Suze Orman is known throughout the country for giving no-nonsense financial advice after getting her start on "The Oprah Winfrey Show," and she says she'll keep on offering financial advice to everyday Americans even after that show's final broadcast Wednesday.
It is her crusade, after all, to get Americans to enjoy saving their money as much as they like spending it.
"Freedom comes in many forms. One way it comes, Oprah, is in money," Orman said on her first "Oprah" appearance in January 1998. "I got news: Money alone is not going to set you free."
Orman, now 59, said she was shaking like a leaf before that first taping.
However, it paid off. After dozens of appearances on Winfrey's show, Orman said she stopping being just "Suze Orman," becoming better known as "Suze from the 'Oprah' show," instead.
Orman came from humble roots, learning her tough love approach growing up poor on the South Side of Chicago.
"I would ask my mom for a dollar and she said, 'Honey, I don't have a dollar to give you,'" she told ABC News.
Starting at age 12, Orman worked in her father's deli before moving on to waitressing, a job she kept from age 23 to 30. At age 30, she got a job at Merrill Lynch and taught herself stocks.
The tough upbringing was the foundation for the tough love she dishes out today. Orman said it was Winfrey who coined the phrase, "the Suze smackdown."
"There's a thing called false compassion, where someone says, 'Oh, it's OK, it's alright, no problem' -- And then they continue to do these stupid things over and over again," Orman told ABC News. "If you just smack them down once and go, 'What are you thinking?' they might just get to the next level."
During Winfrey's final farewell show on Wednesday, the host said that her greatest wish is for everyone to carry on moving forward and to not waste any more time.
Orman does not plan to. She wants Americans to start saving, and start saving now.
She thinks that Americans need to start getting the same amount of pleasure from saving as they do from spending. If they could do that, "their whole life would turn around," she said.
Orman told ABC News that if someone retired at age 67 instead of age 62, they would have 40 percent more savings available to them in their golden years. If they retired at 70 years old, they would have 60 percent more.
She added that renting instead of owning a house can be a solid option for saving.
"The possibility of real estate increasing like it used to [won't be] here for a long time," Orman told ABC News. "So, if people would rather rent to save money, invest in things and build a home of cash, build a home of investments [or] build a home of security, I don't have a problem with that."
And what does Orman have to say about Winfrey as she bids farewell to her network broadcast?
"Never lost faith," she said. "She has what it takes to do what it takes."
That's likely something Winfrey's viewers would not question.