P L A N N I N G — Retirement Calculators
• How will retirement affect my expenses?
• Am I saving enough? What can I change?
• How will this account be used?
• What will I earn with this account?
• How advantageous is increasing my savings?
• Which savings or income sources will be the largest?
• How much can I invest before taxes each year?
• What if I underestimate my expenses?
• What will my income be after I retire?
• What will my expenses be after I retire?
• What happens if tax laws change?
• How much effect can inflation have?
• Which savings should be used first?
• How much will Social Security provide?
• What if Social Security no longer exists?
P L A N N I N G — Roth IRA Calculators
• Which will provide the most retirement income?
• How will changes in my tax rate affect the decision?
• How do return rates affect my retirement income?
• What option is the best for estate planning?
• When should I begin saving?
• How will a large withdrawal affect the decision?
• Should I convert my IRA into a Roth IRA?
• What IRA am I eligible for?
H O M E S — Equity Loan Calculators
• How large a line of credit can I obtain?
• Should I consolidate debts?
• Which is better to buy a vehicle: auto or home equity loan?
• How much will my loan payments be?
• What will my tax savings be?
• What will it take to pay off my line of credit?
H O M E S — Mortgage Calculators
• How much can I borrow?
• How much will my payments be?
• How much will adjustable rate payments be?
• Which is better: fixed or adjustable?
• Should I pay points to the lower rate?
• Which is better: 15 or 30 year term?
• How much should I put down?
• How much can I save in taxes?
• What will my closing costs be?
• Am I better off renting?
• Am I better off refinancing?
• What will my refinancing costs be?
• How can I reduce mortgage insurance costs?
• Which lender has the better loan?
• How advantageous are extra payments?
• What house can I afford?
A U T O S — Calculators
• Which is better: new or used?
• How much should depreciation cost me?
• Should I lease or purchase?
• Should I finance or pay cash?
• How much will my vehicle payments be?
• Which vehicle loan is better?
• What term of loan should I choose?
• Should I use a home equity loan instead of an auto loan?
• Which is better: a rebate or special dealer financing?
• How long should I keep a vehicle?
• What vehicle can I afford?
I N S U R A N C E — Calculators
• How much life insurance do I need?
• What is my return on a whole life policy?
• What is my return on a universal policy?
• What is my return on a variable life policy?
• Which is better: term or whole life?
• Which is better: term or universal life policy?
• Which is better: term or variable life policy?