Clip Coupons to Get More for Your Money

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Here are other simple tips from coupon enthusiasts Kay and Engels to keep you from breaking the bank:

Use a list: An organized list minimizes time spent in the store, keeps the "buy" on target, helps avoid impulse buying and serves as a reminder of sale prices.

Never shop when you are hungry: You'll be tempted to buy products you don't need.

Leave your children with a neighbor: "Children are always hungry and will bully you into buying junk they don't need — take it from a busy mother of seven," says Kay.

Search high and low for bargains: Many of the bargains are located on the top and lower shelves. The pricey, expensive items are at eye level.

Download apps such as Coupon Sherpa and Yowza to regularly save 30 percent or more in the stores: These apps use ZIP codes to bring you the good deals, show you the stores that accept coupons and help you find the best values.

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