Too Much Credit Card Debt?

Are you swimming in credit card debt? Do you worry about your family's financial future because of thousands of dollars you haven't paid back on your credit cards? Do you want an expert to help you negotiate with your credit card company or debt collection agency?

Consumers with hefty credit card bills may find it hard to pay off their debts as credit card companies, battered by rising delinquencies, raise interest rates and lower credit limits.

(AP Photo)