Loretta from Chicago wrote to tell us about her struggles with Bank of America. After she wrote the bank requesting a loan modification, she sayus she waited six months for a reply. They said they couldn't offer any assistance and reminded her she needed to make her monthly mortgage payments on time.
"Their web site says 'we're here to help you,'" said Loretta. "I'd like to know, whom are they helping?"
User tdenis2010 said that the taxpayer dollars spent on the bailout were misused by the big banks.
"The money taxpayers gave was given with one thing in mind, to make credit available to the middle class and the businesses they run," he wrote. "What did they do with it? They started buying each other and making even bigger banks! So the fat bankers got fatter and the credit for normal folks to brow and build was eaten by these gluttonous and greedy people."
But not all our commenter's agreed with the criticism of the banks. Some thought Americans should take more of the responsibility for the financial crisis.
"I am tired of the blame the bank attitude of this country," one wrote. "Adults signed mortgage notes."
Many users wrote us, angrily accusing the government of ignoring middle class problem.
"We want someone to listen to us, someone who cares that we have lost nearly everything, if not everything," wrote gri14700 on our Web site.
"My family and I are struggling," said another user. "There's no help for the middle. If you're rich everything is covered, if you're poor there's public assistance, but if you're middle class you're basically on your own," blessed452 wrote.
"It seems to me that our government does not represent the average American anymore, only big business," said robert6449 on the site.
Despite all of the problems, some found reasons to be grateful for what they have and to even express hope for the future.
For user j_wo56, just reading the comments on our page served as a powerful reminder.
"I sit here reading as many comments as I can, and it helps to put the problems I have in perspective," said j_wo56. "I realize I am not doing nearly as bad as many others... however I am not doing as well as I had hoped."
After reflecting on his unemployment, foreclosure, and other economic problems with Diane Sawyer today, Scott still maintained his optimism.
"I'm still hopeful for America," he said. "I was in the military, I served this country, and I love this country. There's hope. You just can't give up."
ABC's Sadie Bass, Michael Murray, and Hanna Siegel contributed to this report.i>