Recession Rescue: Where to Go for Help

If you don't hear anything soon, contact your former employer yourself.

If you were laid off from a job, this is one government initiative you should not pass up. Even with the 65 percent reduction, the monthly may seem too expensive while out of work. But health insurance coverage is critical to prevent a bad financial situation from turning into a catastrophe.

This work is the opinion of the columnist and in no way reflects the opinion of ABC News.

David McPherson is founder and principal of Four Ponds Financial Planning in Falmouth, Mass. He previously worked as a financial writer and editor for The Providence Journal in Rhode Island. He is a member of the Garrett Planning Network, whose members provide financial advice to clients on an hourly, as-needed basis. Contact McPherson at david@fourpondsfinancial.com.

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