Are You Struggling to Make Mortgage Payments?

April 17, 2006 — -- The federal agencies that oversee the mortgage lending industry proposed new guidelines for home loans. This comes after the recent increase in home owners late making their payments, some even losing their home to foreclosure.

For one category of loans called "subprime loans," nearly 13% are now 60-days past due.

Did you buy a home within the past few years thanks to a low interest rate and now you are struggling to make the monthly payments as your interest rates has adjusted upwards? Are you late on your payments or worried that you could be one paycheck away from losing your home? With the cooling of the housing market, are you now living in a home that would sell for less than what you bought it for and now you can't refinance your loan?

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