By Jacqueline Klingebiel

Oct 28, 2009 2:20pm

Drum Roll … House Health Care Bill To Be Unveiled Tomorrow

Speaker Nancy Pelosi couldn't get the votes for the "robust" public option she prefers, but she is ready to roll out a health care bill. ABC News’ Jonathan Karl has the story: After weeks of intense, closed-door negotiations with House Democrats, Speaker of the House Nancy Pelosi plans to unveil her health care bill tomorrow.  The roll-out is tentatively scheduled for 10:30 am on the West Front of the Capitol building.  This is the bill the House will debate and vote on – probably next week. According to sources familiar with Pelosi’s plans, here are some key elements of her bill: - It includes a public option, but it will not be the Medicare-like public option she wanted.  The government-run insurance company created by her bill would negotiate payment rates with health care providers just like private insurance companies.  Pelosi simply could  not get the votes to pass the “robust” version she prefers. - The total cost is about $900 billion.  The Congressional Budget Office is still crunching the numbers, a final number is expected tonight. - The bill would cover an additional 35 to 36 million people by 2019; this is more than the Senate bill, which would cover an estimated 29 million additional people. - There’s an individual mandate requiring all Americans to have health insurance, although the penalties for non-compliance are lower than the Senate’s (which imposes a maximum fine of $1500 for families who forgo insurance). - There’s an employer mandate.  Companies who don’t offer health insurance will be slapped with an 8 percent fine (small businesses are exempt). - The bill will be paid for, in part, with a 5.4 percent surtax imposed on those with incomes over $500,000 for individuals, $1 million for families. - There’s a long list of insurance reforms:  banning denial of coverage for pre-existing conditions, mandating wellness and prevention coverage, capping out of pocket expenses and prohibiting caps on benefits. Does she have the votes to pass it?  “We sure hope so,” says a senior Democratic aide.

User Comments

I hope this works. Health Care needs fixing so I can only hope the public option is the answer. I know this has been a hard decision for our Senators and Congressional Representatives to make but hopefully it will be a wise one.

Posted by: Tom Rodgers | October 28, 2009, 2:46 pm 2:46 pm

Nothing new here, she’s just been forced to a bit more moderate (and expensive, since moderate is code word for “pandering to the status quo industry lobbyists”) public option. It’s going on 10 months now, but that’s how Congress has always worked I guess.

Posted by: jhw539 | October 28, 2009, 2:52 pm 2:52 pm

Pelosi bill, Baucus bill, Reid bill, what is this clash of the idiots? What part of 59% of the American public are against this legislation do you not understand?

Posted by: lfrichar | October 28, 2009, 3:04 pm 3:04 pm

If it has the public option, everybody knows it is Dead on arrival.
Why won’t the dems concentrate on cost instead of trying for bigger inefficient government plans? They could get a lot of independents on board for sure. Republicans would have to go along. If only the loony left would think more rationally……

Posted by: jonny | October 28, 2009, 3:04 pm 3:04 pm

post it online …let us read the “fine” print

Posted by: mickey maoist | October 28, 2009, 3:05 pm 3:05 pm

If a bill covering 35 to 36 million people costs 900 billion, how much is it going to cost when the private companies pull out and there are 330 million on the government plan? Senate and Congress are giving them a specific number to cover, which is a very LOW estimation. The CBO is giving a cost on THAT SPECIFIC NUMBER. SMOKE AND MIRRORS.

Posted by: wheresmymoney | October 28, 2009, 3:07 pm 3:07 pm

wheresmymoney — The government estimate was 5% or 15 million along with the 30 million (most of those subsidized). I think a safe bet would be at least 100 million which is double that of the total government estimate. Remember, we’ve done absolutely nothing to lower health care costs, only our insurance premiums!

Posted by: lfrichar | October 28, 2009, 3:12 pm 3:12 pm

“If it has the public option, everybody knows it is Dead on arrival.
Why won’t the dems concentrate on cost”
jonny | Oct 28, 2009 3:04:17 PM
The public option is likely to have the largest impact on bringing down costs or ‘bending the cost curve.’ The only reason it is difficult to get into law is the $2-$3 trillion a year health care industry is fighting against it tooth and nail – the costs it would bring down pad their payrolls and profits.

Posted by: jhw539 | October 28, 2009, 3:34 pm 3:34 pm

“What part of 59% of the American public are against this legislation do you not understand?”
lfrichar | Oct 28, 2009 3:04:14 PM
Polls actually dictate whether they keep their jobs or not next year, hence I doubt you’ll get anyone who matters by pushing that 59% lie.

Posted by: jhw539 | October 28, 2009, 3:36 pm 3:36 pm

George, why do I have to get the news from Yahoo instead of a news station. The big boys now say they are against the public option which includes GE, Wal Mart and Verizon as well as the Chamber of Commerce all saying the public option is too expensive. That must be a big blow to Obama who bailed out GE with billions of dollars of tarp money.

Posted by: chris | October 28, 2009, 3:38 pm 3:38 pm

jhw539—- Are you serious? The majority of Americans want “health care reform”. The majority of Americans are against this legislation (pick either one). Which polls would you like to see. Not one poll shows the majority for this bill. Which part of that do you not understand.

Posted by: lfrichar | October 28, 2009, 3:40 pm 3:40 pm

Senate and Congress are giving them a specific number to cover, which is a very LOW estimation. The CBO is giving a cost on THAT SPECIFIC NUMBER. SMOKE AND MIRRORS.
wheresmymoney | Oct 28, 2009 3:07:30 PM
That is a lie. The CBO is basing their number upon the legislation.
If the private companies pull out, then the public option will be far more economical. It is not free and would benefit from the huge influx of high rate paying customers (and the private insurance companies have done very well at selecting to insure the least expensive to actually cover segment of our population).
Your argument isn’t smoke and mirrors, it is just more lies.

Posted by: jhw539 | October 28, 2009, 3:43 pm 3:43 pm

Libs who support this, please consider this scenario: What if your fellow Americans elect a conservative religious fanatic in 2012? This guy wants to force individuals to own Bibles. If you don’t have one, you’ll pay a fine. If you refuse the fine, you’ll be reported to the IRS who will then proceed to take your house and send you to prison. If people can’t afford one, there will be a “public option” so that the needy can get a Bible “for free”. Of course that simply means that you are paying for these “public Bibles” anyway through taxes.
Now currently, this situation is impossible. The Constitution gives the Federal Government “enumerated powers.” And since mandating ownership of ANYTHING is not in those powers, they simply can’t do that. And that’s what makes us a free country…
Right now, they are simply ignoring that they don’t have the authority to mandate the purchase of Health Insurance. And if you let them do it now, what are you going to say when they want to mandate Bibles? Or guns? Or multivitamins? Or anything else you don’t agree with? They will have done it before, so they can certainly do it again…
That is why you should be against this legislation. They will have ignored the limits of their own power. And when the party you hate is in power, they’ll do it again in a way that you despise. It happens every time.
That is the real reason why you should be against this legislation.
Of course Bibles aren’t the same as Health Insurance, but hopefully you understand my point. If you or I don’t want a good or service, they shouldn’t be able to force us to get it in the Land of the Free. Period.
Don’t you think George Bush would’ve loved to force us to buy stock in the oil companies of his buddies? I mean, oil is getting expensive again, and the companies are making HUGE profits! Now we should all take responsibility for our energy use, right?
See what I mean? They don’t and shouldn’t have that power.

Posted by: theytakemymoneywheniminneed | October 28, 2009, 3:48 pm 3:48 pm

jhw539 — I don’t know what you pay now, but have you seen any numbers at all for the cost of this government insurance company? They continuously boast they will be cheaper, well show us. You appear to have much confidence in our government, but I have worked for our government for over 20 years. I cannot show the same confidence.

Posted by: lfrichar | October 28, 2009, 3:56 pm 3:56 pm

I am for “health care reform” but I do not get how forcing people to buy something they cannot afford = health care reform? Where is the “health care” in this deal? No monthly premium cost containment, they just cannot refuse to offer you coverage…so $2000 a month for someone with a pre-existing is not exclusion, it also is not affordable. I am fairly healthy and make 21k a yr, I take home $1278 a month after taxes, housing alone takes $700. I make enough to be penalized because I cannot afford to buy coverage.YOu know what? I am still going to be without care AND I am going to be living in my car after paying the penalties. How exactly is THAT an improvement!?!
What planet do these people live on anyway? Problem is, we have a congress full of people who do not understand the real problem, trying to fix it. How about we fix health care delivery, contain costs, and stop trying to pad insurance company profits? THAT would sure be refreshing!

Posted by: DejaBlu503 | October 28, 2009, 4:09 pm 4:09 pm

jhw539
remind us all of an example of the govt bringing down costs on anything?

Posted by: jonec1200 | October 28, 2009, 4:15 pm 4:15 pm

DejaBlu503 —- Your situation is exactly where government subsidation would come in. The government would either pay a portion of it for you or give you a break in taxes. As they will for every person in your situation. Many people who can’t afford it now, won’t be able to afford it when the government takes over. More subsidation and raising the cost of the program. “Deficit Neutral” is a pipe dream and if everyone on this forum doesn’t own up to that, they’re not facing reality.

Posted by: lfrichar | October 28, 2009, 4:27 pm 4:27 pm

Altogether it is Rahm Bill.

Posted by: Freedom | October 28, 2009, 4:46 pm 4:46 pm

Throw dead fish on the Nay sayers – Rahm.

Posted by: Freedom | October 28, 2009, 4:51 pm 4:51 pm

funny my insurance i just picked out for next year went down 100.00 dollars no change in premiums or deductible i love it so no not all insurance companys are bad i have a family plan its great also i have never had a problem with any insurance company in my lifetime lets just say im a 1/2 century old and going strong

Posted by: natale from mass. | October 28, 2009, 4:52 pm 4:52 pm

Curious if this bill will also include the illegal immigrant population, and if they are not insured, will they be forced to pay for the penalties or would this cost be absorbed by the government?

Posted by: Traveler | October 28, 2009, 5:00 pm 5:00 pm

Botox pelosi’s bill for government-run heathcare is SO SCARY, it should be released on Halloween.
Please, DO NOT let your children look at it – they will have nightmares of massive government deficits that THEY will have to pay for for their entire life.

Posted by: ALEX H. | October 28, 2009, 5:00 pm 5:00 pm

My mother once told me that she was happy that her medication was so low that she could afford it. 10 dollars for a month prescription. But after the election it went up to 100 dollars.
the insurance and pharmaceuticals knows how to play games.

Posted by: hybridhealthcare | October 28, 2009, 5:01 pm 5:01 pm

“The total cost is about $900 billion. The Congressional Budget Office is still crunching the numbers, a final number is expected tonight.”
Where are we getting the money to pay for this? Everyone knows the government doesn’t save their way to pay for new projects.

Posted by: NoSpin1600 | October 28, 2009, 5:04 pm 5:04 pm

“The total cost is about $900 billion. The Congressional Budget Office is still crunching the numbers, a final number is expected tonight.”
Where are we getting the money to pay for this? Everyone knows the government doesn’t save their way to pay for new projects.

Posted by: NoSpin1600 | October 28, 2009, 5:04 pm 5:04 pm

you just dont know how to play the game back

Posted by: natale from mass. | October 28, 2009, 5:04 pm 5:04 pm

Get ready to pay more so the “government” can pay less. Private insurance premiums will go up, guaranteed, and at catastrophic rates because it just isn’t possible to say to the insurance companies: No lifetime max, No denial for pre=existing conditions and expect them to charge the same for their customers’ premiums. This bill is all about taxpayers paying more, deadbeats paying next to nothing and government spending less overall by shifting the cost to private individuals! I don’t buy it!

Posted by: Linda | October 28, 2009, 5:07 pm 5:07 pm

remind us all of an example of the govt bringing down costs on anything?
jonec1200 | Oct 28, 2009 4:15:58 PM
The internet, car travel, electricity (via everything from Hoover Dam to accepting full liability for nuclear waste disposal), education (public universities are cheaper than private and often rival them in quality), the USPS (amazingly cheaper and quicker than any other first world nation, even including more compact countries like Japan), etc.
In my opinion, the government the Founding Fathers created is the best in the world. I have no doubt it can do as good a job as France, Switzerland, or even Italy on health care.

Posted by: jhw539 | October 28, 2009, 5:12 pm 5:12 pm

The heatlh insurance that I buy for my wife, myself and my son just went down about 10% this year, despite the fact that my wife is a Type 1 diabetic and costs my insurance company wayyyyy more than I pay in premiums. I’m perfectly happy with health insurance as it is. The US was not built on entitlements but we sure seem to be getting more and more of them. If this passes, it’ll be impossible to dismantle when it fails to deliver. That’s why it has to be defeated now. If you want to reduce insurance costs, allow insurance companies to compete across state lines. That’s a big issue that the Dems won’t even address. Free markets, meritocracy, capitalism – these things made America and NOT socialism and entitlements. We’re not Europe and don’t want to be. The problem with Socialism – eventually you run out of somebody else’s money.

Posted by: Jason B | October 28, 2009, 5:13 pm 5:13 pm

The total cost minus another $250 BILLION democrats are trying to put in a separate bill as a stealth TRILLION DOLLAR plan that will bankrupt the United States and make our dollar worthless. When that happens, the price of oil in comparison to the dollar will skyrocket. You people wanted to turn the nation over to tax and spend democrats for “change”, you are getting exactly what you deserve. Enjoy the next decade of poverty and food stamps.

Posted by: shepard148 | October 28, 2009, 5:13 pm 5:13 pm

I just don’t understand how sane person would think that the public option would lower costs. If it did it would be the first government program to perform such a feat.
When has this ever happened? The answer is never.

Posted by: jonny | October 28, 2009, 5:14 pm 5:14 pm

The fact is that the profit margin for most insurance companies is less than most industries. Insurance premiums are actuarially determined but to put into simple terms it is cost (health care claims) + expenses (cost of runnng the company) + profit, usually under 5%. The problem is really the cost of health care. If we don’t find a way to bring the costs down, the premiums will not be sufficient. One BIG cause of the high cost is the transfer of costs from the government programs of Medicare and Medicaid to the private sector. When Medicare only pays $30 for a $100 procedure, others have to pay $170 to make up the difference. Another cause is our legal system. I have no problem with someone suing and collecting for a doctor’s negligence, but the amount should relate to the actual damages AND should be for real negligence. You shouldn’t sue if a known and disclosed risk actually happens or if the doctor didn’t order 100 tests when you went in for a cold and really had some off the wall disease. We should also have higher deductibles so health insurance goes back to being just that – insurance for the unexpected. It shouldn’t cover routine costs just the same way your car insurance doesn’t pay to change the oil in your engine.

Posted by: dontbuyit | October 28, 2009, 5:14 pm 5:14 pm

Health care is a sad reflection on how little Americans care about other Americans.

Posted by: Stopoil | October 28, 2009, 5:15 pm 5:15 pm

The Democrats would lead you to believe that the health insurance industry was making massive profits. They don’t. They make 2-3% which is horrid compared to the other American industries. The Democrats are lying through their teeth and they don’t seem to care that a majority of the US population is AGAINST health care reform.

Posted by: LegalizeMe | October 28, 2009, 5:16 pm 5:16 pm

If competition is desired, then open up the competition. Allow people to compete across state lines and watch that competition lower costs in all the ways this public option claims that it will, but will not; this is basic Econ 101 stuff here folks. Instead, we get the following plan; first we restrict consumers to only companies in their state. Then, when the rates go up as they always do in a monopoly, the government comes in as the savior of the people with their reform to address the evils of the insurance industry! The same industry they empowered so that this was inevitable. But hey, health care is not the issue here, is it? Follow the money…

Posted by: War919 | October 28, 2009, 5:18 pm 5:18 pm

jason b right on target

Posted by: natale from mass. | October 28, 2009, 5:18 pm 5:18 pm

stopoil give me a break you must be one of those bleeding heart liberals to bad so sad

Posted by: natale from mass. | October 28, 2009, 5:20 pm 5:20 pm

59% of the those who were asked, is not 59% of the American population.
A great number of people do not have computers, do not have medical coverage, whose employers do not provide health care insurance, or are without jobs, or do not work for the financial corporations or the health insurance industry are for health care reform and the public option. But they are never asked.
Not everyone was polled. I was never polled. I am for health care reform and the public option. My number is not included. Nor are many others who were never polled.
And since the republicans always have access while the rest of us do not until the census comes around once every ten years.
So for the poll It can never be regarded as 59% of the American population, but only as 59% of those who were asked!
Big Difference.

Posted by: Angie | October 28, 2009, 5:20 pm 5:20 pm

The democrats plan a bait and switch on illegal immigrants. They wat to “exclude” them but then the courts will overturn this policy, and they will get what they wanted all along. This is why Joe wilson yelled liar.

Posted by: jonny | October 28, 2009, 5:22 pm 5:22 pm

Even if US becomes a slave to CHINA, we should get this health care bill done…

Posted by: Freedom | October 28, 2009, 5:31 pm 5:31 pm

Even if 100% oppose this bill. We should get this passed – Rahm Rambo.

Posted by: Freedom | October 28, 2009, 5:33 pm 5:33 pm

I love the guy who worked for the government for 20 years and has no confidence. Well then why did you work for them for 20 years? What a dunce.
The poster who gives the long painful analogy of the government forcing us to have Bibles. What a dork.
You two are great examples of why our country sucks right now. You are too lazy to be intellectually honest with yourself. You make apples to oranges comparisons and complain about people complaining. Sorry to resort to name calling but you ought to be embarrassed at your stupidity.
Every government that mandates their citizens buy insurance has a “robust” public option. It sounds like this bill will get us closer to that. If the public option is strong enough I dont mind the mandate.
And for the republican posters here, let’s try to have honest debate, this is not FOX News.

Posted by: Dano | October 28, 2009, 5:33 pm 5:33 pm

How is this different from what we have now except for imposing more costs on us for services we already get?

Posted by: Jon | October 28, 2009, 5:35 pm 5:35 pm

I want to know who is paying the other part of the cost, and why this is only going after the insurance companies, which are only part of the problem.

Posted by: Parma Hts Gary | October 28, 2009, 5:36 pm 5:36 pm

ifricharsheepleposted–Pelosi bill, Baucus bill, Reid bill, what is this clash of the idiots? What part of 59% of the American public are against this legislation do you not understand?>>>>
What part of 59% of Americans are against reform with an option are you referring to? Have you spoken to 10 of your friends to come up with this number? Ifrichar-sheeple, all you do, like the rest of the Republican party does, is say no, lie about what polls really say Americans want, and offer no solutions of your own.
I have two insurance polcys. I am primary on one and my wife is primary on the other. othing that passes or does not pass will affect my life. Why is it you are so gainst reform? Why don’t you post your objections and we can discuss them. I have taken health insurance companies to the mat. An insurance company acted against me with an evil hand and an evil mind denying my legitimate cliam. It took 7 years of my life to win the battle against the cretins and miscreants involved in denying my clealy valid claim.
I have seen the bowels of the insurance industry. a world made up of lawyers, cretins, miscreants, liars, or professional witnesses if you prefer, and sociopathic ceo’s. I made an offer to the company. if they put the CEO in prison, I would forego my judgment against them. No, was the reply. Why not! Ceo’s determine who lives and who dies. When they get caught on the wrong side of a decision, their company share holders get to pay the fines for their egregious behavior. I’m willing to bet I would be financiall more impacted than you or 99% of the posters here if a good reform bill with a public option is passed. So, I pay more in taxes. I have put downn more money at the crap table on one roll of the dice than it will cost me in additional taxes to pay for Americans less fortunate than me.
What’s your big problem with helping out those less fortunate than you are.
Your polling numbers on reform w an option are very outdated. Or, you have chosen a poll which supports your minds eye on where Americans stand on refrom.
Since the 1108 pot pouri of ideas was first put together last June. And the benefits and costs of the option began to become more clear, Americans are widely in favor of opting in.
IficharSHEEPLE–you have been duped by the writers you read. Or the talking heads you listen to. Please, please, answer my question, ” why are so so against helping Americans stay alive, or why are you so opposed to health reform w anstrong option. I would love to share more incites on tactics insurance companies use against their policy holders when they become cost in effective”.
SECREG_756

Posted by: secreg756 | October 28, 2009, 5:42 pm 5:42 pm

Create more competition in what we have, and don’t re-invent the wheel. 85% of us like what we have.
We need more competition for example:
1. Allow us to buy insurance accross state lines.
2. Pay the same for drugs as the rest of the world.
3. Have doctors compete for patients and determine what the cost will be competitively like everything else in the world instead of some insurance company five states away setting the price.
I’m sure their are many more

Posted by: plainoldguy | October 28, 2009, 5:45 pm 5:45 pm

Okay Dano, You are so smart huh? What does this plan cover? Deductibles? Copays? Vision? Dental? How about if I just take the government penalty and then when I get sick I’ll go get coverage? Remember no pre-existing conditions? Does that sound profitable to private insurers? So before you say “Every government that mandates their citizens buy insurance has a “robust” public option. It sounds like this bill will get us closer to that. If the public option is strong enough I dont mind the mandate.” Tell me how the UK is holding up…. Huh buddy? They have the 3rd largest employer in the WORLD being their health industry and they are in the worst reccesion of ANY of the first world countries. SO PIPE DOWN know it all.

Posted by: stickman | October 28, 2009, 5:45 pm 5:45 pm

The bill hasn’t even been seen yet and neo-cons here are quoting poll numbers against it, yeah, sure, pull the other one cons.

Posted by: JR | October 28, 2009, 5:46 pm 5:46 pm

secreg756 < Heres another know it all. Check Rassmussen, you know, the pollsters with the highest accuracy in the business. You say this won't have an impact on YOU either way huh? How about when your employer drops your coverage because it's cheaper? Ready for that smart guy? Answer the questions I asked the previous guy. You can't, neither can he, or anyone else blindly following this entitlement garbage. Keep putting people down for not following in line. I bet just as you said you make more money than us, I bet you roaches wouldn't talk like that to me in person. Beat it geek.

Posted by: stickman | October 28, 2009, 5:55 pm 5:55 pm

I would rather a good bill fail than have a bad one pass. I say wait until after the 2010 elections to send more republicans and yellow dogs packing. Then we go single payer.

Posted by: rightbehind | October 28, 2009, 5:57 pm 5:57 pm

Its not what the bill is today its what it will become 10 yrs from now. It will look much like medicare, medicade, social security and any other government run program. I don’t see any private companies competing with these programs today. That should give us some insight into what we will be getting.

Posted by: leavemymoneyalone | October 28, 2009, 5:59 pm 5:59 pm

Competition is good —
Anyone who thinks its not is a fool!!!
That the GOP trolls have convinced
A portion of their dumbed down Electorate
To reject a Public option,
(A position That would benefit only the Insurance carriers),By using code words like Socialism,
Is Proof Our State Run Socialist School
System is in need of overhaul!!
The GOP fought Medicaid, Medicare, Social Security, and Seat belts in Cars–
Now they want to defeat the Public option- So their Corporate Masters can keep up their Congressional/Senatorial money laundering.
GOP
Got Our Payola?
I wouldn’t trust those Obstructionist Snake oil Salesmen to do anything that would benefit average Americans?
May they all drive off into the sunset on Palin’s Bridge to nowhere!!!

Posted by: brian | October 28, 2009, 5:59 pm 5:59 pm

That’s right, no answers as usual, just name calling and rhetoric. I have news for you leftie posters, we are reading these bills. The country is starting to pay attention to what CHANGE really means. I have to go for now but I will check back to see what you came up with.

Posted by: stickman | October 28, 2009, 6:00 pm 6:00 pm

nospin 1600 sheeple.the CBO has determined the country will save 505 billion dollars if a reform package is passed with a strong option. That is more than half the cost of the health care reform bill. Can you explain how a public option will work? Why you are against it? Deficits do not matter. America has been running unsustainable deficits since before Washington became our first president. Some where donw the road the numbers will be massaged and poof, the deficit will turn into a surplus. Like when Reagan took office and inflation was @ 22%. Within a year he had wittled it down to a more manageable 11%. He authjorized a research committee, with a CZAR, oooh, scary, and here is whow Reagans CZAR, oooh, CZAR, slashed inflation by almost 50% in one year. They took the cost of fuel and food out of the inflation equation. Poof, no more inflation.
Money used to be measured as M1, M2, M3.
These means of determinging deficit spending were driving the potential deficits way to high. Poof, when was the last time you heard the terms M2, M2, M3, when hearing from the Federal Reserve? Problem solved. So if you spend 900 billion for reform and a strong option. As the CBO claims will save 505 billion. Put in a strong option whic will generate 400 billion in revenues. Drive down the cost of health care. Poof, a deficit neutral health care sytem as promised. I know, I know, who wants the government to run anything? Medicare recipients that were frotunate enough to become disabled under theb SSDI laws. Or the lucky ones who lived with liver disease, or lung disease until they turned 65. Just in time for the mother lode of adverse risk, Medicare could pay for their costly final yeras? Your writing indicates you haven’t a clue and that your head is well, I won’t say anyhting more.
SECREG_756

Posted by: secreg756 | October 28, 2009, 6:17 pm 6:17 pm

SHEEPLE SAYS >>>>>>>The fact is that the profit margin for most insurance companies is less than most industries. Insurance premiums are actuarially determined but to put into simple terms it is cost (health care claims) + expenses (cost of runnng the company) + profit, usually under 5%. The problem is really the cost of health care. If we don’t find a way to bring the costs down, the premiums will not be sufficient. One BIG cause of the high cost is the transfer of costs from the government programs of Medicare and Medicaid to the private sector. When Medicare only pays $30 for a $100 procedure, others have to pay $170 to make up the difference. Another cause is our legal system. I have no problem with someone suing and collecting for a doctor’s negligence, but the amount should relate to the actual damages AND should be for real negligence. You shouldn’t sue if a known and disclosed risk actually happens or if the doctor didn’t order 100 tests when you went in for a cold and really had some off the wall disease. We should also have higher deductibles so health insurance goes back to being just that – insurance for the unexpected. It shouldn’t cover routine costs just the same way your car insurance doesn’t pay to change the oil in your engine.
>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>
Profit margins in the food industry are 1%. Your point about profit margins is?
A form of tort reform will be addressed.
If the Republicans got the kind of tort reform they wanted. We would all be drinking contaminated water, eating diseased food, and your only recourse would be to die!
You have no idea what you are talking about. IMO, your analogies do not hold water. You are comparing fruits to nuts and a heavy dose of salad on the side.
Get back to me when you have something meaningful to say concerning you fear over health reform.
SECREG_756

Posted by: secreg756 | October 28, 2009, 6:26 pm 6:26 pm

Jonec:
I guess you are missing the point, Dejablue can afford to pay 100 a month for insurance, much less 300-400 a month for insurance. The argument that it will give her a tax break is not realistic as I sersiously doubt she pays much in taxes anyway and not anywhere close to paying for health insurance. As it stands right now, she probably couldn’t write off any payments for health insurance because she probably doesn’t itemize and even if she did she would have to deduct 7.5% of her agi first. This is ridiculous–my god another federal program and federal departments. The closest thing to enternal life is another social program–we will never be able to get rid of this if it doesn’t work–God help us all if it doesn’t.

Posted by: gator99 | October 28, 2009, 6:29 pm 6:29 pm

It’s pretty obvious that Pelosi and Reid will be packing their bags next November, getting ready to go home at the end of their “careers” in politics. This is their “last hurrah….”
Good riddance!!

Posted by: Fed_up_with_BOTH_Parties | October 28, 2009, 6:29 pm 6:29 pm

I can’t wait for a dem bill to pass – I work for the payors, and we are going to make the big bucks regardless of which way they go with this. Public option will be rejected by the States (like real id was by enough to kill it too – as that was just a “national idea with a state option to opt out”… Then the Dems that voted this in for that State will get hammered if the State is penalized by Washington on Medicaid payment withdraws… Oh – and then when the Republicans come in – they will open the payments back up to the States – and put the opt-out back in full force – cancelling this plan. But – because of the rules of this bill – the citizens are FORCED to spend another 1500 – 3500/year on insurance if they don’t have it – and that gives us another 40,000,000 mandated customers to get signed up and paying us while the Govt takes years and years to fight over how they want to implement.
If the non-public option passes – then the rule forcing the 40,000,000 to buy insurance still stands – and we make BIG bucks there too!
And no where in the bill does it cut costs – or restrict what is charged to the citizen. Just who charges it.
Smoke and mirrors – and the sheeple are buying it… and it is going to make big bucks for my family at least!

Posted by: insurance rules | October 28, 2009, 6:34 pm 6:34 pm

Who the heck cares – this will be turned over on challenges to the constitution – regardless of what passes.
So when is Congress actually going to get off their b*tt and focus on protecting our soldiers in Afghanistan – who are in desperate need of supplies and additional backup? Their blood is directly on the hands of Obama and the Democrats for all of their defocus and indecision. Democrats just want soldiers to die – and die fast so that they can take more of their defense funding to buy Pelosi more planes, and pay for more of Kennedy’s memorial museum – like the $3B they just stole from our troops for these expenses.

Posted by: clr | October 28, 2009, 6:36 pm 6:36 pm

And you came up with…… drum roll…… NOTHING.

Posted by: stickman | October 28, 2009, 6:37 pm 6:37 pm

Actually, a majority of the American public favors a public option. Kudos to Pelosi, Reid, and the Democrats for fighting for the American people vs. greedy Insurance companies and their Republican enablers. (Joe Lieberman included)

Posted by: dem in chicago | October 28, 2009, 6:38 pm 6:38 pm

As a Mom – I want to know when the Congress is going to stop playing around on this silly bill, and start focusing on protecting our son’s and daughters in Afghanistan. They need more help over there. Either force all of these politicians to send THEIR kids over there to sit in our soldier’s tent cities until they get on the ball – or force them to take action – NOW!

Posted by: ann | October 28, 2009, 6:38 pm 6:38 pm

Don’t bother without the robust public option. Get all those in favor of a very strong public option preferably single payer to commit. Then we have the 2010 elections and go from there. I would rather a good bill fail than have a bad bill pass. We get rid of more republicans and a few yellow dogs and do it right.

Posted by: rightbehind | October 28, 2009, 6:42 pm 6:42 pm

Anything the Botox queen rolls out will be totally unacceptable. This woman is a nut and nobody in their right mind will listen to her.

Posted by: John | October 28, 2009, 6:43 pm 6:43 pm

Natele from Mass wrote: “funny my insurance i just picked out for next year went down 100.00 dollars…no not all insurance companys are bad” – Soumds like the Mass. reform is working. Now lets get it done nationally.

Posted by: Mark from atlanta | October 28, 2009, 6:47 pm 6:47 pm

Mr. secreg756: You answered nothing because you know nothing. Nowhere in 5000 pages of combined garbage can you point out what any of this will cover. I know I looked. It’s just a ploy to get to single payor. You say it will be the same you don’t know. The most important part of your response was “One flaw. You will be rtaed based on your health. Waiting until you get sick will drive your premiums up through the roof. And for gaming the system, you would deserve it.” That is so funny, so what you are saying is
all that rhetoric about me going bankrupt just because I get sick won’t change??? Guess not and neither will anything else, except if this piece of socialist trash makes it through it will fail and then we end up with the UK version of healthcare. I can’t wait. What a scam.

Posted by: stickman | October 28, 2009, 6:59 pm 6:59 pm

Boycott health insurance. Stop giving these people your money to fly corporate jets, individually own multiple mansions, and pay politicians to vote against your interests.

Posted by: andyjw | October 28, 2009, 7:00 pm 7:00 pm

We get what we deserve, this country and the entitlement mentality has been crushing this nation since FDR. Probably before that but I have yet to become a perfect student of history. I do know economics though… This is a joke. Good day all!

Posted by: stickman | October 28, 2009, 7:03 pm 7:03 pm

I work in hospital admin, and I’ve just seen a bill for $9400 for a guy who presented to the ER for “palpitations” (the patient’s description of the problem). He was given the routine list of routine lab tests, plus those to rule in/out a heart attack, plus an ECG, but also got a CHEST CT SCAN. The ER fee alone was $4300, but he wasn’t admitted, because the results showed he DIDN’T HAVE A HEART ATTACK! They discharged him after 5 hours with codes for “chest pain, unspecified”, yet the bill was for nearly $10,000!!! In CANADA, this patient would cost the system less than $1000 – and yes, in Canada he wouldn’t have gotten the unneeded CT scan, which my hospital did simply to help pay for this expensive machine. No wonder we’re going broke in this country to pay for healthcare, while CANADIANS LIVE TWO YEARS LONGER THAN AMERICANS!

Posted by: AlChemist | October 28, 2009, 7:03 pm 7:03 pm

Sorry Stickman. . . I have to buy insurance according to big brother or I will be penalized. Now, who do you think is making out on this plan. . . ding ding ding–the insurance companies. LMAO– the democrats demonize the insurance companies and then turn around and give them a guaranty that millions of people will now have to buy insurance.

Posted by: gator99 | October 28, 2009, 7:13 pm 7:13 pm

No caps on benefits, caps on out-of-pocket expenses etc. That means we will be hit with skyrocketing premiums.
And how do you force someone that doesn’t file income taxes to buy insurance? Apparently Pelosi and the Democrats have never met anyone who is paid “under the table”, usually to avoid the already sky-high taxes that have to be paid in order to employ someone.
Will we create even more homeless when people are forced, forced, by their government to buy insurance because after this new forced expense, they don’t have enough money left over. “Food, shelter, clothing” will become “health insurance, food, shelter, clothing”.
Can government force us to buy Fox News on cable?

Posted by: RDH | October 28, 2009, 7:13 pm 7:13 pm

Why does this have to be so complicated.
Outlaw health insurance.
One reason healthcare (more accurately illness care) costs are so high is the need for insurance companies to boost cash-flow. The more money flowing through the system, the more can stick to the fingers of the corporate officers.

Posted by: andyjw | October 28, 2009, 7:20 pm 7:20 pm

Tno spin..Unfourtanetly they will get the money from the tax payers. The cost they come up with you can at least double that. They base thes numbers with money (taxes) they think they can maintain and on capping doctors and hospital costs. If you were a doctor would you work for an income dictated to you by the government? With the inflatiuon on the rise and the dollar value shrinking this whole reform just doent make any fiscal sense. All the big business’ who pay for employess insurance are against it because it will raise rates so why are we even considering this when it is suppose to lower costs.

Posted by: james | October 28, 2009, 7:20 pm 7:20 pm

Give up the idea of single-payer. It will never happen in this country – never.
The problem with all of this is that Obama was elected by the crossover of Independents and the large amounts of under 30′s that voted for him. Now the independents are not that happy with Obama as he drives us into bankruptcy – and the under 30′s stay with him as before.
So the under 30′s want single payer because ..
1.) They probably have not gotten sick yet.
2.) They don’t understand the concept of the USA going broke.
Everyone wants reform, but we don’t want to learn Mandarin Chinese. So most of us know we have to compromise.
The big mouths in Congress (Pelosi and Reid) keep dropping bombshells that their colleagues won’t support. If they don’t stop it and realize that their support is waning – they could blow health care reform altogether.
To blow health reform totally is the biggest risk and will be the biggest tragedy. Perhaps a little wisdom might tell them that they can start smaller and expand it in the future as things take hold. But jumping into the cold water is not the best way to drum up support.

Posted by: JonF | October 28, 2009, 7:29 pm 7:29 pm

I think we all agree that some reform needs to be done. The problem here is as most bills that come from the senate is trying to put to much at one time. When this happens you have sloppy and expensive legislation. My opinion is we should demmand congress fix one part at a time. My suggestion is we start with fixing the pre existing problem first and go on from there in a logical and fiscally responsible manner.

Posted by: david | October 28, 2009, 7:37 pm 7:37 pm

RDH–yes it is the evil insurance companies that are causing the costs to go up; it has nothing to do with the lawsuits, all of the people who do not have health insurance not paying their bills; illegals getting care and not paying. This comes from a lawyer by the way. The dirty little secret is Obama was right illegals won’t be covered under the plan but he will make them all legal after the midterm elections

Posted by: gator99 | October 28, 2009, 7:41 pm 7:41 pm

Ifrichar, jhw has said that in many posts through many stories. He has yet to produce the proof.

Posted by: dillholedemo | October 28, 2009, 7:57 pm 7:57 pm

I cannot afford to pay for a policy even a state one. I think its not fair they are mandating it and making a penalty for not having it. I am on unemployment and going to college full time. Thats just crazy!!! I have a feeling if we the people could vote on it it wouldnt pass. too many flaws

Posted by: cezarina | October 28, 2009, 7:59 pm 7:59 pm

The best thing that could ever happen to the Democratic party would be for Nancy Pelosi to shut her fat mouth and go home.
(Except for Sarah Palin, of course.)

Posted by: Jaylah | October 28, 2009, 8:03 pm 8:03 pm

And I voted for Obama, However Pelosi, Dodd,Read and some others are what is wrong with Congress and DC. This Bill wont pass especially with the public option. They make the Dem party look like a bunch of snobby self serving idiots. Im still pleased with Obama except he seems to want to clean everyone elses house but never addresses the problems in his own. With Pelosi and Read involved I wouldn’t want any thing they have their lying little crooked hands on.

Posted by: CAW | October 28, 2009, 8:12 pm 8:12 pm

Anyone that actually has taken the time to see what is in these bills knows it has nothing to do with health care. It is all about increasing the power of the elites in Washington. The government takes your money and spends it when they please to satisy their cronies. The Democrats convince you its all in your best interest but its not. The Republicans do the same thing. They just have different cronies. Anyone that supports this because they want Health Care reform is just being foolish. When all this is said and done taxpayers will pay more. The insured will pay more for their policies. A few more people will be covered but the care will not be anything near as good as it is today. Doesnt anyone else realize that health care costs didnt start going through the roof until medicare was put in place? Anytime you make something free people will use it more. Medicare administrative costs are low because they dont do any administering. They pay whatever bill runs across their desk. Every once in awhile they deny a claim just so it looks good. Actually they deny more claims than private insurance does but lets not get confused by the facts. Oh yeah and private insurance companies make a relatively small profit and remain solvent and medicare and medicaid are broke. Tell me again why we need more of this.

Posted by: MikeDElectrician | October 28, 2009, 8:21 pm 8:21 pm

What I would like to see presented…..the resignation and surrender to face charges of TREASON ,,,ALL members of BOTH parties,,,,this health care bill is a scam to defraud the people,,,,they have not even touched why health care is so expensive,,,it ALL boils down to just plain old GREED,,,,,they ALL charge too much for their services.Cut waste and fraud from the government ,,,,outlaw the deadly LOBBY DOLLAR that threatens our existence,,,,this so called health care bill is being written and paid for by the lobby for ALL ends of the health care system. It is NOT being written to protect or benefit the people,,,,,WE ARE NOT BEING REPRESENTED on this matter by EITHER party.

Posted by: tincup56 | October 28, 2009, 8:30 pm 8:30 pm

Sounds Like the Gov’t will be in the same game as the insurance companies, negoating the costs and having to take what they get as the costs rule if you want to get coverage. The mandates for insurance companies will give the consumer better benifits, but I think it will be at a higher cost to the people.I thought Obamas campaign promise was No one had to pay a fine for not having coverage. They need to put in a trigger that this goes back to the senate in 2 years if it proves to be a Great Big Flop.

Posted by: myopinion | October 28, 2009, 8:42 pm 8:42 pm

…and if you don’t pay the fine for not having insurance? What happens then?
Can I please read the bill? Where is it and why can’t the people subject to this baloney read it?
Gotta love our crooks in congress.

Posted by: Logan | October 28, 2009, 8:47 pm 8:47 pm

This continues to be a scary issue…I wish I had any faith at all that our Government would not find new ways to screw us all . I recognize the system is in BIG trouble…but the rush ,rush,rush to get it all done so quickly……leaves huge room for stupid and costly mistakes. We all know who will be paying for those……

Posted by: Scooter | October 28, 2009, 9:06 pm 9:06 pm

I’m amazed and appalled by Republicans and other conservatives of the same ilk, who criticize any health care plan the Democrats have, and everyone acknowledges our healthcare system is inadequate today, yet NO REPUBLICANS ever had healthcare (or any version of a plan) at the top of their agenda while they were in power both in the executive office (BUSH) or the legislative office (CONGRESS) when they were in the majority. To them it was about war and terrorism–damn anything else. Why are they now being obstructionist in every possible way!?! What’s worse they are playing politics with something so important that it literally does come down to who lives or dies, by how the insurance companies decide to dole out coverage for some people for some medical expenses, but not always. STOP playing politics Republican nitwits!

Posted by: Danny | October 28, 2009, 9:23 pm 9:23 pm

“Drum Roll” ABC? This whole thing is filthy Marxist garbage. The headline should be “Funeral March” – for democracy and capitalism.

Posted by: STEVE | October 28, 2009, 9:28 pm 9:28 pm

Well, we’ve now seen the Senate bill, we’ll see the House bill tomorrow. Gee, I wonder how they compare to the White House legislative proposal…oh, wait…that’s right, there wasn’t ever a White House health care proposal. I guess that’s leadership.

Posted by: middleground | October 28, 2009, 9:39 pm 9:39 pm

Good God, what do we have to do to fire this one? She is one scary excuse for a post modern politician. Mark my word, if and when the dust settles on this ‘clunker’; the cost will be around $2.4 Trillion. They are lying to us now, they lied to us to gain entry into the White House, and they will lie again next week. They’re right, we are pretty stupid to let them get away with it.

Posted by: Banderman | October 28, 2009, 9:42 pm 9:42 pm

ew! i don’t want that nasty health care bill. i have anxiety thinking that my parents aren’t going to get the quality health care they’ll need should we go to socialized medicine. as rush limbaugh says, it’s not about health care but about control and power. i wish i could tear up that nasty bill but there’s too many pages.

Posted by: rachelle | October 28, 2009, 9:52 pm 9:52 pm

If it is Pelosi’s, it must be a joke….or a disaster wating to happen.

Posted by: angus | October 28, 2009, 10:08 pm 10:08 pm

Jobs, jobs and jobs. Nothing will get done in this country until American’s once again can participate in society by being productive and jobs make them productive. Everything else is a distant second. I can say this, if any additional financial pain like this healthcare monstrosity, cap & trade taxes, etc., are continually inflicted upon the American people who can barely put food on the table we will witness an internal force that we have yet to see in this Republic. No jobs = no tax revenue = devaluation = ????.
This is only my opinion but having been to this rodeo many times before, I already know the outcome.
We’ve sold our international distribution business to overseas licensee’s while we still can and moving to Karikari Peninsula in New Zealand.
I will come back to visit the United States when I begin to recognize her again but never to live. I’ve had it and I wont let the door hit me in the a%$ on the way out.
I’m so relieved that we made our money by working our tails off, making right choices and more importantly sharing the prosperity. Is it not ironic that I feel more freedom now knowing I’m moving out of the States than remaining for an undetermined future? I never in my wildest dreams thought I would say this in my life but with the Nation going in the direction it is, I thank God I made my bones and have the ability to say adios, so adios and I’m outta here.
Good luck America.

Posted by: Sherrie | October 28, 2009, 10:20 pm 10:20 pm

You’re getting this unwanted bill and you’re going to like it!!! You no longer have a choice see? Next they will be knocking at your door demanding the keys to your house and car. Demanding the passwords to your computer and turning your thermostat to the predetermined temperature.Welcome To the United Socialist States Of America!!!!!

Posted by: oddmanout1 | October 28, 2009, 10:27 pm 10:27 pm

Nancy Pelosi and her husband own considerable service industry businesses. I wonder if they practice what they preach, do they provide health insurance coverage for 100 percent of their employees. I doubt it.

Posted by: john kesrouan | October 28, 2009, 10:42 pm 10:42 pm

If this passes, we will all be in trouble!

Posted by: Irishrose | October 28, 2009, 11:01 pm 11:01 pm

It sure is interesting how all these interests are dicing and slicing up OUR money and wanting to tell us how we’re going to live OUR lives.
My reaction is to tell them all to take a hike and to band together with local doctors and go back to old-fashioned medicine without insurance, government power-seekers and liars injecting themselves into my life.

Posted by: Jon | October 28, 2009, 11:16 pm 11:16 pm

Better spend it on healthcare rather than leave it lying around so Republicans can declare war with it.

Posted by: Dabbas | October 28, 2009, 11:36 pm 11:36 pm

“You’re getting this unwanted bill and you’re going to like it!!! You no longer have a choice see?” – In 2008 the President and most Democrats ran on a platform of health reform, including a public option. American made a choice. Now its the ideologues and corporations that are trying to thwart democracy.

Posted by: Mark from atlanta | October 28, 2009, 11:37 pm 11:37 pm

Today’s news focused on the special treatment that campaign donors have been receiving from the Obama White House. Since the trial lawyers were major contributors, I wonder if Obama repaid them by not insisting on Tort Reform in the health care legislation?
Considering the billions of dollars in those lawsuits, with trial lawyers making more than their clients, Obama has done them a great big favor.
How transparent of him.

Posted by: pcafe | October 29, 2009, 2:35 am 2:35 am

This is not the best option for American citizens. If the Government continues to take and take and take from the “haves” to give to the “have nots” and the “moochers” there will soon be no one to take from. What then?? The majority is being penalized for the minority. In the past people took care of their own business. If someone wanted insurance they bought it or went to work for a company that offered it as a perk. The government has no right to force people to have insurance or to force companies to provide it.

Posted by: mj | October 29, 2009, 7:41 am 7:41 am

Sorry pcafe But the Govt. does have the right to mandate insurance– Just like they mandate Car Insurance
Imagine a world with no auto Insurance-
That we do not have a Universal system is stupid and costs us twice ,(right now for what we have) what every other country pays for full coverage> You are already paying for the emergency room uninsured at twice the cost.
Just for the monetary waste we need universal care-

Posted by: brian | October 29, 2009, 9:47 am 9:47 am

I would like to read this bill – unlike our members of Congress, before the vote is taken.
I would also like to see legislation to prevent any bill from being voted on without it being read in the well of the Senate, and opened for Senate debate.
Also, I would like to see every piece of legislation stand on its own for the up or down vote. Putting bills on the back end of other legislation needs to be stopped. If the bill cannot stand on its own merit – then it needs to be sent back to committee, not tacked onto good legislation just to get it passed .
Also, I would like to see any legislation that costs the tax payers more than $ 500 Billion require a public vote. After all, we are the people that pay the bill – we should have the say so when expenditures are proposed of that magnitude.
Power to the people – Congress will never approve of that.

Posted by: R D McDonald | October 29, 2009, 12:22 pm 12:22 pm

Know what the Dems really want? Government to run all Healthcare. Yes this is a power grab, nothing less. Healthcare needs reform, but Republicans are getting shut out in the process. When you are standing in line for EVERYTHING like alot are now for H1N1 vaccines, remember…..I told you so.

Posted by: Kevin from Wisconsin | November 1, 2009, 7:27 am 7:27 am

Health care has been over priced for a long time. I for one cant afford it. i make 500 a month so what do I do? My son is on disability and he is now in the so called gap. His meds run 350. a month leaves him nothing else to live on.l I hope they are doing away with that gap. The insurance companies should not have the right to say who can get coverage, or deny people, so hopefully the govt. can at least fix that problem.

Posted by: D.C | November 1, 2009, 12:25 pm 12:25 pm

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