AARP Wobbles on Social Security Benefit Cuts

According to SSA.gov:

  • • If full retirement age is 65, a spouse can get 37.5 percent of the worker's unreduced benefit at age 62;
  • • If full retirement age is 66, a spouse can get 35 percent of the worker's unreduced benefit at age 62;
  • • If full retirement age is 67, a spouse can get 32.5 percent of the worker's unreduced benefit at age 62.
Eligibility for Current Spouses: One year of marriage.

How to contact the Social Security Administration: Call 1800-772-1213 or visit www.socialsecurity.gov.

Calculations are based on full retirement benefits of $1,000.

Age Social Security Check Percentage You'll Receive
66 $1,000 100%
65 $933 93.3%
64 $867 86.7%
63 $800 80%
62 $750 75%

Calculations are based on a spouse's full retirement benefits of $1,000.

Age Social Security Check Percentage You'll Receive
66 $500 50%
65 $458 45.8%
64 $417 41.7%
63 $375 37.5%
62 $350 35%

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