Can Your Commute Impact Your Mortgage?

The last thing new homeowners need is the shock of unexpected expenses, especially when they’re easily anticipated. Any new costs that could impact your monthly mortgage payment are worth a closer look.

[Editor's Note: Before you apply for a mortgage, it's important to check your credit reports to make sure they're accurate. You can get free credit reports once a year with each of the major credit bureaus. Also, you may want to check your credit scores to figure out which interest rate you're most likely to qualify for. You can do this with a free tool, like the Credit Report Card, which updates two of your scores every month and explains the biggest factors that are helping or hurting your scores.]

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