Predation is as old as the food chain, and it is nature's way to favor the strong. But we're building a civilization, not a Darwinian theme park. For our nation to move forward, we must broaden opportunity and strengthen each individual's prospects of success. Above all, we must not allow the most vulnerable members of our society to be tricked and exploited to fatten the sharks circling among us. Success is a good thing, but not at the price of our soul. We can do better than that.
Adam Levin is chairman and cofounder of Credit.com and Identity Theft 911. His experience as former director of the New Jersey Division of Consumer Affairs gives him unique insight into consumer privacy, legislation and financial advocacy. He is a nationally recognized expert on identity theft and credit.