Taxable vs. Tax-Deferred Savings Calculator  
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The Taxable vs. Tax-Deferred Savings Calculator shows how much better it is to put your qualified investments in a tax-deferred instrument than in a taxable one, all other things being equal.

  • Enter ballpark values by clicking on and dragging the left or right. Enter exact numbers by clicking on the number in the box and type your number (no commas).

Investment Amount

This is the amount of money you have to invest.

Annual Yield

This is the interest rate you can get on your investment.

Tax Rate

This is your income tax bracket.


Grab the slider at the bottom right of the graph and move it to a specific year to see the difference in the accrued amounts between the two types of investments.

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