California insurance commissioner orders companies to provide advance payments
As fires across Los Angeles County continue to spread and impact residents, California Insurance Commissioner Ricardo Lara issued a bulletin to insurance companies on Thursday "to help speed the recovery process" for those affected.
Lara highlighted that companies must supply advance payments on claims submitted by policyholders who "suffered a total loss" in the wildfires, citing legislation that was passed in the state after the 2018 fires.

Without filing an itemized claim, companies must supply funds that are 30% of the policy’s dwelling limit, up to $250,000, according to the bulletin.
Additionally, insurers must provide policyholders with an advance payment of no less than four months of living expenses, according to the bulletin.