Couples can have "money dates," where they go through everything they've spent.
Get a referral from a professional organization like the Financial Recovery Institute, which specializes in helping couples with money issues.
That said, Heidi Evans, author of "How to Hide Money from your Husband and Other Time Honored Ways to Build a Nest Egg," says it can sometimes be a good thing for women to hide money from their husbands.
"We live longer than men," she said. "Our retirement money is less. Women leave the work force to raise children or take care of elderly parents, and so their pensions are not the same as men."
Financial advisors say while it can be important to protect yourself, couples need to know that a spouse's bad financial choices can have long-term implications. If your credit starts to deteriorate and your credit score starts to go down, it raises all of your other interest rates and costs you more money. It also can be detrimental in an emergency situation if you haven't squirreled away enough money to get through a tough period.
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