"And if I marry Chris, [our combined income] will be too much to qualify for Medicaid," she said.
Chapman, a middle school science teacher, makes enough that Friedman says the couple can afford a nice lifestyle -- their own home, a dog -- but doesn't get close to providing what she'll need in terms of therapy and equipment.
"I can't even get a lift to get to the second floor of my house," said Friedman. Her catheter supplies cost around $2,000 per month.
Her toughest moments are when she's struggling with the nerve pain in her abdomen and fingers, said Friedman, and she does her best to keep her mind off the things she'll never get to do.
"The wedding, it was just so close," she said. "It was my dream to marry him and it still is but it makes me so sad that I won't walk down the aisle and have my first dance with him."
Friedman's mother, Carol Friedman, said she expects her daughter's wedding to be "the best."
"The wedding will be the best day ever for us, and I'm hoping that one day it will happen," she said.
Friedman said she and Chapman had wanted a family of their own, and that while she is still able to have children it would be difficult because of the amount of medication she takes.
"I'd have to wean off of everything and it would mean being in pain severely for nine months," she said. "I haven't ruled it out -- I'm almost willing to be in pain lying down for nine months."
An aerobics and dance instructor and active at a senior citizen home prior to her accident, Friedman wants to one day return to work and become "a contributing member of society." She feels confident that she could do administrative work, having taught herself how to type using just her thumb.
Friedman says that she was never one to think of herself as invincible, and would even worry sometimes that something would happen to her that would tarnish her otherwise "perfect life."
"I was always kind of scared something was going to mess up my perfect world," she said. "It was literally perfect but it completely changed and that can happen to anyone."
"But I've learned that even if things do change you can still make your world perfect," she said. "It's just extremely different, we do everything differently now."
Friedman is making progress day by day and can finally sit herself up in bed.
One thing that hasn't changed for Friedman is her support system, from her fiance who bathes her and feeds her to her bridesmaids, including the one who pushed her into the pool last May.
"She's still my best friend," said Friedman, who declined to name the friend. "I don't blame her in any way -- I could have easily done the same thing."
"She was having a really hard time at first, but my family gave her a lot of attention and let her know we don't blame her and nobody is angry with her," said Friedman. "When people read the story I hope they realize how many times before we did this -- we pushed each other in the pool all the time."
"I tell her all the time that I am at peace with what happened, and she should be too," said Friedman.
For more information on Friedman's recovery, visit her website.
ABC News reporter Emily Friedman is not related to Rachelle Friedman.