Transcript for Expert tips for how to improve your credit score
Now the expert money tips from Wells Fargo for their financial health week and we all know how important a high credit score is. Sometimes it needs a boost. This morning we teamed up with Wells Fargo to show you the trick to send those numbers soaring. Hi, I'm Marc with wells Fargo. Buy a house or apply for your next job and your credit score can make or break that experience. Here are some ways to improve your credit. Paying your bills on time is obvious but let's talk credit most people think as long as I don't go over my credit limit, I'm fine but generally if you're using more than 30% of that limit it might hurt your credit score. Here's a tip you might not have thought of. If you paid off a credit card and no longer need it, don't close it. Consider putting it on ice literally. Some people have told me they put the card in the freezer. I usually suggest somewhere in your home where it will be safe and you won't be tempted to use having an open line of unused credit can actually help boost your credit score so when it comes time to make that big purchase the possibilities will be within reach.
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