Avoiding Credit Card Fraud

Be proactive. If you are computer savvy, log on to your accounts more than once a month to monitor for suspicious activity.

Though it seems daunting, proactive consumers can do a great deal to protect their credit card accounts. "Secure your personal information — don't carry with you your Social Security card or right your personal identification number on your credit card," says Conrad of Chase, who adds: "Check your credit report a minimum of once a year. Always get one if you believe you have been a victim of fraud or identity theft."