Mortgage Tools

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How Much Can I Borrow?
Calculate a range of monthly mortgage payments for two underwriting scenarios: one that uses aggressive underwriting guidelines and one that uses conservative guidelines.

How Much Will My Mortgage Payments Be?
Calculate your monthly mortgage payment for a given loan amount, interest rate and loan term. Payments are shown for principal and interest (P+I) and combined (P+I+T+I) payments. Combined payments include insurance and taxes

Fixed Rate or Adjustable Rate Mortgage?
Calculates and compare the monthly mortgage payment for a fixed- and adjustable-rate mortgage, given their respective interest rates and other loan terms.

Which Loan Is Better?
Calculate which of two mortgage loans is the better deal. Either or both of the loans may be fixed- or adjustable-rate loans.

Should I Rent, Or Should I Buy?
Calculate whether buying a home is a better deal than renting. In some cases, renting may be cheaper than buying. For example, renting often requires a smaller monthly cash outflow than a combined mortgage payment that includes principal and interest, insurance and taxes (P+I+T+I) and, possibly, mortgage insurance.