5 Things Every Commencement Speaker Should Say

The "stocks and bonds" of your identity consist of information like your name, email, Social Security number, address, phone number and mother's maiden name (just to name a few). By stealing enough of these "assets," identity thieves can perpetuate fraud in your name, profiting from scams while ruining your credit or worse. If your identity is used to obtain medical products or services, it can even jeopardize your life -- imagine getting the wrong blood type or a medicine to which you're allergic in an emergency situation because someone used your information and their health data was co-mingled with yours. If your identity is used in connection with a crime, you could be arrested during a routine traffic stop.

The best way to deal with this threat is to stay alert and manage your life portfolios. Limit the amount of private information you share with people who you don't (or even do) know, or institutions you think you know, and make sure that when you share, the data you provide is properly protected.

This is an exciting time for many college seniors. Think about what I have said as it relates to you, and take a moment to reflect upon these wise commencement speech-worthy words from Ralph Waldo Emerson: "Make the most of yourself, for that is all there is of you."

This work is the opinion of the columnist and in no way reflects the opinion of ABC News.

Adam Levin is chairman and cofounder of Credit.com and Identity Theft 911. His experience as former director of the New Jersey Division of Consumer Affairs gives him unique insight into consumer privacy, legislation and financial advocacy. He is a nationally recognized expert on identity theft and credit.

This work is the opinion of the columnist and in no way reflects the opinion of ABC News.

Adam Levin is chairman and cofounder of Credit.com and Identity Theft 911. His experience as former director of the New Jersey Division of Consumer Affairs gives him unique insight into consumer privacy, legislation and financial advocacy. He is a nationally recognized expert on identity theft and credit.

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