Top 5
Reasons to Pretend You Make Less Money
1. Sock Away Money in an Emergency Fund
If you don’t have an emergency fund (or even if you do), you can pretty much count on...
2. Pay Down Debt Faster
If you pretend you make, say, 10 percent less than you actually do, you can probably cut...
3. Save for a Down Payment or Your Kid’s College
Whether you’re looking to buy a house, educate a child or take a trip around the world,...
4. Put More Money in Retirement Savings
Retirement seems a long way off when you are in your 20s, and it is. But most people’s...
5. Friends Won’t Pressure You to Splurge
We’re not suggesting you do away with little luxuries altogether. You and a friend want...
 
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