Prescription Drug Secrets: Getting What You Need

June 13, 2011 -- If you are one of the many Americans who do not have prescription drug coverage, there are several secrets to savings that could really help you out. Even if your insurance does cover medications, often the ones your doctor prescribes are not included in the plan or the co-pay is exorbitant. Here are several tweaks and tricks you can try in order to afford the prescriptions you need:

If there is a less expensive, older drug, you don't want to get started on a pricey new one that you will have to pay for once the samples run out. On the other hand, if your doc can provide free samples for a brief, acute illness such as a sinus infection, go for it.

So, if your strategy is to get 30 higher dose pills and split them so they last two months, that could be a problem. Exactly how you take those pills can be a private matter between you and your doctor. Ask your doctor to explain the pill-splitting protocol during your office visit instead of on the prescription pad.

To qualify, you must not be eligible for Medicare. For more information, visit: www.www.togetherrxaccess.com. Medical manufacturers, who do not participate in this discount card, might have others of their own.

So figure out who makes medicines you take routinely and check out their sites. You might see coupons for discounts or even free samples. You then work through your doctor and pharmacy to take advantage of these offers.