to them?
Put me in jail, then the rest of those that seem to love the socialist agenda can support me.
Posted by: jailbird | September 26, 2009, 1:01 am 1:01 am
Folks, the handwriting is on the wall. Our elected officials don’t give a rat’s furry behind about our constitutional rights or ruining our country with excessive debt. Their intent is to sell us into slavery to health care insurance companies & raise taxes fees just to enrich their war chests for re-election. As their employer, please contact your elected officials & ask them to VOTE NO to MANDATED HEALTH CARE INSURANCE & YES to CONSUMER PROTECTIONS/no added taxes or fees/improved health care.
Posted by: Observero0 | September 26, 2009, 1:11 am 1:11 am
How about we get rid of all you representatives who are better than us. when you give us a health care program that is good enough for yourselves (being OUR representatives) then it will be good enough for us. how can you represent us when you place yourselves above us???
Posted by: gary | September 26, 2009, 1:48 am 1:48 am
If socialism is the future, let’s go all the way. Let’s build a Utopian society.
Posted by: godismyshadow | September 26, 2009, 2:48 am 2:48 am
I cant for one second belive that this idea came from a democrat. Pay big insurence to insure there CEOs keep giving there 20 million a year salery or the government will put you in jail. Well I was thinking about switching partys when I heard about this but I am now considering leaving the country and going to live in europe. We are basically now being forced into slavery to the Insurency compainies give your money to them or go to jail. You dont think that after years of them taking peoples money and then in the same stroke denying there medical claims that anything will change. Now they will be able to go one step further FORCE you to give them money and PUT YOU IN JAIL if you dont. I said before that big money runs our government that BIG COMPAINIES have our elected officals in there pockets and here is ultimate proof of that. I wonder what the weather in Germany is like cause im moving there as soon as possible.
Posted by: mike | September 26, 2009, 3:47 am 3:47 am
I’m sorry but as you surrender your personal and pritave right’s to Obama and his soliasm way. the mandate of every one get insuring is wrong No two wat about it. It didn’t lower cost on auto insuring nor will lower cost on health insuring. then with Bacuas vote down cost on drug’s maker and refuse to control cost hospital or try to emliate the paper work to file for all there excess cost there will be no real health plan. we slowing becoming Amercia the facist country
Posted by: Shady | September 26, 2009, 6:37 am 6:37 am
Politicians are getting real creative these days in their quest to extract every last dollar from us. Just 10 years ago I wouldn’t have imagined anything so draconian. God help our country.
Posted by: LongT | September 26, 2009, 7:19 am 7:19 am
I make about $600 a month. $400 of that is taken by rent and bills. The rest goes for food and the fuel to get to work and back. In short I’m real poor, and now that’s going to be a crime punishable by fines and prison because I can’t afford to cough up the bucks to Obama’s insurance industry buddies.
I’m just barely able to feed myself as it is. Where am I supposed to get the big bucks for health insurance? I can’t afford a single doctor visit.
What gives these idiots the idea that if we can’t afford healthcare insurance we can afford the fines? You can’t get blood out of a turnip. How is jailing all the nation’s poor for not buying health insurance going to save money? It cost more to jail a person per year than it does to send him to Stanford!
Posted by: Amy Lewis | September 26, 2009, 7:58 am 7:58 am
Posted by: Thinking | Sep 25, 2009 6:59:17 PM
The problem is do we have a mandate with a public option, or without a public option?
Polls indicate that the public supports a mandate with a public option with over 60% approval, and disapproves a mandate with out a public option by over 60%.
If the Dems pass a mandate without a PO they will be hurting.
This is exactly how I feel so I thought it was saying again…
It seems unfair to have a mandate that fines people for not having insurance w/o the public option… Because it doesn’t motivate Private insurers to really be competitive enough for all people to be able to afford…
If there is a public option, then yeas, mandate… because then there is no excuses…
Posted by: theafalcon200 | September 26, 2009, 9:23 am 9:23 am
I am Mandated by my the government (my State) to have my “car” insured. And if I don’t I WILL BE FINED, and possibly go to Jail…..now which part of this don’t you understand……. Ann….you’re already choosing between now WITHOUT insurance to pay your living expenses, god-forbid if you Got Sick! And why shouldn’t you pay a fine, if everybody else is paying if you did get sick and used Medical facilities? Maybe you should just beg for “Charity”, or loose “your job” if you have to ‘sit at a “Charity” for days trying to get Medical Assistance. Isn’t that what your party is suggesting as a solution?
Posted by: sara | September 26, 2009, 9:45 am 9:45 am
Is this the same JOHN ENSIGN that was having Sex with his FRIEND’S wife? The same ENSIGN that charged his parents 100 grands to hide it? What credibility does he have on ANYTHING…what does he care…he can just “Pay”, no problem.
Posted by: sara | September 26, 2009, 9:49 am 9:49 am
So…… driving is a “privilege”…..and…. LIVING is WHAT? Republicans please Make up your minds! If you are truly “christians” and truly “pro-life”……you DO know that……. Living is a RIGHT, right? Ohhhhhhhhhhh, only if it “fits” your agenda, or “conflicting thinking”…..so if my “conflicting thinking” never get resolved……just do nothing! Baffling.
Posted by: sara | September 26, 2009, 10:00 am 10:00 am
Without rails and other means of transportation to and from work and other neccessary places we Americans has to go…….Driving is a NEED. Ask your rural buddies.
Posted by: sara | September 26, 2009, 10:01 am 10:01 am
Some ignorant people are comparing this socialist health bill to our public highways. Four your information we have a CHOICE to use them or not. We are not fined if we do not use them and do not buy a liscense plate. the way things are going I guess that will be next. The democrats have not thought of that yet or maybe they are just waiting to be through with Health!!!!!!!!! “Rats”
Posted by: Ray Roark | September 26, 2009, 10:25 am 10:25 am
Pelosi, Obama, Reid and Cohorts (PORC) have the lofty goal of raising the living standards of the poor but have reached the conclusion that this is unachievable. They have therefore decided that it is much easier to make all the rest of us poor and nobody will have a decent standard of living. Time to stop the PORC.
Posted by: Sandcrab1612 | September 26, 2009, 11:34 am 11:34 am
As with so many controversial issues facing Americans today, it is impossible to understand socialized healthcare without delving deeper than the press cares to. For example, auto insurance was touted as a way to improve the safety of our roads from the ravages of the reckless uninsured driver. I.e., the ‘common good’. But does car insurance make us better drivers? Of course not. But it certainly makes it more expensive to drive, doesn’t it? Likewise, does “health insurance” improve our health per se? No, it doesn’t. Good diet and exercise help us avoid over 80% of the disease that afflict us– ask any doctor. But it does make the insurance and mdecial industry extremely wealthy, and they, after all, are the ultimate beneficiaries of the current bill. Their lobbyists even helped write it. Did you?
Posted by: h5mind | September 26, 2009, 12:08 pm 12:08 pm
Even car insurance doesn’t cover actually insuring your car just any other cars you may you hit on the road. I am a good driver so I don’t buy full coverage for my car—I don’t get sick often so I wouldn’t buy health insurance either.
Posted by: PotatoeGater22 | September 26, 2009, 1:37 pm 1:37 pm
Oh geez, Obama is going to make it criminal to pay out of pocket for health care—so if you get sick and go to the doctor, Obama can arrest you, put you in jail, and charge tax payers to pay for your incarcination. Obama can kiss my butt.
Posted by: PotatoeGater22 | September 26, 2009, 1:39 pm 1:39 pm
We do not have medical insurance and we are NOT freeloaders. We pay all our bills on time and budget our money. We have a fund set up for “emergency health care” which thank God we have never had to use (age 40). When we go to our family doctor for a cold, or anything we want. He charges us $56 we pay right there on the spot. We can not afford another monthly bill that the government will make us pay. That is what we are trying to get away from. I hope we wont be going to jail or be fined.
Posted by: jane | September 26, 2009, 2:40 pm 2:40 pm
That is a freaking joke they let real criminals out early now because states don’t either have the money or room for them you know they can’t put the working force all in jail they won’t be anyone to pay taxes I’m diabled now but when I was working I tried to get insurance and they wanted almost all the money I made for a month because of my health and wouldn’t even cover my lungs which is what causes a lot of my sicknesses.You can bet they would find a reason to not cover the really sick and maybe start shipping them to the states that can doctor assist kill them.Our forefathers came to this land to avoid being thrown in jail for stupid reasons If President Obama lets this happen then maybe we should call the United States of Britain and him a Dictator instead of President Maybe he needs to take another visit to some of the countries where people are thrown in jail for anything and are slaves to others to remind him that we don’t want to go backwards but find a way to go forward instead and our guys in these war are getting killed for nothing in Iraq and crippled .The purpose was to rid of the dicator now they need to leave. And they are not ever going to find Bin Laden that old dude is dead.Let our guys come home and quit sending more over there
Posted by: Judy | September 26, 2009, 2:53 pm 2:53 pm
So if I get the point of the forced mandate, you are telling me that if I don’t have insurance, someday in the future I might get sick and go to the emergency room, and I might not pay my bill, which might cost you money, so you are going to charge me for that now.
So, someday in the future I might rob a bank, are you going to throw me in jail now for it?
To me, that gets to the heart of the unconstitutionality of it. You are seeking to punish me now for a crime I might or might not do in the future.
On top of that every major insurance company has pled or been found guilty in a court of law for breaking the law, repeatedly. REPEATEDLY. So you are going to force me to pay criminals as punishment for a crime I may or probably won’t commit in the future. Way to go banksters! Instead of Rico-ing these criminals into oblivion you call me a criminal and steal my money to pay off the real criminals. You know, I think the mafia is on line two, they are having a tough time and want to speak to someone about their bailout.
If the government that is supposed to protect us from criminals is on the side of the criminals, what do we need a government for?
Posted by: Kevin Cormier | September 26, 2009, 4:35 pm 4:35 pm
Gary – You said “How about we get rid of all you representatives who are better than us. when you give us a health care program that is good enough for yourselves (being OUR representatives) then it will be good enough for us. how can you represent us when you place yourselves above us????
Dear Leader Chairman Maobama previously said that the members of Congress have good healthcare and we should all have the same healthcare. Is this possible?
Contrary to what many believe Congressmen do not have FREE health insurance. Their employer is the federal government and like many employers, it provides him with an insurance plan from a private insurance company (AETNA, Blue Cross, Health Net, Kaiser, etc). Congressmen have been required to get their health insurance in this manner since passage of the Civil Service Reform Act of 1983. In this case the federal government utilizes the Federal Employees Health Benefits (FEHB) plan to provide a choice of different private insurance plans to choose from, the federal government as the employer (like many private employers) pays a portion (approximately 66%) of the monthly premium and the Congressman as the employee pays the remainder. The Congressman is responsible for any co-pays or deductable payments when service is provided by a healthcare provider. The Congressman is also susceptible to the limits within the plan he chooses, none of the plans cover 100% of the costs the insured eventually reaches a point where he has to dig into his own pockets. The governments only other involvement with the FEHB is to negotiate rates and benefits for each plan once a year. If you want to view the plans and their limits, deductibles, and co-pays just Google “FEHB” and go to the site and see what the different plans are.
The FEHB health plans are either nationwide (plan available anywhere within the country) or regional (plan available only in one state or a portion of a state) FEHB allows the Congressman to change between plans once a year during what is referred to as an open season and he can switch with no lapse in coverage due to pre-existing conditions and if he changes jobs within the Federal Government he can take his current plan with him if the plan is available (he moved from one region to another) at his new position, if not he can switch with no problems. If the government were to open these plans to the public the monthly premiums for a family plan would roughly be between $425.00 and $1300.00, for an individual the monthly premium would roughly be between $177.00 and $550.00 and then everyone could have the same health care as our Congressmen. The premium cost could be lowered for the public if the insured persons employer were to pay a portion of the premium as a benefit of their job. One of the differences in the plan costs is the level of benefits provided and the amount the patient pays (co-pays or deductable) when receiving healthcare.
Posted by: Sandcrab1612 | September 26, 2009, 4:36 pm 4:36 pm
I wonder if the return to the US having a debtor’s prison will include the basketball courts and big screen TV’s in the common areas?
You gotta LOVE this “change!!”
Posted by: Namako_H3 | September 26, 2009, 7:21 pm 7:21 pm
Maybe the government should mandate I buy a car from GM and bank at a nationalized bank. Or maybe it should be mandated that we do service for the dems if they have a majority in the house when I get my student loan. And maybe I will be forced to work at Ameicorp to pay off my loan for medical school.And if the pharmaceutical companies are in the pockets of the government and vice versa then maybe they can set the price for my drugs that I have to wait for all day to get at the government clinic where everyone treats you like a number!
Perhaps Cass Seistien will mandate I carry vet insurance for my dog!
Posted by: Colette | September 27, 2009, 1:27 am 1:27 am
I think I will try to recommend this post to my friends and family, cuz it’s really helpful.
Posted by: Samsyu | September 27, 2009, 4:00 am 4:00 am
Share the risk is the best approach – it should be a subset of taxes we pay that all americans get basic health care.
I hate it that we stupidly let the Big Three automakers insist they couldn’t make money selling high mileage cars – I bought a Prius because there was no American made counterpart.
It took a collapse of automaking for American manuafacturer’s to even consider making a hybrid.
American worker productivity has been increasing and yet our salaries have not? How is that acceptable? Our employers swap out health care providers rapidly, drop coverage and increase costs?
Just like the price of gasoline we can see where health care costs/coverage are headed. I hope it doesn’t require a serious collapse before we take action.
Get cancer and it will scare the bejusus out of your how difficult it is to keep the insurance company processing your paperwork
Posted by: trueblue | September 27, 2009, 8:44 am 8:44 am
Nowhere in the Constitution is any level of the Federal Government given the power to order entities/individuals in the private sector to enter into a business contract with other entities in the private sector. They can order contracts that are already in effect to be voided, broken, abandoned, etc., for the reasons of anti-trust, environmental damage, or similar harmful effects.
And why is an IRS code referenced with respect to enforement? Are there no other applicable US codes available? Does this mean the IRS will be administering National Health Care?
Posted by: fogcat | September 27, 2009, 6:23 pm 6:23 pm
Why is it the government is trying to treat symptoms instead of going to the problem? They must be blind. Why aren’t we looking at providing eduction for the public about eating better getting the right nutrition so that these health problems don’t happen. If the demand for health care goes down so will the prices for that health care. it is all part of supply and demand. Let’s take care of the real problem.
Posted by: Hugh | September 28, 2009, 2:50 pm 2:50 pm
Citizens today 65 or over have the option of buying into Medicare or not if they so desire. It is reasonably priced at $96/mo for my wife who turned 65 this year. Mandating US citizens to buy health insurance is so un-American it feels so much like other parts of the world where totalitarian regimes have existed and do exist today. This will be challenged to the Supreme Court. Maybe even by private citizens. This came out of the Senate Finance Committee headed by a fellow Montanan Sen Baucus. This, and some other things that he has done, make me think that he is a Democrat in name only and needs to be successfully challenged in the 2014 primary.
Posted by: Michael | September 28, 2009, 11:11 pm 11:11 pm
I only can work 2-3 hours per day due to my unresolved medical issues.I had open heart surgery and take coumedin for my new heart valve.I am appealing a 2007 SSD denial through a attorney.I cannot work too many hours even if i had great health cause my wife gets SSI and shes on medicaid and if I work past 4 hours a day her SSI checks get cut almost off.Her checks help pay the whole rent and we barely make our ends meet as it is.
Posted by: steve Hendrickson | September 29, 2009, 8:13 pm 8:13 pm
Also,I was hospitalized from 8/31/09-9/13/09 for acute renal failure,a cyst in my kidney,a cyst in my estopugus,and bleeding ulser in my stomach.I still have these issues along with internal/external hemorrhoids and will need surgery.I instead told the hospital a lie and said my bleeding stopped and want discharged.They asked if I really felt like leaving already,I said yes.Now I am having bad neight sweats and days too and dehydrating again.Thanks Mr.President
Posted by: steve Hendrickson | September 29, 2009, 8:19 pm 8:19 pm
This is absolute bull crap. They should not force you to take health insurance if you can’t afford it. My current job is a sign/waver/shakerboarder for Little Caesars due to some disabilities I have and nobody else wanting to hire me cause of these disabilities. I only make $150 to $300 every two weeks how the heck do you expect me to pay for health insurance on such a low income as this. Also affording my rent and other major bills. My dad who’s on disability is always $400 short a month and he can’t afford health insurance either. This is the most ridiculous thing I’ve ever heard of in my life and for them to try and force health insurance on us low income making people they should burn in heck. I hate Obama and the government cause they are ruining everything and they should burn in heck!!!!
Posted by: Kevin | October 7, 2009, 11:54 pm 11:54 pm
They won’t arrest illegal aliens but they are threatening to arrest tax paying americans? They don’t have enough jail space now, where are they going to put these people? Are they going to let pedophiles out to go after our kids while we are sitting in jail in protest of this tyranny?
Posted by: Don | November 7, 2009, 9:04 am 9:04 am
He proved himself wrong in the third paragraph. The fee is, in fact, an excise tax, however not in the bill, brings to bare all the power of the IRS, Dept. of Treas. to collect said taxes. And as we all know you can certainly go to jail for willful non payment of taxes. It was a nice try on Teddy’s part, but I don’t think Goebbels would be pleased with such ineffective propaganda
Posted by: jd | November 8, 2009, 8:48 am 8:48 am
I have a God given right to walk my body and live without being charged a mandatory insurance fee. I don’t mind health insurance, but when it becomes mandatory, I draw the line. I rather suffer inprisonment than kiss the behind of any ungodly bill or law.
Posted by: Dealcrusher | November 8, 2009, 1:29 pm 1:29 pm
Greetings,
We wholeheartedly disagree with this “Buy Insurance or Go to Jail” philosophy as it will undoubtedly hurt those who can least afford it.
Life can be challenging enough as it is, and now the fear of jail time is on the verge of being added in simply because someone can’t afford health insurance for one reason or another? That’s a very disturbing scenario, and hopefully it is one that will not be tolerated in this country.
The bottom line is that health insurance tends to be very expensive, which is why so many lower income individuals simply can’t afford to have it.
Now perhaps a flat 5% health care provision income tax to fund a “universal health care program” may be in order here, as it’s not burdening any one individual or entity with what could be unaffordable health insurance purchase mandates and would also serve to provide funds to treat those who cannot afford health insurance for one reason or another.
Lastly, reasonable prices for health care, especially when it comes to preventive health care, must be instituted to help make health insurance affordable for everyone.
The system can be made to work, but business as usual has got to go the way of the dinosaur.
Warmest Regards and Best Wishes,
The Life and Health Insurance Quote Information Center
Posted by: Free Life and Health Insurance Quotes | September 8, 2010, 5:06 pm 5:06 pm