Disaster Planning: What to Grab in an Emergency

Would you know which documents to grab if you had to evacuate?

ByABC News via logo
February 18, 2009, 6:13 PM

Oct. 24, 2007 — -- The California wildfires have already destroyed homes and caused millions of dollars in damages. But they also highlight an important issue: as evacuees make their way to safe places, they decide what to take with them.

"Good Morning America" financial contributor Mellody Hobson says there are some important documents to grab before you head off. Find out what she suggests taking in the event of an emergency.

The mandatory evacuation in parts of Southern California is a stark reminder that all of us need to be prepared for an emergency. What documents should you absolutely take with you when you leave?

First, you must take your identity with you. Specifically, it is key you leave your home with valid photo identification a passport or driver's license. Ideally, your identification should be up to date and list your current home address this is essential to prove your identity.

Believe it or not, I recommend you take a copy of a recent utility bill with you. In most states, a copy of your utility bill is all you need to validate your home address again, a critical component to getting the help you need in case of emergency.

Next, I recommend everyone take cash with them when they evacuate. To this end, it is critical you keep a small amount of cash in a "hidden" location where you have easy access to it, but will not be tempted to spend it for other items not related to the emergency. Remember, in many cases, ATM machines may not be accessible, and stores may not have power, so cash may be the only currency available for a transaction.

Finally, the American Express expression "don't leave home without it" actually is good advice for an emergency. I recommend you take one credit card with you in case you need to check into a hotel or make an emergency purchase.

You also suggest taking photos before you leave. Why?

This is really important. Obviously, depending on the gravity of the situation, you may or may not have time to do much besides evacuate with your family and pets, but in case you do have some time to prepare, I absolutely recommend you take pictures. Simply go through each room in your house, and your closets, and snap photos of all of your possessions. These photos will be extraordinarily helpful when it comes to making an inventory of your possessions for your insurance company.