By Jacqueline Klingebiel

Sep 20, 2009 9:00am

Obama Defends Medicare Advantage Cuts

In his Joint Session speech President Obama promised that no one on Medicare would be forced to lose the coverage they have now.

But others, like Florida Democrat Senator Bill Nelson, worry that Obama's reforms will deny seniors coverage they now rely on.

When I asked him about Nelson's fear, Obama disagreed, but he didn't rule out endorsing Nelson's effort to shield current Medicare beneficiaries from the cuts.

Here's our exchange:

STEPHANOPOULOS:  Let's go to Medicare then…

OBAMA:  Good.

STEPHANOPOULOS:  …because you also said that no one will lose what they have.  And Senator Bill Nelson, a Democrat, says that the cuts you're looking at in Medi — the Medicare Advantage program…

OBAMA:  Right.

STEPHANOPOULOS:  …are going to force people to lose coverage they now have.

OBAMA:  No.  Here — here's what's going to happen.  These are essentially private HMOs who are getting, on average — and this is not my estimate, this is Democrats and Republicans, experts have said — they're getting, on average, about 14 percent more over payments, basically subsidies from taxpayers for a program that ordinary Medicare does just as good, if not better, at keeping people healthy.

Now, they package these things in ways that, in some cases, may make it more convenient for some consumers, but they're overcharging massively for it.  There's no competitive bidding under the process.

And so what we've said is instead of spending $17 billion, $18 billion a year, $177 billion over 10 years on that, why wouldn’t we use that to close the donut hole so the people are actually getting better prescription drugs…

STEPHANOPOULOS: But Senator Nelson says it’s going to…

OBAMA: …Why don't we make sure that we're using some of that money to actually make people healthier?

STEPHANOPOULOS:  But he said it's going to cause beneficiaries right now to lose what they have.

OBAMA:  Look, I understand that change is hard.  If what you're saying  is that people who are currently signed up for Medicare advantage are going to have Medicare and the same level of benefits, but they may not be having their insurer get a 14 percent premium, that's absolutely true and will the insurers squawk?  You bet.

STEPHANOPOULOS:    They may drop the coverage.

OBAMA:  No, these folks are going to be able to get Medicare that is just as good, provides the same benefits, but we're not subsidizing them for $18 billion a year.

STEPHANOPOULOS:  So Senator Nelson, he wants to pass an amendment that shields anyone currently on Medicare advantage from any cuts.  Do you support that?

OBAMA:  George, I'm not going to be negotiating a particular provision of the bill, sitting (ph) down with you here right now.  What I am going to say is this: the basic principle that is indisputable is that we are wasting hundreds of billions of dollars in Medicare that is not making people healthier.  I want to make sure that we're using that money to actually make people healthier.

STEPHANOPOULOS:  But if people lose their Medicare advantage?

OBAMA:   What I have said is we're not going to take a dollar out of the Medicare trust fund.   We're going to make sure that benefits are just as strong if not stronger.  We're not going to subsidize insurance companies in ways that end up creating a situation that Medicare is actually weaker and has a less financial foundation, because right now, we've got eight years from now potentially Medicare going into the red.

Watch it HERE.

- George Stephanopoulos

User Comments

If I relied solely on Medicare for my health care coverage, I would be in a world of hurt. By having Med-Advantage coverage from an insurance carrier as my ‘primary’ insurance, I am able to see a doctor when I need, and I am healthier for it. To lose the insurance I now have would be detrimental to my good health.

Posted by: Bettina | September 20, 2009, 9:34 am 9:34 am

Bettina,
Your comment is exactly correct. Med-Advantage does indeed give YOU an advantage. However, for every medical procedure you have, the taxpayers pay 14% more than it costs for most senior citizens on regular Medicare. That 14% is profit for the PRIVATE Medicare Advantage insurance providers. The 14% also allows you to get other benefits. All of the rest of Seniors are getting excellent care on Public Medicare ( as you would if the Medicare Advantage Plan is discontinued) but they pay for their drugs and supplement plans, while they also pay and additional 14% for you to avoid these expenses. This is unfair (since these ADVANTAGE plans are not available in all states), not efficient, and not economical.

Posted by: Molly Ransbury | September 20, 2009, 10:06 am 10:06 am

My Blue Cross Advantage program – $69/mo. US Govt Medicare in addition, $250/mo. Do the math, Advantage is better and affords me more respect in the medical community than being on the government dole!

Posted by: Dori | September 20, 2009, 10:13 am 10:13 am

The President is absolutely right. Instead of having people to buy this BS additional coverage “medicare advantage” in which the it cost additional money, it should simply be included and be part of medicare. Sure, the insurance industry wants to keep getting the gravy here, but there’s no need to have it if it is inclusive of medicare. The only ones that will lose here is the insurance companies, not those getting medicare. We have to take the profits out of health care. They have no business in making money out of the misery of illnesses.

Posted by: jake | September 20, 2009, 10:14 am 10:14 am

Jake, I agree that making a profit out of health care is morally unacceptable, but I have to point out that the insurance industry is NOT health care. Furthermore, the best health care systems in our country our non profit organizations. For-profit health care systems have been one of the worst causes rising in health care costs in our country. As far as I’m concerned, it’s a conflict of interests, and it can’t be accomplished with true compassion and concern for the well being of patients.

Posted by: sharingmine | September 20, 2009, 10:38 am 10:38 am

I was put back while watching the interview this morning with Barack I found it disheartning that the man will not come clean about thr health cars bill about raising taxes. Even when confronted with the obvious his statement about the American people afraid goverment getting bigger lets not forget the deals with the auto industries blatant thank for the money to get me elected if I had any doubts about the health care bill he is pushing so hard to get thru I am surely against it now and urge everyone to call you’re congressmen and senator to stop it now before WE AS THE PEOPLE pay dearly for it down the road and as far as goverment take over lets not forget the policies in the past ten months the goverment has forced on us as a nation.

Posted by: scott | September 20, 2009, 11:11 am 11:11 am

also on a sad note please mention Henry Gibson next week a very underated actor
thanks

Posted by: scott | September 20, 2009, 11:13 am 11:13 am

Hey Molly. When the healthcare czar eventually allows you to report to see a Gynocologist chosen for you write back and tell us how you feel.

Posted by: Dr. Bob | September 20, 2009, 11:18 am 11:18 am

Unless you are on Medicare Advantage, you do not have the right to critize the plan. My husband is on an Advantage Plan and it is very reasonable. He sees his doctor for regular checkups and is given appointments when he is ill in a timely manner. It also pays for the 20% that the Government does not pay for hospitalization and provides drug coverage. The person pays for coverage every month and the cost is reasonable and the government cannot dictate what is covered and what is not covered. If it was up to the President, he would not give as much care to the elderly because he sees the last year of an elderly person’s life a burden on health care. He doesn’t seem to take into consideration that these people paid for health care since the time it became available through empoyers and in some cases paid for it themselves when they needed to. Having the gift of motivational speaking is not anyway to judge whether or not the person is speaking the truth. However, it is a great tool if you want to sell something to the public and it may not be what the public needs.

Posted by: Joan | September 20, 2009, 11:19 am 11:19 am

THE BARACK OBAMA’S HEALTHPLAN IS AT BEST
A SOCIALISTIC TAKE OVER OF ALL AMERICANS. WENT THROUGH THIS IN EUROPE(
HOLLAND) MYSELF AND YOU WHAT IT IS NOT
GOOD. THE GOVERNMENT IS SAYING WE ARE
THE ONLY INDUSTRIAL NATION WITHOUT HEATLHCARE, SO WHAT! DO WE JUMP OFF A
CLIFF BACAUSE FRANCE DOES?
WE HAVE THE BEST DOCTORS IN THE WORLD,
THAT IS WHY PEOPLE COME TO AMERICA FOR
SURGERIES OR CARE FOR THEIR ILLNESSES,
NOT THE OTHERWAY AROUND.
SO WAKE UP PEOPLE, THE GOVERNMENT WANTS
TO CONTROL YOU FROM BIRTH UNTILL DEATH!

Posted by: carl | September 20, 2009, 11:32 am 11:32 am

Having constituents actually pay something extra like in MA, insures they have some skin in the game of holding some responsibility for their health. Perhaps 14% markup is an appalling number to many, but your cigarettes are marked up 400%, your twinkies are marked up 300%, your gas is up 100% from taxes, so where is the outcry there? I don’t know if 14% is a fair margin, but it assumes the government would run the same with no inefficies or waste to compete or exceed that same 14%. Pleas think everything can’t be free people, no free food, no free beer, no free gas, no free medical services. One way or another it costs you all. I fear the direction of the charitable giving in this country, if people start sensing our wallets are opened for us, and the charity taken out.

Posted by: AskNot - WantNot | September 20, 2009, 11:35 am 11:35 am

Who knows what is going to happen when you can’t believe a word the man says!!!

Posted by: jlpillinois | September 20, 2009, 11:38 am 11:38 am

Medicare advantage streamlines a caim process made complicated by the government. It also provides supplemental coverage for the medicare coverage shortfall (unlimited 20% co-pay).
Medicare advantage also provides prescription drug coverage including the “medicare gap”.
It does all this for little or no cost to people trying to live on a social security check.
If the government puts this “savings” on the backs of old people, they will have to purchase a supplement policy; if they can afford one.
That 14% savings the President mentioned will come right out of my pocket, then we’ll pay a government employee twice as much to do half the work done very well by the insurance company.
Why does no one speak for old people?

Posted by: Ron Lewis | September 20, 2009, 11:41 am 11:41 am

I have worked for years with folks who have medicare. It was a decent system until Bush pushed Medicare Part D. Once the insurance companies got a hold of it, we now have a nightmare. You talk about government interfering in health care??? Nothing like what U-Care or Blue Plus does. Those are your only choices if your over 65, and you have to decide do you want hospitalization or medications. One denies medication, one denies hospitalization. The doc says you need to stay in the hospital another 3 days, U-Care kicks you out. The doc says only one drug will make you better, Blue Plus says sorry, we won’t pay, and you get worse. If you have money, you don’t know the struggles people are really having. And don’t tell me the polls say the majority of the country is satisfied. The polls don’t talk to folks on Medicare Part D, they don’t have phones, they spend their $$$ trying to stay alive.

Posted by: Laurie | September 20, 2009, 11:42 am 11:42 am

“Back to the Future” was not only a good movie, but ought to be the mantra for digging out of this healthcare mess. What was wrong with healthcare in 1950 or 1954. Take it back the way it was, I say. Used to be a doctor patient personal business, now its all strewn with politicians, and HMO middleman CEOs, who obviously add a lot more than 14% in attempting to control the “fee- for-service” models. Best experiment from the past century now proving viable for healthcare is the Mayo Clinics and Mayo medical school. Ask those Mayo folks if they could/would run an “Advantage” program of some sort.

Posted by: styler | September 20, 2009, 11:49 am 11:49 am

Based on the clips I have seen here, Obama is digging a deeper hole. Should have had the teleprompter with him.

Posted by: Hi | September 20, 2009, 12:12 pm 12:12 pm

George finally touched on this, which no one else has, but sadly he was uncharacteristically unprepared. E.G. WHAT Democrat & Republican”EXPERTS” did he get his misinformation from? He needs to check his facts before he publicly proclaims that HMO”S are giving the SAME coverage for less money. This is plainly FALSE. Did he ever ask the REAL experts who have the coverage? If Medicare could, why didn’t they in the first place & we wouldn’t need HMO’s & if they add the missing benefits they’ll just be losing MORE money? What’s wrong with this picture? P.S. Anybody notice the irony of: right below these comments is a “Sponsered Link” to Medicare Supplement Insurance. These insurance companies are going to get rich now. Congratulations AARP. Good Job!!!!

Posted by: Laurie Ivone | September 20, 2009, 12:52 pm 12:52 pm

Sounds like the drug companies have a hand in Obama’s pockets, Cutting Medicare to fund prescription drugs,and saying you will get better health care? More smoke and mirrors from the Obama Administration.

Posted by: Marion | September 20, 2009, 12:54 pm 12:54 pm

This is a complete and total war on the elderly. Call it what is is Obama… you want the elderly gone and out of the way.

Posted by: Jon | September 20, 2009, 1:00 pm 1:00 pm

Did anyone hear what was said? Medicare is broken, to pieces when Bush got the insurance companies involved. Specifically Medicare part D. Why are you so against fixing this?? If your elderly don’t let people scare you, any changes can only make your life easier. Believe me I deal with this monster every day, we need to move this forward.

Posted by: Laurie | September 20, 2009, 1:23 pm 1:23 pm

Laurie Bush was just as wrong for pushing Medicare part D as Obama is pushing for an entire overhaul of healthcare. My mother pays more now for drugs than she did before with Medicare and supplimental insurance thanks to Medicare part D. Plus it is more confusing to understand. Nothing Obama proposes is going to be easier. The country is broke. They won’t fix the system that led to the economic failure. Obama is bailing out his friends in government and the unions, the people who got him to power. That is all he is seriously interested in. Everything else is smoke and mirrors. The Democrats are being played, the Republicans are being played the taxpayers in general are being played. Jobs in this country are provided 80% by small business and Obama and his minions have done absolutely squat to help them survive. As long as you are a too big to fail corporation with ties to Unions and the Fed you are worth saving. It not, oh well. Medicare is not going to be fixed, this year or any other…

Posted by: Michael | September 20, 2009, 2:02 pm 2:02 pm

My opinion: If everyone who is against “fixing” this healthcare mess had to give up their healthcare insurance (until a resolution was found), we may be able to get something accomplished.

Posted by: Darlene | September 20, 2009, 3:22 pm 3:22 pm

People have looked at this preventive care idea. IT DOESN”T WORK. The reason is that the money to do this ends up being spent looking at 99 out of 100 absolutely well patients. Obama is the most deceptive politician in years. He cannot be trusted to tell the truth about anything.

Posted by: brian | September 20, 2009, 3:34 pm 3:34 pm

Obama lied again. Never in the history of government has anybody been able to reduce fraud and abuse. He full well knows this yet keeps on with the illusion. I am so sick of his deceptions.

Posted by: brian | September 20, 2009, 3:37 pm 3:37 pm

And they wanted to quickly pass this bummer of a bill in August before they even had a bill or anyone knew what was in it. It’s – pass this now and we will work out the details later and decide what we want in it. Not acceptable!

Posted by: mvale | September 20, 2009, 3:42 pm 3:42 pm

First step in remedying the governmental abuses, put every politician in the country on the same plans as the average citizen…. no private trust fund congressional retirment fund plans. No special lifetime insurance programs. Make everyone dependent on the same programs, and stop giving polticians special treatment. That is the simplest of starting points.

Posted by: Get It | September 20, 2009, 4:04 pm 4:04 pm

This is about the most slippery interview I have seen of Obama to date. The whole issue of Medicare cuts serves as example of his attitude in general when looking at reform. It’s not about Medicare Advantage per se, but about the way Obama views health care that scares me.
Obama basically views health care as a commodity – that everyone is alike and that there can be precise rules for who needs what treatment or not. Physicians and patients alike would agree that this is NOT the case. People respond to different medicines and treatments differently. This blatant oversimplification on the part of Obama objectifies the role of health care in people’s lives – and is a major fault.
I remember a recent speech he gave a month or two ago he kept talking about a “blue pill” and a “red pill” – and if they were equivalent, they could save money on the cheaper pill. Well, not everyone responds in such a simple way – and to turn the rules into black and white economics will bring into reality the fears of reform’s worst critics. Even the current insurance monopoly does not look at health care in such a simple and objectified manner.
What we are seeing here is a politician turning health care into something that politicians can deal with – perhaps to a great detriment of the people it is meant to help.

Posted by: Jon F | September 20, 2009, 5:40 pm 5:40 pm

How can you all say Obama is lying? Have you forgotten the past 8 years with GW and all his lies & what he did to this country. Obama walked into the Oval Office in January & found a BIG package of troubles that Bush made. C’mon get real.

Posted by: Mary | September 20, 2009, 7:18 pm 7:18 pm

He is trying to do something that hasn’t been able to be accomplished by many past Presidents. Give him a little credit. Stand by your President.

Posted by: Mary | September 20, 2009, 7:20 pm 7:20 pm

Talk is cheap. Nothing new is being said. Earplug sales must be soaring; at least something is selling. My husband has Blue Cross Advantage. It’s wonderful. If they are so in bed with the insurance and pharm. companies and they are cutting deals than negotiate the 14% fee down. A percentage of something is better than zero percent of nothing. On another note that Obama mentioned. He doesn’t look at fines to those who don’t buy coverage as a tax due to the fact most people have to buy car insurance. Well, people have a choice there don’t they. Some like to live in the city by public transportation and some like the suburbs. Some members of my family chose to live in the city and do just that. Poor example. I truly want some kind of cost affordability for health care. But, I do not agree with the proposals that have been introduced thusfar. I would like to see the current systems fraud addressed first to show actual savings to be had. Tort reform and the Feds dropping the law to allow states to sell across lines just to start. Baby steps. Why is it so simple to us peons yet our leaders can’t get passed their politics.

Posted by: The Fall of Rome | September 20, 2009, 8:18 pm 8:18 pm

Joan, if you have to scream then it means you aren’t thinking and that is what is going wrong in this debate. The facts are just simply not true that people are coming here for their surgeries etc unless it is an unusual one and there is no equivalent home grown one and that is rare. I was born and raised in Scotland and Canada and you simply do not know what you are talking about. You are taking the idiot rantings of the fringe right and buying it hook line and sinker. I hate to point this out, but take a look at the educational levels of the states where all of this vitriol is coming from. I live in the bluer regions of a Southern state,and believe me the difference between the average education and thoughtfulness is night and day. Part of what happens in education is learning how to pick apart and investigate what claims people make. It means having an open mind willing to question the credentials of those making them and the ability to change your mind when you see that the facts don’t support your position. Tell that to people who scream (all caps) on line and who make totally ridiculous accusations. My guess is that most of these people don’t even know what they are accusing Obama of. All they really know is that he is different from them and that is scary. But I challenge you, really listen to what John Boehner, Jim Sanford et al say, see who they really are working for and how they are going to help you. I believe if you really do that, you will find out that most of them have no interest in helping anyone making less than $150,000 a year and in fact, have an appalling lack of empathy for anyone not including their inability to tolerate truth. There is a huge difference between the vitriolic hatred these people spread and a true fiscal conservative.

Posted by: Alexandra B. Castle Ph.D. | September 20, 2009, 9:23 pm 9:23 pm

Some of the people who comment on these boards are so misinformed.
I am disgusted with the way this entire debate has gone off track; mostly from people who are against anything and everything the president tries to do.
Our current health care system is a mess. All medical costs are overpriced and unsustainable. Hospital CEO’s keep raising prices that are breaking the backs of every American.
I just started on Medicare this year after years of private employer insurance and Medicare is so much better and covers so much more. My private insurance covers the other 20%. The problem with Medicare Advantage is that it is basically a private plan but unfortunately, we, the taxpayers pay for the people that are on this plan.
What the president is trying to do is get rid of the Advantage plan, put everyone on regular Medicare and have the people who are currently on the Advantage take out private insurance like the rest of us thereby preserving Medicare for future generations. Now, folks, read this over and think about it. If you keep carping about how bad government insurance is (Medicare) and you think private insurance is so much better, why can’t you support this plan? Better yet, if you are on Medicare and think your private Cigna, Etna, Blue Cross, etc. is so much better, why not drop Medicare and just do the private plan? Let those of us who appreciate Medicare keep it, thereby saving us money.
Can’t believe how gullible most folks are to the rantings of looney Glen Beck.

Posted by: 1495Findlay | September 20, 2009, 9:32 pm 9:32 pm

I think there is a lot more to Obama’s potential in gutting Medicare than just Medicare advantage plans. That may just be the tip of the iceberg.
Obama began all of this with some serious talk about refusing to pay for hospital readmissions for Medicare within a certain period of time – that the hospitals needed to eat that cost, and it was incentive to do the job right in the first hospitalization. That is one scary concept of outright refusing to pay for seniors hospital readmissions! You know what the hospitals will do with that. They have no choice, and they will dump people right out the door.
I think all the right and left wing radicals are making so much noise that this battle is accelerating with misinformation. What they are accomplishing is to remove all real knowledge from the table. Instead it becomes a battle of who can scream the loudest.
Obama is a politician with some pretty outrageous ideas about how health care needs to be managed. He is so obsessed with the need to lower Medicare costs that he is making it central to his plan for overall health care. Well, someone needs to realize that we are not going to “change the curve” on health spending in the near future. Medicare spending needs to be considered separately too. There’s a lot that needs to be done and the studies so far have been crude at best.

Posted by: Jon F | September 20, 2009, 9:53 pm 9:53 pm

We need to ask, when has the government ever done anything well and cost effective? Look at what they pay for parts on the space shuttle, air craft that they buy. When it comes to the insurance companies, they dont provide healthcare, they pay for them, contract with providers, provide provider directories that for people on Medicare have very specific requirements on font, timing on when it has to be available and its contents. Thats just some of the regualations they have from the federal, then you have state regualations and reporting requirements as well as being audited by both at their expense for all kinds of things. You want to know about the expenses every regualation and requirement has a cost.

Posted by: dan | September 21, 2009, 2:07 am 2:07 am

The cuts to medicare, would amount to a shift of care for the aged, to care for the young, and is indeed, a shift to shoving the aged aside, and letting them die.
There is NO way around that.
This is a political decision to care not, about the aged, but to only care about the young.
Not very good public relations, nor a very decent ethical position to take, from my view.

Posted by: Rick McDaniel | September 21, 2009, 10:54 am 10:54 am

It is plain to see that Obama does NOT know what he is talking about with the Medicare Advantage plans. When people sign up for them the insurance company then becomes LIABLE FOR ALL THE PERSON’S MEDICAL BILLS in exchange for a premium paid from the govt. (Which is actually the medicare person’s money that they paid into over a lifetime!)
They are a good deal and the govt should butt out of private competition.

Posted by: Reilly | September 21, 2009, 11:25 am 11:25 am

Please ABC do a story on Senate bill 330/HR 684 which is a “govt-option” Medicare Part D prescription drug plan being pushed by socialist democrats. All seniors will ultimately lose their private part D plans and be forced onto the govt plan. Therefore, you’re medications and copays will all be dictated by the govt! This would be devastating to all our SENIORS!

Posted by: Jonathan | September 21, 2009, 11:31 am 11:31 am

All seniors should be calling their congressman and demand that the advantage plans be left alone. They are bid competitively each year. CMS (the govt) puts out a “call letter” with strict controls and regulations on these plans. Right now the govt is slowing squeezing these plans out of existence just simply by more regulations!

Posted by: Harriet | September 21, 2009, 11:35 am 11:35 am

The more power and control this administration takes over our seniors the more the seniors will be on bended knee to it. Let seniors have a voucher with their medicare dollars and let them buy what ever plan they want!

Posted by: JJ | September 21, 2009, 11:38 am 11:38 am

Senior Citizens ……. look out for the bus, …… because you’re about to be thrown underneath it!!!

Posted by: Willie12345 | September 21, 2009, 11:38 am 11:38 am

It is time to regulate the regulators! The Medicare Advantage plan isn’t the major culprit here. It is the hands and minds of a government that can screw it up, but can’t fix it! Republicans and Democrats together in unison are our greatest problem creators, but not the greatest problem solvers. And FYI, all the Bush and Obama haters must have real short memories.
How to fix it, I don’t know? Legislation for the sake of legislation isn’t the answer. There has to be an independent panel or group created with some of the most, intelligent, respected economic minds dedicated to solving the government’s wasteful spending, and a government dedicated to listening to reason and enactment of a sound economic plan for recovery. Tighten your belts.

Posted by: JeffH | September 21, 2009, 1:44 pm 1:44 pm

And, anyone that has an interest in anything short of a total fix must not be involved. There can’t be any hands in the cookie jar.

Posted by: JeffH | September 21, 2009, 1:47 pm 1:47 pm

I might point out that in order to gain support for his HRC, he has to create the fear in seniors of losing their MA
plan coverages. More of the fear mongering tactics. I spent months mulling over all of the choices offered by Medicare and chose a Medicare Advantage plan offered in my area. I’m on a fixed income and don’t have a lot for extra medical costs, but I need as much of what I have left to be able to survive all of the economic downturns.

Posted by: JeffH | September 21, 2009, 2:00 pm 2:00 pm

The USA already spends 16+% of its entire gross on health care.
The notion that this will go up under a government plan is idiocy, because the proof is clear, Medicare is far more efficient than private insurance, and would bring the same or more benefits at LOWER PRICES.
Businesses are the real fools. Right now they foot benefit costs that are going through the roof. Supporting a government option would give the vast majority of small businesses a way to eliminate a major expense by paying a FRACTION OF the current price they pay for private insurance.
And that’s “INSTEAD OF, NOT IN ADDITION TO” the amount they pay for private insurance for their employees now.
By systemically scaling back the AMOUNT OF CLEAR PROFIT insurances companies get from our medical system ON ALL LEVELS the USA can get a public option, keep private insurance and SPEND LESS MONEY OVERALL – THUS NO NEW TAXES.

Posted by: jonathanseer | September 21, 2009, 2:35 pm 2:35 pm

Medical Advantage plans ARE GOVERNMENT plans.
They are PAID FOR BY THE US GOVERNMENT.
I get so tired of selfish senior citizens talking against public health, because their “plan” takes care of them when “medicare” doesn’t.
IT’S ALL MEDICARE Part A, Part B and Part D.
Advantage plans take your premiums and repackage the benefits BASED ON MEDICARE’s minimums, but they count on the Fed. Government to gaurantee a profit.

Posted by: jonathanseer | September 21, 2009, 2:39 pm 2:39 pm

Medicare isn’t nearly as efficient as much as it’s a government monopoly. Half our Dr.’s will not see Medicare patients due to poor payments. Without a private supplemental plan, Medicare will not get you very far without dipping deep into your own pocket.
jonathanseer: To call our elderly who are against public health care “selfish seniors” is terribly wrong. They, if anyone, know the pitfalls of taking part in a government program that manages their health care. I don’t know of a single senior that DOES NOT have a private supplemental plan.
I will be eligible for Medicare in 9 years and the thought of it terrifies me. After Obama gets through gutting it to pay for his own agenda – it will be poorer care than it currently is. The biggest problem of Medicare is that the government has forced private insurers totally out of the health care market for that age bracket.
Looking to the bleak future of Medicare – if I wanted to pay for my own health insurance with my retirement funds – I find that this is virtually impossible. No one will write a policy to cover a senior other than to supplement Medicare. This tells me that a public health plan will do much of the same – locking us into the current government whim as how they want to cover health care costs at the current time.
Hypothetically let’s say we get into deeper financial commitments as a country by engaging in another war in several years (We seem to have a bad habit of doing that). The government could easily decide to cut benefits in its public health plan to help pay the costs of its current financial obligations. We would all be “stuck” with this – as we would have no private industry to fall back on.
If anyone feels that the current private insurance industry needs a serious makeover – it is me. I pay over $70,000 a year in private policy premiums for my wife and myself – as I am self-employed and in my mid-50′s. However, I think to put the federal government in charge is equally a deadly choice. What we do need are some good, hard-line laws governing the conduct of health insurance companies and the industry practices in general. We don’t need to do much more than subsidize the poor who cannot afford premiums, once the government forces the cost of them to be reasonable. A public health plan is a financial disaster waiting to happen.

Posted by: Jon F | September 21, 2009, 2:55 pm 2:55 pm

Mary, Mary, Mary…just another excuse to blame GB and 8 years. How is it that this country was ruined in 8 short years? Short years for short memories!
GW wasn’t the first and BO won’t be the last. Stand up and accept some of the heat yourself. Have all of your choices been big winners? NO, and niether have mine!

Posted by: JeffH | September 21, 2009, 4:11 pm 4:11 pm

1495Findlay: The problem with Medicare Advantage is that it is basically a private plan but unfortunately, we, the taxpayers pay for the people that are on this plan.
You are very misinformed. My MC Advantage plan is not 100% subsidised by you or any other taxpayer dollars.
Yes, a portion is subsidised, but my Medicare allowance + $105 extra a month covers the major portion.

Posted by: JeffH | September 21, 2009, 4:20 pm 4:20 pm

Jonathan,
Get your facts straight. Medicare Part D was George Bush’s great plan to make sure insurance companies were able to get their hands on senior health care and health care for people with disabilities. Once this happened the Insurance companies began to determine what kind of care, how much care, what Dr., hospital or clinic you could visit, what medications they would approve. Prior to Bush’s Medicare part D it was between the Dr. and patient. I’ve worked with these plans for 30 years, have you?? My vote is for a government option, it works. Seniors don’t let someone twisting the truth scare you!!!

Posted by: Laurie | September 21, 2009, 6:08 pm 6:08 pm

Close the loophole that will cut 14% of taxpaying dollars. Make senior pay for that cost, my parents pay for theirs so should these who are currently getting 14% of taxpayors monies to pay for their supplemental insurance. If they can’t afford it own their own, too bad. They must pay for Medicare deductibles and supplemental insurance just like most seniors do now. Stop paying the rich when they can afford their own supplemental. If not, what did they do with their money? If they gave it to their children, get it from their children.

Posted by: Elle | September 21, 2009, 6:11 pm 6:11 pm

The simple fact is that if Obama can make bone-hitting cuts to Medicare now, he can continue to do so in the future. He has already made big statements about eliminating payments for re-hospitalization within a certain period of times. This is the kind of cut that will kill people.
Proof positive is the fact that the “public option plan” as outlined stops at age 65. At that point, everyone gets moved to Medicare which is far inferior coverage. If the proponents for a public option really believed in what they were doing, they would allow seniors to enroll if they wanted to pay the premiums.
So what are we going to have – a system that gives you a certain level of coverage until age 65 – and then you get thrown to the wolves with not private insurance available (Medicare has already eliminated all private competition).
FYI, Medicare Part B is not free – not by a long shot. Medicare part D can cost even more. The only free coverage seniors get at 65 is Medicare Part A which is hospital coverage.

Posted by: Jon F | September 21, 2009, 6:53 pm 6:53 pm

To lose the insurance I now have would be detrimental to my good health. —–
So why are you any different than the
rest of us middle class hard working
Americans that are trying to pay for
healthcare?

Posted by: overandover | September 21, 2009, 7:06 pm 7:06 pm

Unless you are on Medicare Advantage, you do not have the right to critize the plan.—-really? It is subsidized
by taxpayers.

Posted by: more | September 21, 2009, 8:52 pm 8:52 pm

Wow, the hatred of private enterprise exhibited by some posters here astonishes me. “We have to take the profits out of health care. They have no business in making money out of the misery of illnesses.”
Replace a couple of words and you have the following:
“We have to take the profits out of food. They have no business in making money out of the misery of starvation.”
Or how about this:
“We have to take the profits out of construction. They have no business in making money out of the misery of homelessness.”

Posted by: gordon | September 22, 2009, 1:05 am 1:05 am

Gordon: Its just a bunch of people who have not yet had the chance to realize that the world is not going to fit their ideal. When they grow up, they will figure it out. Profit is essential to this country and to health care.

Posted by: Jon F | September 22, 2009, 3:46 am 3:46 am

My husband and I pay almost $1700 for BC/BS Health Insurance every 3 months.
Plus he is in a prescription drug program with the donut hole after a certain amount. Also have Medicare.
This is breaking us financially.
We worked all our lives and paid our own way, now that we are retired it’s really hard. Life sucks.

Posted by: M.R. Paul | September 22, 2009, 11:48 am 11:48 am

My wife and I have a MA plan are are quite happy with it. If we have to go to a Medicare/Suppl/Plan D, it will cost $300 more monthly. That 14% higher figure for MA vis-a-vis Medicare is not accurate-more like 3%. I think AARP would be happy if MA plans go away since they have surely lost a great deal of money due to cancellation or non-enrollment in their supplement.

Posted by: Don | September 22, 2009, 3:05 pm 3:05 pm

Mr. Obama does not know how to tell the truth!! he is very good at how he uses his words, he is cunning and a smooth talker, he got the News media falling all over themself to make this man look good, The news media is trading our way of life for a socialistic one, thank you for trading your own people into a russian like country, you traders.

Posted by: Mary | September 22, 2009, 4:21 pm 4:21 pm

Hi George-YOU HAVE A NEW FAN!! Just caught you because I wanted to see the many interviews the President was giving and you impressed me because you didn’t spoon-feed the usual soft-ball questions to him. Way to press about the new taxes and also Medicare Advantage! My daughter and I have worked with MA since it came out four years ago and he is not being truthful—people will not have equal coverage with Medicare and to say it is “Just as good if not better” is completely false. Beneficiaries WILL lose what they have. It is not the “same level of benefits”.
Medicare does not pay for a yearly physical; MA gives a physical for NO COPAY. Also MA is required by law to give mammograms, paps and pelvics, colorectal screenings, prostate cancer checks, etc., for NO COPAY where Medicare requires a deductible and the client pays 20% of the cost of services. Original Medicare has been slow to get up to speed on “free” preventative care. Many MA companies also give free health club memberships so that people will exercise and stay healthier. Some of the plans are for “special needs” people with diabetes, heart attack, stroke victims, etc. that have lots of preventative care to keep people healthier so they don’t escalate in their illnesses which saves money. The plans I work with are all zero premium. Now you can see why people are absolutely and rightfully very concerned. Thanks for a great show and I will “see” you next week!

Posted by: Julie White | September 22, 2009, 8:17 pm 8:17 pm

Hey Julie I want to know what state your in, I’m moving. Minnesota MA is a nighmare!! The gov cut the benefits so he can jet around the country. We’re thankful he’s taking his act on the road.
After reading all the comments I think we need a single payer system. And maybe some “I’m not the center of the world and it’s time to start treating people with a little more respect and kindness” Pills.

Posted by: Laurie | September 22, 2009, 9:27 pm 9:27 pm

Sounds to me by this , what is going on is some HMO’s and Insurance Co’s basically have found a way to charge up to 18% more for some serverices by doing a “fancy Trick like” packaging. Therefor if the Gov’t stops paying for the sugar coated effect and just pays for the plain old regular procerdure, the medicare client will still get the good care needed and the savings can be redistributed to funding the drug program allowing more drug coverage and hopefully keep people from the “donut hole effect”. Where the subsidy on the cost runs out and the senior is paying full price. Could be a good thing as Long as this is Truth, not a Lie.

Posted by: myopinion | September 22, 2009, 9:44 pm 9:44 pm

I would really like to see the government be able to handle the administrative responsibilities for administering Original Medicare benefits for the same or at a reduced cost than the private insurance companies. They have yet to do it, original Medicare is a mess. In addition, if you compare Original Medicare to Medicare Advantage plans side by side the benefits are significantly better on an M/A Plan. Yes, there is a cost that comes with that however, original Medicare does not offer any PREVENTIVE CARE benefits that works towards keeping seniors healthy. Also, not all Medicare Advantage plans are HMOs, there are many other options for seniors. President Obama did not answer the question, he simply said there would be no cuts to the funding not to the benefits. He did not say that the Original Medicare benefits would increase or be the same as the now Medicare Advantage plans. He used the “Change is difficult” to avoid answering the question all together.

Posted by: Jessica Andres | September 22, 2009, 10:02 pm 10:02 pm

Whether you are on Medicare Advantage or regular Medicare you are on the “government dole”. Call it what you like. The reality is that no matter what plan you are on or how this “reform” happens, your medical care will be rationed in one form or another in order to keep this program viable. Medicare is a “public option” and competes with MA plans right now and all you are concerned about is already happening in both plans.

Posted by: inthebusiness | September 23, 2009, 11:56 am 11:56 am

I HAVE HAD MEDICARE FOR 12 YEARS. I HAD TO PAY A DEDUCTABLE OF 20% OF ALL COSTS TO DRS. AND ALL COSTS FOR ANY DRUGS REQUIRED.
WITH MEDICARE ADVANTAGE I DO NOT HAVE TO PAY FOR DRUGS AND MY DRS. VISITS ARE FREE.
WHO IS OBAMA THINK HE IS FOOLING. MEDICARE “DOES NOT COVER THESE COSTS”.
IF OBAMA DISCONTINUES THIS PLAN HE IS ONLY GOING TO MAKE PEOPLE BUY SUPPLEMENTAL INSURANCE FROM INSURANCE COMPANIES, JUST THE OPPOSITE OF WHAT HE IS TRYING TO AVOID.
I AM A DEMOCRAT, HOWEVER, I AND ALL MY FRIENDS LOVE MEDICARE ADVANTAGE. IF WE LOSE IT, THE DEMOCRATS CAN KISS FLORIDA GOODBYE!

Posted by: ROBERT | September 23, 2009, 1:39 pm 1:39 pm

Congress own budgets leader has contradicted Obama on the Medicare cuts, saying that it will lead to 500 Billion in cut benefits to seniors.
I think that should make it pretty clear, that we aren’t getting straight talk from Obama.

Posted by: Rick McDaniel | September 23, 2009, 3:17 pm 3:17 pm

In my opinion as a member of medicare advantage and as an insurance broker I do not agree that a medicare plan is as good as medicare advantage. My plan has a zero premium and includes an Rx plan as well as being a PPO not requiring referrals. If I have to go to a medicare plan I then need a supplent and an Rx plan at an approximate cost of $250 to 300 monthly. Does that sound like I would have the same coverage I now enjoy? I understand that the medicare advantage program may have an added cost due to formula of reimbursement. Change the formula and elimenate the fraud and there will be more savings. Medicare advantage works and offers better cost savings to members. Fix the fraud and abuse in medicare as well as help doctors with their insurance paperwork nightmare.

Posted by: Al | September 23, 2009, 5:05 pm 5:05 pm

There is less fraud in the medicare advantage program than in medicare and the efficiency in the medicare advantage program is much better than medicare.

Posted by: Johnny | September 24, 2009, 11:45 am 11:45 am

President Obama should do his homework before calling all Medicare Advantage programs HMO’s since most of them are now becoming PPO’s due to the democrats and MIPPA.The PFFS plans allowed Medicare patients the right to use whichever provider they chose as long as the provider was willing. But in 2011 thet freedom has been removed. For some Medicare people MA plans are the only economically feasible plan available. Medicare supplements are an alternative to food or drugs to many people. The president needs to identify the so called fraud and waste in the Medicare program and quit telling lies. Barack Obama is nothing more than a slicker version of Bill Clinton.

Posted by: Joe Hutchinson | September 24, 2009, 11:54 am 11:54 am

It is this simple if you have original Medicare and you go to the emergency room you pay 30% of the bill with Medicare Advantage you pay $50.00 which on would you preferrer. Our sr. should be treated with respect plain and simple. Dem have never like the program so they are playing partisain politics to harm the program. Same on them and Obama.

Posted by: JR | September 24, 2009, 5:05 pm 5:05 pm

I do not believe on word the president says about medicare. The took our S.S raise away from us for two yrs which never happened and raised our medicare which comes out of our check. He does nothing but lie

Posted by: Helen Ehrhardt | September 25, 2009, 7:16 am 7:16 am

The country is not broke its just going to the big wigs and taken away from the little people just the opposite of what Obama said during his election. He likes being in front of the camera smiling and waving. Hes not a president he is a celebrity. He will never get my vote again he is a big disappointment

Posted by: Helen Ehrhardt | September 25, 2009, 7:21 am 7:21 am

the liar speakes again, he said if you like what you have than you can keep it. well this article has brought another one of his lies out, all you seniors better be listening very closely, he talks very smooth and slick but he lies through his teeth. we need to stop obama. please call your representatives in congress and in the senate before it is to late, and hopefully stop this liar in his tracks. three more cheers for rep joe wilson for calling him out.

Posted by: astroturf | September 25, 2009, 1:07 pm 1:07 pm

as a 71 year old American Citizen and a lifetime Democrat. I can tell you I will never vote for a Democrat again. This President lies more than Spiro Agnew in fact they may have the same Mother. We should forget that the man is Black,and Impeach him for all his lies and be aware that he dispises senior citizens and wants to return the United States to the way it used to be number 2 in the world in the treatment of Seniors second only to South America.Sad sad sad the guy is a phony.

Posted by: Jay Dodge | September 27, 2009, 11:00 am 11:00 am

Amazing how many idiot posters say various politicians haven’t read the bill,the reason,its a 1,000 pages???
With the crowd that believes that only Republicans or extremist pundits have read “the bill”,well I can see why many of these posters believe that to be true as I am sure 1,000 pages may as well be a million pages.
What is so hard to believe about advantage costing more then medicare?
BTW CBO gets its information from the Heritage Foundation,a far right “think tank” that has been pro quo since coming in existence.
The republican party has resisted any change since coming up with HMO back in Nixons days,WE DESERVE BETTER!!!
SAY NO TO STATUS QUO!!!

Posted by: CHUCK | September 27, 2009, 10:21 pm 10:21 pm

Oh my,far more foil hat wearers then ever.
Talk about the conspiracy theorist,do any of you look up facts anymore or just listen to commentators,who are NOT journalists nor do commentators have any rules regarding fact checking.
Commentators offer opinion,not facts.

Posted by: glenda | September 27, 2009, 10:26 pm 10:26 pm

the advantage plans cover deductables and lower prescription costs. Plus the Doctors take the advantage plans when they don’t want the medicare coverage.
Remeber that Seniors PAY for their medicare coverage and it is not that costly for the govn. What happens is that the govn loves to raid social security and has caused irrepairable
harm to ss and medicare. I have a feeling this hr govn coverage is another way to steal from social security.

Posted by: ron | September 29, 2009, 11:55 pm 11:55 pm

Why doesnt Obama just tell the truth, and that truth is cutting MA plans will cut benefits Why is that so hard? Yes, they get more money than regular Medicare, but when you cut something payments, then the benefits decrease, or the plans go away TELL THE TRUTH OBAMA, stop the spin machine

Posted by: Bob B | September 30, 2009, 12:10 pm 12:10 pm

Some insurance carriers have already announced that they are no longer offering certain Medicare Advantage plans due to expected reform changes. But seniors will still have plenty of choices. Under Medicare Advantage alone, there are numerous types of plans, such as HMO, PPO and Private Fee for Service. I put in my zip code at PlanPrescriber.com and received over 75 Medicare options. Just because President Obama is talking about making cuts to make a program run more efficiently does not mean seniors will not have access to a Medicare plan that meets their needs.

Posted by: Irene | September 30, 2009, 2:21 pm 2:21 pm

Obama is lying! Medicare Advantage provides many additional benefits for enrollees. This includes eyglasses, hearing aid and dental programs as well as many preventive programs such as Silver Sneakers. If payments to the Medicare Advantage plans are cut so will the benefits. Regular Medicare does not offer these extra plans and charges considerably highter doctor and hospital copays so if Medicare Advantage is eliminated seniors will loose the benefits offered by Medicare Advantage! Obama is a slick one, he is very misleading and mis-speaks often. Normal people call this lying!

Posted by: Jerry Greiner | October 21, 2009, 5:37 pm 5:37 pm

Obiviously most people have no idea the GENERAL truth. If you have an Advantage Plan it WILL work….IF YOU DO NOT GET SICK… original Medicare covers illnesses with the SAME rules and guidelines for everyone. A private insurance company can decide they DO NOT COVER a procedure 80%, doctors have the right to drop you and the insurance company itself can drop you. Yes it will save you money IF YOU DON’T GET SICK. IF you do, you have an OUT OF POCKET COSTS that is capped at 4500.00 THIS MEANS OUT OF YOUR POCKET SENIORS!!! IF you don;t have the money to pay monthly payments how can you afford the $4500.00????

Posted by: Pam | November 5, 2009, 5:43 pm 5:43 pm

There is no money in making people healthier. For all of you that think the government rule the country, think again. The corporations with the most money are the ones with the power. AKA drug companies. You can’t patent anything that nature made, so you have to alter an atom here and there and then you can patent it, and sell it as a drug. Sure the alterations will cause sideeffects because your body doesnt know how to deal with something that is not out of this world, but the drug will block the symptom (a symptom is the way for your body to tell you are doing something wrong in the way you eat, drink, exercise, take in toxins, rest, thought patterns, or something is structurally wrong and you may have nerve interference) a symptom is NOT telling you that you need a man made drug. Obama should have insurance cover gym memberships, massage, life coaching, vitamins, fishoil, organic food, chiropractic visits, physical therapy, and emergency care such as broken bones or accute symptoms. Yes, it is easier to take a symptom blocking pill than it is to exercise for thirty minutes on most days, eat organic fruits and vegetables everyday, avoid sugar, quit smoking, quit alcohol, get adjustments and massage, conquer negative thought patters with the help of a life coach, sleep 8 hours a night. And don’t let the pharmaceutical industry tell you you are supposed to have a certain illness because your parents or grandparents did. I encourage everyone to take the responsibility of their health in their own hands. This is the “secret” to longevity and living life at 100%.

Posted by: Karin | December 2, 2009, 1:24 pm 1:24 pm

51% have voted to plunder the other 49%. Game over.

Posted by: SarahB | December 6, 2009, 5:21 am 5:21 am

If anyone believes that Medicare without the Advantage Plans is good and fully adequate is either ignorant or stupid. I know it hurts for some media dependent people to actually read, but just for your edification try reading the readily available “side-by-side” comparisons of Medicare with and without the Advantage plans. IF YOU ACTUALLY READ THESE COMPARISONS YOU WILL SEE THAT YOU WILL GO BROKE, BANKRUPT, OR WORSE WITHOUT THE ADVANTAGE PLAN. By the way, why don’t we question the cost of medical supplies, doctor fees, etc? Expensive doesn’t even come close to describing the costs (45 minute routine ear surgery @ $9000 for the doctor, $22,000 for the hospital, etc.) Sorry Docs, NOBODY is worth that kind of money. My non-profit BC/BS Alabama Blue Advantage Plan costs me $0 per month and reduces payments to these providers and cuts some of the cost of their outrageous claims. By the way, I’m disabled and not a senior, so think twice if you believe you are immune from this issue. If people really want real change stop paying drugstores, pharmaceuticals, doctors, hospitals,etc. the unrealistic charges that will bankrupt the majority and make millionaires out of a few.

Posted by: G.C. Johnson | December 21, 2009, 10:21 pm 10:21 pm

Listen, most seniors I talk to say med advangage programs are not good. They say the private insurance companies continue to increase premiums. Doesnt this sound a lot like what has happened with medical insurance programs in general. Runaway premiums and less benifits. Well for you folks who claim you dont want change, your the first ones to complain about runaway medical insurance costs. I for one, want change.

Posted by: Ricky | December 24, 2009, 10:52 am 10:52 am

I have heard all of the comments about President Obama and have come to the conclusion that all the rhetoric is not about the man but about the color of his skin. We are so hard on him about every policy he stands for. We complain about him not getting the economy back on track – who got the economy in the shape its in? It will take President Obama a lifetime to straighten out the mess the former administration left. We complain about the money he’s spending – what about the money the former president spent? At least President Obama is spending it trying to help the people in the U.S., the former president was sending all the money he was spending to other countries. I think its time to give our president some slack, stand behind him and help try to get this country back on track.
There is a real need for healthcare reform. Insurance companies, doctors and health care facilities are all benefitting from federal funds and the elderly and the poor people are the ones that are being left out. And the rich just keep on getting richer.

Posted by: Ann | January 9, 2010, 9:15 pm 9:15 pm

I have heard all of the comments about President Obama and have come to the conclusion that all the rhetoric is not about the man but about the color of his skin. We are so hard on him about every policy he stands for. We complain about him not getting the economy back on track – who got the economy in the shape its in now? It will take President Obama a lifetime to straighten out the mess the former administration left. We complain about the money he’s spending – what about the money the former president spent? At least President Obama is spending it trying to help the people in the U.S., the former president was sending all the money he was spending to other countries. I think its time to give our president a break, stand behind him and help him get this country back on track.
There is definitely a need for healthcare reform. Insurance companies, doctors, and healthcare facilities are all benefitting from federal funds and the elderly and the poor people are the ones that are being left out – and the rich just keep on getting richer.

Posted by: Ann | January 10, 2010, 12:26 am 12:26 am

Obama only talks about how the insurance companies will not have as much if Medicare Advantage is cut—carefully avoiding how current members will see their low montly premiums skyrocket as a result.

Posted by: Harvey | February 24, 2010, 1:33 pm 1:33 pm

I’m a 68 year old senior and my husband is 70 years old. Both of us are MA patients and are thrilled with the benefits. We spend at least nine hours a week at the gym, take very little medication and our doctor is wonderful. If we lose our MA, it will cost us an additional $500 to $600 more a month for insurance. Already I’ve lost 60% of my social security (which I earned) due to a so called windfall tax. I receive a teacher’s pension and as most of you know it isn’t very much.
I actually canvased for Obama and was thrilled to do so; however, I’m extremely disappointed in what is happening with Obamacare and I agree with many of you that he is definitely not leveling with the seniors. We have all paid our share into the Medicare fund for many years and we should not be penalized at this time in our life by losing our MA.
I’ve been watching all the rhetoric that has been going on in Congress and I say vote them out if they approve this bill.

Posted by: Jackie | February 25, 2010, 10:13 pm 10:13 pm

Nothing like dodging the question…why can’t he just say…Yes we are cutting Medicare!

Posted by: Tabitha | March 4, 2010, 2:22 pm 2:22 pm

Hey folks, get a grip. First Health Care is Health care. Health insurance is NOT health care. The private, for profit, “health” insurance companies gladly take all the premium dollars you can afford and begrudgingly pay out 65 cents to 75 cents for each dollar they take in to your health care provider. That’s compared to Medicare that pays out 98 to 99 cents of each dollar it takes in. We have Medicare and Social Security. They are run quite efficiently. We don’t get any flack about which doctors we see either.But, here’s the rub: For approx $96 / month Medicare covers 80% of our Dr. and Hosp bills. But, we have to pay a “for profit private insurance company” $160+ / month for the remaining 20% coverage. Do the math on that one. My contention is up the premium on Medicare by approximately half what we pay for the supplement i.e. $80 and have Medicare Insurance cover 100% of the medical bills. That is NOT government health care. That is we the people essentially pooling our premiums into a non-profit insurance plan called Medicare to pay for the PRIVATE health care we would get or continue to get from the Doctors and hospitals that are in the business of providing health care. GET the private insurance companies totally our of the picture when it comes to our health care. They are in the business of making profits period. They have no interest in providing health care to anyone period.

Posted by: Jim | March 7, 2010, 2:39 am 2:39 am

Hey, George, why didn’t you ask obama about us saving 3,000% on our health insurance premiums? That would mean that the gov’t would owe me over $240K a year if this health care bill passes. If you don’t believe me that obama made this statement, then go and read the transcript from yesterday campaign speech he gave in Ohio. But you can’t ask him any tough questions can you. Why didn’t you ask obama about his promise that ALL federal employees including Congress would be on this gov’t run plan? Or did obama forget that there is a provision in this bill that exempts members of Congress from joining this plan that the tax payers will be forced to join. Yep, obama is a liar.

Posted by: rukidding 55 | March 17, 2010, 9:53 pm 9:53 pm

The medicare advantage is nothing but an incentive for fraud and abuse. Take away the incentive and fill the doughnut hole of traditional medicare. Simple as that.

Posted by: what667 | March 17, 2010, 10:25 pm 10:25 pm

REPUBLICANS hear this!!!!!When you regain control of Congress and I assure you that is going to happen in Nov., bring all of Obama’s corrupt cronies before every committee that you can and make them tell the lies they surely will tell and then perk walk the whole lying corrupt crowd straight to a cell with the Islamic terrorists we captured because these democrats are not much better with the terror they are bringing on the retired citizens by cutting the devil out of their earned medicare and giving it as an entitlement to those who have never worked and never will, thanks to Obama.

Posted by: rockychance | March 17, 2010, 10:53 pm 10:53 pm

Heah GEORGE! Why don’t you be a real journalist and ask Obama the tough questions. There is not one out of ABC,NBC,CBS,CNN or MSNBC who will ask them any meaningful questions and all the while our country is preparing to completely fall apart financially with these socialist lunatics in charge of the assylum!

Posted by: rockychance | March 17, 2010, 10:58 pm 10:58 pm

Come on folks. Does anyone know the difference between mark up and profit? If Medicare pays the advantage insuror a 16% “overpayment reimbursement” how does that become a 16% profit. The sixteen percent reimburses the insuror for his overhead (things like claims reps, offices, telephones, postage, millions and millions of dollars in needed equipment, etc., etc., etc. What is left over from the 16% after all those expenses would be the profit. Oh, by the way, when the advantage insuror does all of the work Medicare does not have to. The SAVINGS to Medicare are tremendous by having a private contractor, not a government employee do the work. Kind of like the Postal Service and UPS. Which one is more efficient? Anyone who answers the Postal Service is a left winger beyond redemption.

Posted by: Big Ed | March 24, 2010, 5:27 pm 5:27 pm

its is to confusing for us seniors,all i know is my co pay go up all the time ..i have 7 perscriptions monthly.

Posted by: pat sperry | November 7, 2010, 11:04 am 11:04 am

There is so much wrong information in this New story I can’t follow the questions.
First of all Obama Knows nothing about the Advantage plans. He said they are HMO’s when there are HMO,PPO, FFS and Special needs plans for the poor diabled and in rest homes.
Numbers can be based on many factors and can show paying more rather than less. Fraud and abuse and the fact that CMS does not handle claims is also a factor on cost savings. What we need is a level playing field . States have gone to these plans for Medicaid and have saved themselves billions.Even liberal California assignes a Person to a Plan rather than have them on straight Medicaid aka Medical.

Posted by: Robert Alboney | January 31, 2011, 3:04 pm 3:04 pm

Obamas plan has merit and an ethical advantage for the aging ill. If the cost of staying alive is raised by double, so a profit can be realized why don’t the people on the hill pay for their own also. If this happens and the 65+’ ers wind up scrounging for food lets quit keeping people healthy so they die sooner, isn’t that what the GOP wants when it all comes down to the ground? In 1900 males lived on the average to 48-52, females a year or two more. Wouldn’t it be grand if we could revert back to those days. How about this, shoot every one who turns 70 so they will not suffer.

Posted by: Mike | July 2, 2011, 2:59 pm 2:59 pm

WONDERFUL post.

Posted by: Cristopher Abney | September 3, 2011, 7:38 am 7:38 am

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